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PERAN INTERMEDIASI PERBANKAN TERHADAP USAHA MIKRO KECIL DAN MENENGAH (UMKM) Badriyah, Nurul
Jurnal Ekonomi Pembangunan Vol 7, No 2 (2009): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Bank is a business entity which accummulate funds from society in a form of saving and distributing it to society in a form of credit or other forms available in order to enhance the standard of living of society in general. Bank play role as intermediary institution which bridging two party with different self interest, whether in accumulating or investing, or even in providing other banking services including clearing. SMEs is one of business entity characterized as self liquidating since all of their funding acquired from financial institution is used to finance their business activity. It is different with corporate, where usually funding that is acquired from bank is mostly used for investment or complimenting the fixed capital of company. SMEs is not least important as bigger scale business entity, including in credit distribution since SMEs is proven to have significant and important role in economic development.

Komparasi Jalur Moneter untuk Stabilitas Harga Dalam Kerangka Inflation Targeting Framework (Studi kasus pada interest rate, exchange rate dan credit channel) Wahyudi, Setyo Tri; Zakaria, Rinny Apriliany; Badriyah, Nurul
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 8, No 3 (2019): Jurnal Ekonomi Bisnis dan Kewirausahaan
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

The monetary policy transmission mechanism has many ways in influencing inflation. This method became known as the monetary path. The use of appropriate channels in monetary policy will affect whether or not the objectives of the monetary policy are achieved. This study aims to determine which monetary path is appropriate for Indonesia, which is a developing country with an open economic system. The data used are secondary data taken from Bank Indonesia for the period 2005 to 2016. The research variables include inflation, BI-rate, credit interest rates (SBB), gross domestic product (GDP), exchange rate, bank reserve (BBR), and the amount of credit extended. This study focuses on the path of interest rates, exchange rates and bank credit using the Error Correction Model (ECM). The results of this study indicate that the right monetary path for Indonesia is the credit channel. This is because the value of the Error Correction Term (ECT) coefficient on the ECM model shows that the coefficient of the credit channel is smaller than the interest rate and exchange rate channel, which means that the imbalance that occurs can be resolved more quickly with the credit channel.

Analisis Pengeluaran Sektor Pariwisata terhadap Ketimpangan Upah Tenaga Kerja di Indonesia Prasetya, Lalu Muhammad Azmi; Pudjihardjo, M.; Badriyah, Nurul
Jurnal Ekonomi dan Pembangunan Indonesia 2018: Edisi Khusus Call for Paper 2018
Publisher : Department of Economics-FEB UI

This study analyses the effect of foreign tourist expenditure, government expenditure and foreign investment on wage inequality between skilled, semi-skilled and unskilled labour in the Indonesian tourism sector. The study uses time series data with a period of 22 years. The method used is Error Correction Model (ECM). The results of this study indicate that foreign tourist expenditure and government expenditure increase inequality in the short term, but in the long run can reduce wage inequality. Meanwhile, foreign investment increases inequality both in the short and long term. ================================ Penelitian ini menganalisis pengaruh pengeluaran wisatawan mancanegara, pengeluaran pemerintah dan investasi asing terhadap ketimpangan upah antara tenaga kerja terampil, semi terampil, dan tidak terampil di sektor pariwisata Indonesia. Penelitian menggunakan data time series dengan periode waktu 22 tahun. Metode yang digunakan adalah Error Correction Model (ECM). Hasil penelitian ini menunjukkan bahwa pengeluaran wisatawan dan pemerintah meningkatkan ketimpangan dalam jangka pendek, namun dalam jangka panjang mampu menurunkan ketimpangan upah. Investasi asing meningkatkan ketimpangan, baik dalam jangka pendek maupun jangka panjang.

The Effect of Quality Kindergarten Services Badriyah, Nurul
Early Childhood Research Journal (ECRJ) Vol.3, No.1, June 2020
Publisher : Muhammadiyah University Prss

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/ecrj.v3i1.11729

Early Childhood Education Institutions have been spread in various regions because they see the importance of education, one of which is in the district of Colomadu. At this time, Early Childhood Education institutions are trying to improve their quality in order to attract parents' interest in order to increase parental satisfaction. The purpose of this study was to determine the quality of kindergarten institutions and the level of satisfaction of parents in the district of Colomadu. Subjects in this study were 575 parents of kindergarten institutions in Subdistrict of Colomadu. Sampling using a random propotional sample methodso as many as 73 parents obtained parents. Data collection techniques used questionnaire method, documentation. Data collected were analyzed using descriptive analysis and simple regression analysis. Based on the calculation of simple linear regression coefficient test data obtained (R2 )) equal to 0.174 which implies that the influence of the independent variable (TK service quality) on the dependent variable (the level of parental satisfaction) is 17.4% while the remaining 83.6% is influenced by other factors. And obtained t count 3.864 and obtained value of t table = 1.993 with a significance level of 0.05, then t arithmetic = 3.864 t table = 1.993 so that H0 is rejected and Ha is accepted. Means it can be concluded that there is a significant influence (significance) between the quality of kindergarten services on the level of satisfaction of parents in the Colomadu District 2018/2019.

Characteristics of Writing Explanation Text Enrichment Book Containing 21st Century Competence for Senior High School Students Badriyah, Nurul; Zulaeha, Ida; Wagiran, Wagiran
Seloka: Jurnal Pendidikan Bahasa dan Sastra Indonesia Vol 9 No 3 (2020): December 2020
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/seloka.v9i3.40460

The formation of student personalities that can be developed with writing explanatory texts enrichment book containing 21st century competencies includes aspects of knowledge, skills, and personality that are integrated with 21st century competencies that students must master. This study aims to analyze the need for enrichment book development in writing explanatory text with 21st century competencies and the characteristics of enrichment book development for writing explanatory text with 21st century competence. The research method uses the Research and Development and uses six steps out of ten steps in the R&D method. The results obtained from this study were an analysis of the needs of students and teachers which were grouped based on question aspects, namely (1) material and content needs, (2) 21st century competency content needs, (3) presentation needs, (4) language needs. and (5) legibility and graphics needs. This needs analysis is to determine the tendency of the needs of students and teachers to the form of the enrichment book being developed. Then, the characteristics of the enrichment book are writing explanatory texts containing 21st century competencies according to the perceptions of students and teachers in accordance with the principles of content feasibility, presentation feasibility, linguistic feasibility, and graphic feasibility. In addition, teachers and students are very in accordance with the form of the book that is being made easy to carry. Therefore, the development of an enrichment book to write explanatory texts containing 21st century competencies is in accordance with the wishes of teachers and students in using a learning resource.

THE ROLE OF VILLAGE FUNDS IN VILLAGE FINANCIAL INDEPENDENCE (A Case Study in Jombang Regency) Susanto, Arys Wahyu; Khusaini, Moh.; Badriyah, Nurul
Journal of Indonesian Applied Economics Vol 9, No 1 (2021)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2021.009.01.4

This study aimed to analyze the factors that affect village original income as a component of village financial independence and evaluate the role of village funds for community empowerment in strengthening the influence of VoE on village original income in Jombang Regency. This study used the Moderated Regression analytical method with the Robust Least Square method to test the cross-sectional data provided by Siskeudes of Jombang Regency of 2019. The analysis results showed that village asset utilization affects village original income positively and significantly. Furthermore, it also confirmed the moderating role of the village fund for community empowerment in strengthening the influence of Village-owned Enterprise (VoE) on village original income. These findings indicated that the allocation of village funds to targeted community cmpowerment activities has encouraged the role of VoE in increasing village original income.

Analisis Pengeluaran Sektor Pariwisata terhadap Ketimpangan Upah Tenaga Kerja di Indonesia Prasetya, Lalu Muhammad Azmi; Pudjihardjo, M.; Badriyah, Nurul
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 18, No. 3
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study analyses the effect of foreign tourist expenditure, government expenditure and foreign investment on wage inequality between skilled, semi-skilled and unskilled labour in the Indonesian tourism sector. The study uses time series data with a period of 22 years. The method used is Error Correction Model (ECM). The results of this study indicate that foreign tourist expenditure and government expenditure increase inequality in the short term, but in the long run can reduce wage inequality. Meanwhile, foreign investment increases inequality both in the short and long term.

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