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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Ekonomi Kuantitatif Terapan Ethos Journal of Indonesian Economy and Business Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Hasanuddin Economics and Business Review Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT International Research Journal of Business Studies (E-Journal) Jurnal Pengabdian Pada Masyarakat Journal of Socioeconomics and Development CARADDE: Jurnal Pengabdian Kepada Masyarakat Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Jurnal Aplikasi Akuntansi Jurnal Ekonomi Pembangunan Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan International Journal of Humanities Education and Social Sciences Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Economic Development Analysis Journal
Inayati Nuraini Dwiputri
Universitas Negeri Malang
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Hasanuddin Economics and Business Review

 1 
FINANCIAL TECHNOLOGY AND DEMOGRAPHIC FACTORS ON WELFARE ANALYSIS Grisvia Agustin; Muhammad Hasyim Ibnu Abbas; Inayati Nuraini Dwiputri; Lustina Fajar Prastiwi
Hasanuddin Economics and Business Review Vol 6, No 1 (2022): HEBR June 2022
Publisher : Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.3290

Abstract

Financial technology is very useful in facilitating financial transactions worldwide. It was created to make getting funds and managing finances easier, which can improve people’s welfare. However, it also poses a threat in the form of loans from financial technology lending companies that are not licensed and illegally operate so that customers can be bound by huge interest rates and terrorized by debt collectors. Therefore, this study aims to analyze literacy about financial technology and demographic factors that affect welfare. The analysis results show that most respondents are still ignorant or do not understand the benefits of fin-tech for improving their welfare, and the respondents’ welfare is only affected by age. Although 92% of respondents have savings, these savings do not use fin-tech. Fin-tech is still seen as something that plunges like a shark loan trap, so most respondents still avoid fin-tech for their financial management. Respondents still do not use fin-tech optimally and urgently need education and socialization related to fin-tech.
Co-Authors Abbas, Muhammad Hasyim Ibnu Agus Sumanto Akhmad Makhfatih Albertus Girik Allo Annisya Cenny Julitasari Timur Dea Anggraeni Dian Rachmawati Difa(1), Farach Difa, Farach Dwi Wulandari Ermita Yusida Ezra Oktiano Prasetja Firman, Akmad Grisvia Agustin Ilyas Ilyas Ilyas Ilyas Imam Mukhlis Isalman, Isalman Khasanah(3), Uswatun Khasanah, Uswatun La Ode Anto, La Ode Anto Linda Seprillina Lustina Fajar Prastiwi Makhfatih, Akhmad Marcus Maspaitella Muhammad Syam Kusufi Muhammad Syam Kusufi Muhammad Syam Kusufi, Muhammad Syam Nadila Dwi Adika Niken Ningtiyas Nuni Budi Prastiwi Nur Anita Yunikawati Prastiwi, Nuni Budi Risdia Intan Fajarisa Rizky Dwi Putri Rizza Megasari Sri Handayani Sri Umi Mintarti Vidya Purnamasari