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Pengaruh Pembiayaan Mudharabah, Musyarakah Dan Ijarah Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Devi Sri Hartati; Dailibas Dailibas; Isro’iyatul Mubarokah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (184.198 KB) | DOI: 10.29040/jiei.v7i1.1836

Abstract

Abstract This study aims to determine the effect of mudharabah, musyarakan and ijarah financing jointly or partially on profitability at Islamic Commercial Banks in Indonesia for the 2015-2019 Period. The data used are the financial statements of Bank BCA Syariah and Bank Mandiri Syariah which provide quarterly financial reports. The research method used in this research is quantitative descriptive method. This study used the Multiple Linear Regression model, using four classical assumption tests, namely normality test, multicollinearity test, autocorrelation test and heteroscedasticity test. The results of this study indicate that partially mudharabah has no effect on profitability. Musyarakah partially has a positive and significant effect on profitability. Partially ijarah has a positive and significant effect on profitability. Simultaneously mudharabah, musyarakah and ijarah have a significant effect on profitability.
Pengaruh Pembiayaan Mudharabah, Musyarakah dan Murabahah Terhadap Profitabilitas Bank Umum Syariah Dinar Mega Silvia Sari; Sri Suartini; Isro’iyatul Mubarokah; Nanu Hasanuh
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.003 KB) | DOI: 10.29040/jiei.v7i1.1850

Abstract

This study aims to analyze the effect of mudharabah, musyarakah, and murabahah financing on the level of profitability in banks using the Return on Assets (ROA) ratio simultaneously and partially. The sample used in this study was 42 data from the results of the outlier test which previously had 52 sample data into 42 sample data with the study population using 7 (seven) Islamic commercial banks until 2019. The data analysis method used in this study was multiple linear regression of panel data. The results of this study indicate that partially mudharabah financing has no significant negative effect on the level of profitability, while musharaka partially has a negative effect on the level of profitability. Murabahah financing has a significant positive effect on profitability.
Pengaruh Pembiayaan Mudharabah dan Pembiayaan Musyarakah Terhadap Profitabilitas Bank Umum Syariah di Indonesia Erlyna Damayanti; Sri Suartini; Isro’iyatul Mubarokah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (107.169 KB) | DOI: 10.29040/jiei.v7i1.1856

Abstract

The purpose of this study was to analyze the effect of mudharabah financing and musyarakah financing on profitability of Islamic commercial banks in Indonesia for the 2017-2019 period. The research method used is descriptive research with a quantitative approach using secondary data as research material. Secondary data used are the quarterly financial reports of PT Bank Muamalat Indonesia, PT Bank BRI Syariah, and PT Bank Bukopin Syariah for the 2017-2019 period. The sampling method used was purposive sampling. The data analysis technique used the classical assumption test (normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test). After that to test the hypothesis (t statistical test, f statistical test, and the coefficient of determination), and multiple linear regression analysis. The results showed that both mudharabah and musyarakah financing had an influence on profitability (ROA). Furthermore, partially mudharabah financing has a positive and significant effect on profitability (ROA). Then for musharaka financing partially has a negative and significant effect on profitability (ROA).
Dampak Rasio Kesehatan Bank pada Kinerja Keuangan Bank Umum Syariah Cicih Rusmini; Isro’iyatul Mubarokah
Jurnal Ekonomi Vol 31 No 02 (2022): [Jurnal STEI Ekonomi - JEMI] Vol. 31 No. 02 (Desember 2022)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia (BPJP - STIE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/jemi.v31i02.660

Abstract

This study aims to examine whether there is an impact between bank health ratios and financial performance. In determining the sample using the Purposive Sampling Method so as to obtain 6 samples. Research data obtained from the annual reports of each bank. The technique used in this research is multiple linear regression analysis. The results of the research by t test, financial performance is not influenced by the Capital Adequacy Ratio (CAR), but is influenced by Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Operating Costs and Operating Income (BOPO). The results of the study using the f test, the bank's health ratio affects the financial performance of Islamic commercial banks.
PEMANFAATAN PEKARANGAN RUMAH SEBAGAI MEDIA PEMBERDAYAAN RUMAH TANGGA DI DESA CURUG Isro’iyatul Mubarokah; Fety Nurlia Muzayanah
Glow: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2022): Glow: Jurnal Pengabdian Kepada Masyarakat
Publisher : Program Studi Magister Ilmu Manajemen Sekolah Tinggi Ilmu Ekonomi Sultan Agug

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/glow.v2i2.82

Abstract

Ketahanan pangan merupakan permasalahan yang perlu diselesaikan bersama antara pemerintah dan masyarakat. Masyarakat dapat ikut serta dalam ketahanan pangan dimulai dari ketahanan pangan rumah tangga melalui penggunaan lahan pekarangan yang sempit. Pekarangan rumah memiliki potensi besar untuk dimanfaatkan sebagai lahan produktif yang menunjang dalam mencapai ketahanan pangan lokal. Sayangnya pengetahuan masyarakat mengenai pemanfaatan pekarangan rumah masih terbatas. praktik pembibitan di Desa Curug yaitu Pirus Mars (Pipir Imah di Urus Masyarakat Sejahtera). Kegiatan ini bertujuan untuk meningkatkan pengetahuan masyarakat agar dapat memanfaatkan lahan rumah yang tidak dipakai atau yang tidak terkelola dengan cara menanam tanaman sayuran. Kegiatan ini dilakukan di Desa Curug, Kecamatan Klari, Kabupaten Karawang pada bulan Juli-Agustus 2022. Tahapan kegiatan ini adalah persiapan, observasi dan pelaksanaan. Kesimpulan dari kegiatan ini adalah terselenggaranya kegiatan pendampingan untuk persemaian benih cabai dan kangkung sehingga diperoleh bibit yang siap ditanam di lahan pekarangan rumah masyarakat yang belum dikelola. guna menunjang ketahanan pangan rumah tangga