Garuda - Garba Rujukan Digital

ANALISIS KESESUAIAN SYARIAH ELECTRONIC MONEY PADA BANK PENERBIT UANG ELEKTRONIK DI INDONESIA Febriandika, Nur Rizqi; Hakimi, Fifi
An-Nisbah: Jurnal Ekonomi Syariah Vol 7, No 1 (2020): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2020.7.1.212 - 249

Uang elektronik sebagai instrumen pembayaran mikro (micropayment) dapat menjadikan proses pembayaran secara lebih cepat, mudah, efisien, dan aman. Walaupun mempunyai banyak kemanfaatan dan keunggulan, kesesuaian uang elektronik dengan syariat Islam masih perlu didiskusikan mengingat baru ada satu uang elektronik yang mendapatkan sertifikat halal MUI. Kesesuaian dengan kaidah fiqh, akad-akad muamalah, maqasid syariah dan fatwa DSN-MUI sangat penting untuk menentukan apakah uang elektronik tersebut telah sesuai dengan syariat Islam atau tidak. Penelitian ini mengambil data dari kepustakaan (library research). Penelitian ini melakukan teknik pengumpulan data dengan melakukan penelitian terhadap berbagai literatur. Literatur yang digunakan merujuk kepada hukum ekonomi syariah, maqasidh syariah, dan Peraturan Bank Indonesia tentang uang elektronik. Dalam penentuan kesesuaian syariah pada uang elektronik terdapat dua hal yang perlu dianalisis, yakni karakter uang elektronik (dzatnya) dan bagaimana mekanisme uang elektronik yang berlaku (penerapan muamalahnya). Dari segi karakteristik dzatnya, nilai uang elektronik konstan dan stabil sehingga tidak bisa dijadikan alat spekulatif bagi yang memegangnya. Sehingga uang elektronik bisa terbebas dari unsur riba, gharar dan perjudian karena jumlahnya tetap. Jika bank tersebut mengelola secara benar dan tidak bertentangan dengan prinsip-prinsip syariah maka hal tersebut diperbolehkan. Pengguna uang elektronik tidak perlu khawatir tentang kehalalan produk uang elektronik tersebut sebab pada dasarnya itu adalah representasi dari sejumlah uang yang mereka miliki. Adapun kelebihan pembayaran saat hendak mengisi ulang uang elektronik merupakan ujroh/imbalan atas jasa yang telah ditawarkannya. Akad-akad yang dapat digunakan dalam mekanisme uang elektronik adalah jual beli (al-ba?y), 2) wadiah, 3) sharf, 4) ijarah, 5) wakalah, 6) qardh.

The Impact of Climate Change on Economic Conditions: Evidence in Indonesia Febriandika, Nur Rizqi; Rahayu, Cahyaningtiyas
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 14, No 2 (2021): September 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v14i2.29920

Climate change has consequences and influences on agricultural productivity, especially in tropical areas such as Indonesia. Agricultural produce contributes to the level of Gross Domestic Product. Climate change is a challenge for the environment that has the most extensive impact on the economic, natural resources, and agricultural sectors, even as a concern for climate change on agricultural production. So it is needed to discuss climate change which has an impact on various sectors, especially the economic sector. This research was carried out during 2016-2018 using all provinces in Indonesia. This study uses panel data regression method, and the chosen model is the Fixed Effect Model (FEM) by displaying the effects of each region. The results of this study show that R-squared value isÂ 0.990095 which means that 99% of independent variables collectively determine the value of GDP. Meanwhile, changes in temperature, increased rainfall, and increased air quality index partially have no effect on GDP. Only the extent of agricultural land area partially has a positive effect on GDP.

The Impact of Climate Change on Economic Conditions: Evidence in Indonesia Febriandika, Nur Rizqi; Rahayu, Cahyaningtiyas
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 14, No 2 (2021): September 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v14i2.29920

Climate change has consequences and influences on agricultural productivity, especially in tropical areas such as Indonesia. Agricultural produce contributes to the level of Gross Domestic Product. Climate change is a challenge for the environment that has the most extensive impact on the economic, natural resources, and agricultural sectors, even as a concern for climate change on agricultural production. So it is needed to discuss climate change which has an impact on various sectors, especially the economic sector. This research was carried out during 2016-2018 using all provinces in Indonesia. This study uses panel data regression method, and the chosen model is the Fixed Effect Model (FEM) by displaying the effects of each region. The results of this study show that R-squared value is 0.990095 which means that 99% of independent variables collectively determine the value of GDP. Meanwhile, changes in temperature, increased rainfall, and increased air quality index partially have no effect on GDP. Only the extent of agricultural land area partially has a positive effect on GDP.

The Effect of Distributive Justice, Procedural Justice of Compensation and Emotional Intelligence on Affective Commitments Nur Rizqi Febriandika
Jurnal Ilmiah Ekonomi Islam Vol 6, No 1 (2020): JIEI, Vol. 06 No. 01, 2020
Publisher : ITB AAS INDONESIA Surakarta

This research determines the distributive justice of compensation, procedural justice of compensation and emotional intelligence on affective commitment. The populations of this study are 115 non-managerial employees of three BMT in Yogyakarta. This study uses quantitative methods and SEM (Structural Equation Modeling) is used to analyze the data collection which is operationalized by the AMOS 21 application program. The results of this study indicate that distributive justice and emotional intelligence have a significant positive effect on affective commitment while procedural justice compensation has no effect on affective commitment.

ISLAMIC CHARACTER DEVELOPMENT THROUGH BOARDING-BASED PUBLIC SCHOOLS: INTERNALIZATION ISLAMIC METHODS Nur Rizqi Febriandika; Chori Miftahul Kosidatul Natus
TA'DIBUNA: Jurnal Pendidikan Agama Islam Vol 4, No 1 (2021): Educational Issues
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jpai.4.1.12-28

This study aims to explain and identify the methods used in internalizing Islamic characters in boarding-based public schools. Public schools that implement a boarding system have a unique and special character. It is different from Islamic education which has been firmly embedded in schools that have been based on pesantren since the beginning. This research is descriptive qualitative, with data collection methods through observation, interviews, and documentation. The results of this study show that internalization of Islamic characters through subjects in the dormitory, such as the study of classical Islamic books (Fiqhu Sunnah, Aqidatul Awwan, Bidayatul Mujtahid, etc) and self-development activities in the form of extracurricular and organizational activities. The used methods are the wisdom method, exemplary method, habitual method, mauidzah method, and the reward and punishment method. Unlike pesantren culture which is closely tied to the figure of the kyai, the dormitory-based State Islamic schools tend to be weak in terms of the initiative and charisma of the kyai who the leaders are. Individually, kyai figures in boarding-based public boarding schools do not have as strong a role as those in pesantren. However, the ustad and coach figures play a collective and joint role in building students' Islamic character.Keywords: Islamic Character, Madrasah Aliyah, Boarding System, Public Schools

PENYULUHAN MENGENAI PEMBERDAYAAN EKONOMI MASYARAKAT DI DUSUN REJOSARI, BOYOLALI DENGAN USAHA MIKRO MELALUI BAITUL MAL WAT TAMLIK (BMT) Nur Rizqi Febriandika; Veronika Candra Dewi
Jurnal Terapan Abdimas Vol 7, No 1 (2022)
Publisher : UNIVERSITAS PGRI MADIUN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/jta.v7i1.8729

Abstract. The residents of Rejosari Hamlet, Seboto Village, Ampel District, Boyolali Regency are religious residents where there are many mosques in their neighborhood. The majority of residents work as farmers. The necessities of modern life are increasingly complex, plus agricultural products are only able to meet a few of the necessities of life, sometimes forcing some residents into debt and credit. Their ignorance of how to develop the economy through micro business or Home Industry. Making them trapped in debt and poverty. The community in Rejosari Hamlet, Boyolali has not received counseling related to community economic empowerment with micro-businesses through Baitul Mal Wat Tamwil (BMT), so this makes people not know how to start a micro business and is afraid to do a micro business because there is no capital. In this article, the author tries to investigate the needs of the villagers and then provides a solution to them by holding counseling on community economic empowerment with micro enterprises through the Baitul Mal Wat Tamwil (BMT). This counseling activity aims to increase knowledge of residents related to Micro Business or Home Industry and increase public awareness to run micro businesses so that they can increase income. Lectures and dialogues are interactively chosen as service methods, and in this outreach activity is carried out for one day. The results show that the community's understanding of community economic empowerment with micro-businesses through Baitul Mal Wat Tamwil (BMT) has increased significantly after this activity was held, and the people in this village have a high desire to have a micro business.Abstrak. Warga Dusun Rejosari, Desa Seboto, Kecamatan Ampel, Kabupaten Boyolali merupakan penduduk religius dimana terdapat banyak masjid di lingkungan tempat mereka. Mayoritas warga bermata pencaharian sebagai petani. Kebutuhan hidup zaman modern semakin kompleks ditambah lagi hasil pertanian yang hanya mampu mencukupi kebutuhan hidup beberapa saja, hingga terkadang memaksa sebagian warga berhutang piutang. Ketidaktahuan mereka tentang cara mengembangkan perekonomian melalui usaha mikro atau Home Industry. Membuat mereka terjebak dalam hutang dan kemiskinan. Masyarakat di Dusun Rejosari, Boyolali belum mendapatkan penyuluhan terkait Pemberdayaan ekonomi masyarakat dengan usaha mikro melalui Baitul Mal Wat Tamwil (BMT), sehingga hal ini membuat masyarakat tidak mengetahui bagaimana memulai usaha mikro dan takut melakukan usaha mikro karena tidak adanya modal. Pada artikel ini penulis mencoba untuk menginvestigasi kebutuhan dari penduduk desa lalu kemudin memberikan solusi kepada mereka dengan mengadakan Penyuluhan Mengenai Pemberdayaan Ekonomi Masyarakat dengan Usaha Mikro Melalui Baitul Mal Wat Tamwil (BMT). Kegiatan penyuluhan ini bertujuan untuk menambah pengetahuan warga terkait Usaha Mikro atau Home Industry dan menambah kesadaran masyarakat untuk melakukan usaha mikro sehingga dapat menambah penghasilan. Ceramah dan dialog secara interaktif dipilih sebagai metode pengabdian, dan dalam kegiatan penyuluhan ini dilakukan selama satu hari. Hasil menunjukkan bahwa pemahamanan masyarakat mengenai Pemberdayaan ekonomi masyarakat dengan usaha mikro melalui Baitul Mal Wat Tamwil (BMT) mengalami peningkatan secara signifikan setelah diadakan kegiatan ini, dan masyarakat di desa ini mempunyai keinginan yang tinggi untuk memiliki usaha mikro.

Role-Playing Method In Developing Islamic Student’s Entrepreneurship Mentality Nur Rizqi Febriandika; Sisna Gaida
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 10 No 1 (2021): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM Publishing & Printing

The purpose of this study is to determine the application of the role-playing method as well as supporting and inhibiting factors in fostering the entrepreneurial mentality of students in the "Theme of My Living Area" The sub-theme of "My Living Environment" in 2013 curriculum Class IV at Madrasah Ibtidaiyah (MI) Muhammadiyah 2 Kudus Special Program. This research is a type of field research using a qualitative descriptive approach. Interviews, observation, and documentation are used as data collection technique. This study indicates that thematic learning at MI Muhammadiyah 2 Kudus has been running according to the stages in thematic learning, namely the planning stage, the implementation stage, and the evaluation stage. There are three stages in role-playing, namely: preparation, implementation, evaluation. Some student act as mango farmers, fruit juice sellers, bookstore owners, employees, barber services, buyers. The use of a lot of time inhibiting factor is a lot of time.

Do Profit-Sharing Rate, Promotion Media, Location, And Service Facilities Affect Muslim Decisions To Use Islamic Banks? Nur Rizqi Febriandika
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 10 No 2 (2021): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December
Publisher : LPPM Publishing & Printing

The majority of Indonesian people are Muslim, making Indonesia a potential market in the development of Islamic banking. The purpose of this study was to determine whether profit-sharing rate, promotion media, location, service facilities affect the decisions of the Muslim community to use Islamic banks. This type of research is quantitative research, which uses the method of structural equity modelling (SEM). The large sample size for the SEM method is based on the number of indicators in the variable due to the enormous population size, namely Muslims in Indonesia. The number of respondents in this study was 214 people. The results of this study indicate that profit-sharing rate, promotion media, location, service facilities do not affect the decisions of the Muslim community to use Islamic banks. Muslims are more likely to choose Islamic banks because of the halal label than other factors. Factors that generally make customers use conventional banks do not apply to Islamic banks. This research can be a reference or a reference for Islamic banks in making policies. Variables that are proven to have no effect can be eliminated in making policies to increase Islamic bank customers.

MARKETING STRATEGY OF GHARAR BUSINESS SCHEMES: Mystery Box on E-Commerce Shopee Platform Nur Rizqi Febriandika; Nabila Putri Tsany; Tipmanee Sriplod
Islamuna: Jurnal Studi Islam Vol. 9 No. 1 (2022)
Publisher : Madura State Islamic Institute (Institut Agama Islam Negeri (IAIN) Madura)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/islamuna.v9i1.6028

ABSTRACT Mystery box sale and purchase have developed into a fraudulent area, the prices and goods obtained are not appropriate, so consumers feel at a loss. This study aims to determine the marketing strategy and sales mechanism of the mystery box. The research method used in this research is descriptive qualitative with the type of research used in this study being observation by examining mystery box products in Shopee. Based on the results of the analysis carried out on the Shopee application, two types of keywords were found. The first keyword is the Mystery Box and the second keyword is the "Misteri Box" both have different product categories. There are ±27,000 products entitled mystery box and ±14,678 products with the name mystery box. So, it can be concluded that most of the sellers use titles with the keyword "mystery box". Mystery box on the Shopee site can be categorized as a marketing strategy that uses marketing segmentation without differentiating the market (Undifferentiated Marketing) and targeting in the form of full market coverage/mass market targeting. ABSTRAK Jual beli mystery box berkembang menjadi sebuah lahan penipuan, harga dan barang yang didapat tidak sesuai sehingga konsumen merasa rugi. Penelitian ini bertujuan untuk mengetahui strategi marketing dan mekanisme penjualan dari mystery box. Metode penelitian yang digunakan dalam penelitian ini adalah kualitatif deskriptif melalui pendekatan observasi pada produk mystery box yang ada di Shopee. Bedasarkan dari hasil analisis yang dilakukan pada aplikasi Shopee ditemukan dua jenis kata kunci, pertama adalah “Mystery box” dan kata kunci kedua adalah “Misteri Box”. Keduanya memiliki kategori produk berbeda. Hasil penelitian menunjukkan bahwa terdapat 27.000 produk yang muncul jika menggunakan kata kunci “mystery box” dan terdapat terdapat 7.000 produk jika menggunakan kata kunci “misteri Box”. Sehingga, dapat disimpulkan jika kebanyakan dari penjual lebih banyak menggunakan judul dengan kata kunci “mystery box”. Strategi pemasaran produk mystery box di Shopee dapat dikategorikan sebagai strategi marketing yang menggunakan segmentasi pemasaran tanpa membedakan pasar (Undifferentiated Marketing) dan targeting berupa cakupan pasar penuh (full market coverage/mass market targeting).

Survey On Career Interest of Sharia Economic Law Students In The Final Semester Nur Rizqi Febriandika; Fajriyanti Fatimah; Putri Wirayanti
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 2 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to map the career interests of Islamic economic law students after graduating from college. Sharia economic law is a unique study program because it combines several major scientific competencies, namely law, economics, and sharia science. The type of research is descriptive qualitative research by distributing questionnaires. Data collection methods include filling out questionnaires, interviews, observations, and documentation. This study indicates that 74% of the samples taken choose to work directly rather than continue their master's studies (S2). The biggest factor influencing career choice is own desire (74%). The first priority that is most in-demand are Islamic financial institutions with 23%, the selected jobs that are the second priority that is most in demand are in non-bank companies 38%. Meanwhile, students who want to continue their studies after graduation tend to choose masters with the same major, namely the master of sharia economic law (16%). The implementation of a law degree for graduates of Islamic Economic Law has a very large advantage for graduates of Islamic Economic Law, but many students choose to work in the field of economics even though the degree obtained is a law degree because there is still a lack of understanding of law compared to law graduates from the law faculty itself. Keywords: Career, Sharia Economic Law, Students

Title

Found 17 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 17 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 17 Documents
Search