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ANALISIS TINGKAT KESEHATAN BANK DENGAN METODE CAMELS DAN RGEC PADA BANK RAKYAT INDONESIA AGRONIAGA PERIODE 2007 - 2016 RATTIE PRAMESWARI; Henrycus Winarto Santoso; Bambang Budiarto
CALYPTRA Vol. 7 No. 2 (2019): Calyptra : Jurnal Ilmiah Mahasiswa Universitas Surabaya (Maret)
Publisher : Perpustakaan Universitas Surabaya

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Abstract

Competition of the band world increasingly tight. Every business that is required to have a health level in accordance with the standards set by Bank Indonesia. Assessment of soundness of commercial banks by CAMELS and RGEC method.This study aims to compare the health of PT. BRI Agroniaga Tbk period 2007 - 2016 using this second method. This research is descriptive research with quantitative approach, using the ratio ofCAR, ROA, ROE, NIM, BOPO, and LDR. Testing is done by descriptive statistical test. With ɑ = 5% found no significant difference in Bank Rating.
ANALISIS PENGARUH KREDIT BERMASALAH TERHADAP RETURN ON ASSETDI BANK BCA PERIODE 1999-2015 Aisyah Ratna Pertiwi; Henrycus Winarto Santoso; Bambang Budiarto
CALYPTRA Vol. 7 No. 2 (2019): Calyptra : Jurnal Ilmiah Mahasiswa Universitas Surabaya (Maret)
Publisher : Perpustakaan Universitas Surabaya

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Bank lending has the risk of having a chance of non performing loan .If non performing loan is high, it will affect the profiability (Return On Asset) banking. This study aims to examine the influence of non performing loans on profitability (Return On Asset) at BCA bank period 1999-2015. This type of research is one-way causality in which the independent variable (non-performing loan) that affects the dependent variable (return on asset). The analysis technique used is simple linear regression with small squares equation and hypothesis test using t-statistic to test partial regression coefficient with 5% significance level. From the results of analysis testing shows the magnitude of NPL to ROA is 84.9%, while the rest is influenced by other factors not included in this research model. From result of t test can be concluded, that Non Performing Loan (NPL) have negative significant influence to Return On Assets (ROA).
PERKEMBANGAN EKSPOR NON-MIGAS INDONESIAPERIODE 2012-2016 Muhammad Multazam; Ahmad Zafrullah TN.; Bambang Budiarto
CALYPTRA Vol. 7 No. 2 (2019): Calyptra : Jurnal Ilmiah Mahasiswa Universitas Surabaya (Maret)
Publisher : Perpustakaan Universitas Surabaya

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The purpose of this study is to analyze the development of Indonesia's non-oil / gas exports from various sectors and commodities over the period of 5 years (2012-2016) and to examine the export potential of Indonesia's sectors and commodities in the face of competition in the international market. This research uses descriptive qualitative method to improve the condition that happened about. Export of non oil and gas indonesia. The data used in the research is non-oil export data from 2012to 2016 obtained by government agencies and literature study. The result of research shows that the development of non oil and gas export in Indonesia tends to decrease. the causes of such price declines include the 2008-2009 global financial crisis, the decline in prices of major commodities in the market, and domestic shortages such as low competitiveness and growth rates. Opportunity development of non oil and gas export Indonesia can be maximized through government policies.
Keputusan Perempuan Menikah Untuk Bekerja: Sebuah Studi Backward Bending Of Labor Supply I Gusti Ayu Pusparani; Bambang Budiarto; Sugeng Hariadi
CALYPTRA Vol. 8 No. 2 (2020): Calyptra : Jurnal Ilmiah Mahasiswa Universitas Surabaya (Mei)
Publisher : Perpustakaan Universitas Surabaya

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Abstract - In the current global era, working women is not surprising, especially for women with families. Various reasons become the basis for a woman to work. Economic development makes the needs increase, the number or quantity of women workers is increasing. The descriptive qualitative analysis approach of exploration with the triangulation method in this study aims to find out the reasons for women to continue working or not after marriage. The data collected is primary data from the results of semi-structured interviews with three parties, namely married women who work in the banking, non-banking industries, and housewives. The results of this study indicate that married women who decide to work are based on reasons to help the family economy. When given a higher salary offer with the consequence of increased work hours, women workers do not take the offer. In accordance with the backward bending of labor supply theory (Eisenhauer, 2014), that working hours respond positively to wage increases to a certain level, further increases in wages encourage a reduction in the hours desired by labor.Keyword: Backward Bending of Labor Supply, Decision, Married Woman, Working Abstrak - Pada era global saat ini, perempuan bekerja bukanlah hal mengejutkan, terlebih untuk perempuan berkeluarga. Berbagai alasan menjadi dasar bagi seorang perempuan untuk bekerja. Perkembangan ekonomi membuat kebutuhan semakin bertambah, jumlah atau kuantitas pekerja perempuan semakin meningkat. Pendekatan analisis kualitatif deskriptif eksplorasi dengan metode triangulasi dalam studi ini bertujuan untuk mengetahui alasan apa yang menjadi dasar perempuan untuk tetap bekerja atau tidak setelah menikah. Data yang dikumpulkan merupakan data primer dari hasil wawancara secara semi-terstruktur dengan tiga pihak, yaitu perempuan menikah yang bekerja di industri perbankan, non-perbankan, dan ibu rumah tangga. Hasil penelitian ini menunjukkan bahwa perempuan menikah yang memutuskan untuk bekerja didasari oleh alasan untuk membantu perekonomian keluarga. Ketika diberikan tawaran gaji yang lebih besar dengan konsekuensi jam kerja yang ditambah, perempuan pekerja tidak mengambil tawaran tersebut. Sesuai dengan teori backward bending of labor supply (Eisenhauer, 2014), bahwa jam kerja merespons secara positif terhadap kenaikan upah hingga ke tingkat tertentu, peningkatan lebih lanjut dalam upah mendorong pengurangan jam-jam yang diinginkan tenaga kerja.Kata Kunci: Backward Bending of Labor Supply, Bekerja, Keputusan, Perempuan Menikah
PERDAGANGAN INTERNASIONAL EKSPOR TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA 2015‐2019 Leny Tresnawati Kusuma; Ahmad Zafrullah; Bambang Budiarto
CALYPTRA Vol. 9 No. 2 (2021): Calyptra : Jurnal Ilmiah Mahasiswa Universitas Surabaya (Mei)
Publisher : Perpustakaan Universitas Surabaya

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Abstract — In a country, economic growth is a top priority. In realizing Indonesia's economic growth there is a very influential factor namely International Trade. In international trade, the country will benefit directly through an increase in national income and ultimately increase the rate of output and economic growth. The main development component in international trade is exports, exports play a major and significant role in the development process of a nation. This study uses quantitative methods using statistical tests processed through SPSS, aiming to obtain more valid data to be able to analyze the impact of international trade (exports) on economic growth in Indonesia in 2015‐ 2019. The analysis shows that international trade (exports) has no direct effect on economic growth in Indonesia, this is evidenced by the results of analysis of studies that show that even though exports fell, the trade balance experienced a surplus and the known r value for the relationship of economic growth and exports was 0.393 <r table 0.878. This shows that economic growth does not correlate with exports (invalid). Keywords: economic growth, exports, international trade Abstrak — Dalam sebuah Negara, pertumbuhan ekonomi merupakan sebuah capaian yang menjadi prioritas utama. Dalam mewujudkan pertumbuhan ekonomi Indonesia terdapat faktor yang sangat berpengaruh yaitu Perdagangan Internasional. Didalam perdagangan internasional, negara akan memperoleh keuntungan secara langsung melalui kenaikan pendapatan nasional dan pada akhirnya akan menaikkan laju output dan pertumbuhan ekonomi. Komponen pembangunan utama dalam perdagangan internasional adalah ekspor, artinya ekspor memegang peranan utama dan signifikan terhadap proses pembangunan suatu bangsa. Studi ini menggunakan metode kuantitatif menggunakan uji statistik yang diolah melalui SPSS, bertujuan untuk mendapatkan data yang lebih valid untuk dapat melakukan analisa dampak perdagangan internasional (ekspor) terhadap pertumbuhan ekonomi di indonesia 2015‐2019. Hasil analisis menunjukkan bahwa perdagangan internasional (ekspor) tidak berpengaruh langsung terhadap pertumbuhan ekonomi di Indonesia, hal ini dibuktikan dengan hasil analisis studi yang menunjukkan bahwa walaupun ekspor turun akan tetapi neraca perdagangan mengalami surplus dan diketahui nilai r hitung untuk hubungan pertumbuhan ekonomi dan ekspor adalah 0,393 < r tabel 0,878 . Hal ini menunjukkan bahwa pertumbuhan ekonomi tidak berkolerasi dengan ekspor (dinyatakan tidak valid). Kata kunci: pertumbuhan ekonomi, ekspor, perdagangan internasional
KAUSALITAS PEMBIAYAAN MURABAHAH, MUDHARABAH,DAN MUSYARAKAH DENGAN PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA, 2011‐2018 Dani Agus Dwi Nanto; Sugeng Hariadi; Bambang Budiarto
CALYPTRA Vol. 9 No. 2 (2021): Calyptra : Jurnal Ilmiah Mahasiswa Universitas Surabaya (Mei)
Publisher : Perpustakaan Universitas Surabaya

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Abstract ‐ The development of Islamic Banks in Indonesia in recent years experienced a pretty good development. One factor is bank profitability which is the ability of banks to generate profits in a certain period. Profitability measurements are performed with Return On Equity (ROE) obtained by the comparison formula of net income and equity income. This study aims to determine the relationship between Syariah Commercial Bank (BUS) products, namely Murabahah, Mudarabah and Musharakah. The data in this research are secondary data and testing using granger causality test on EViews 11. The results of the study indicate that there is a causality relationship between Mudharabah and Return on Equity (ROE) in the short term. Then it is also known that there is a causal relationship between Musharakah and Return on Equity (ROE) in the long run. Keywords: Murabahah, Mudharabah, Musharakah, Return On Equity (ROE). Abstrak ‐ Perkembangan Bank Syariah di Indonesia beberapa tahun ini mengalami perkembangan yang cukup bagus. Salah satu faktornya yaitu profitabilitas bank yang merupakan kemampuan bank dalam menghasilkan keuntungan dalam periode tertentu. Pengukuran profitabilitas dilakukan dengan Return On Equity (ROE) diperoleh dengan rumus perbandingan laba bersih dibagi dengan pendapatan ekuitas. Penelitian ini bertujuan untuk mengetahui hubungan antara produk Bank Umum Syariah (BUS) yaitu Murabahah, Mudharabah dan Musyarakah. Data dalam penelitian merupakan data sekunder dan pengujian menggunakan uji kausalitas granger pada EViews 11. Hasil dari penelitian menunjukkan bahwa terdapat hubungan kausalitas antara Mudharabah dengan Return On Equity (ROE) dalam jangka pendek. Kemudian diketahui juga terdapat hubungan kausalitas antara Musyarakah dengan Return On Equity (ROE) dalam jangka panjang. Kata Kunci: Murabahah, Mudharabah, Musyarakah, Return On Equity (ROE).
Ketahanan Sektor Informal Pada Masa Pandemi Covid19 Di Kabupaten Sidoarjo Bambang Budiarto
Journal of Economics Development Issues Vol 3 No 2 (2020): Journal of Economics Development Issues
Publisher : Universitas Pembangunan Nasional "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.491 KB) | DOI: 10.33005/jedi.v3i2.67

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Pandemi sering dipahami sebagai penyakit yang menyebar secara global dan meliputi geografis yang sangat luas. Inilah yang terjadi saat ini, pandemi covid19 yang disebabkan oleh virus corona telah menembus batas-batas wilayah dan bahkan batas-batas logika. Terjadi dimana-mana dengan berbagai negative effect yang mengikutinya, termasuk juga menerobos dengan baik di wilayah Kabupaten Sidoajo, sebuah kabupaten yang memproklamirkan diri sebagai kota seribu UKM. Situasi yang demikian ditambah dengan kebijakan-kebijakan di tingkat pusat ataupun tingkat daerah tentu saja membawa dampak pada keseluruhan pelaku usaha di kabupaten ini. Ada pelaku usaha yang masih mampu bertahan dengan berbagai strateginya pun ada pula pelaku usaha yang babak belur karenanya. Memahami hal tersebut dengan memberdayakan metode hypothesis test proportion, hal ini coba untuk dianalisis dengan melibatkan 90 pelaku usaha sebagai sampel pengukuran pada level of significat 5%. Hasilnya menunjukkan bahwa proporsi keluhan pelaku usaha sektor informal yang menggeser transaksi unit kegiatan ekonominya ke media online adalah lebih sedikit dibanding proporsi keluhan pelaku usaha sektor informal yang tidak menggeser transaksi unit kegiatan ekonominya ke media online pada masa pandemi covid19 di kabupaten sidoarjo. Dengan demikian, penggeseran transaksi ke media online ini adalah lebih baik daripada tidak menggeser transaksi ke media online pada masa pandemi covid19 di kabupaten sidoarjo sebagai salah satu strategi mempertahankan keberadan unit kegiatan ekonominya.
Measurement and Analysis of Differences in The Impact of The Implementation of Large-Scale Social Restrictions (PSBB) Based on The Mann Whitney Test Bambang Budiarto
Procedia of Social Sciences and Humanities Vol. 1 (2021): Proceedings of the 2nd International Conference On Intelectuals Global Responsibility
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/pssh.v1i.23

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This research is a non-parametric statistical measurement form which use the Mann Whitney Test. The aim is to determine whether or not there are differences in the impact of the implementation of the PSBB as a result of Covid-19 pandemic in the Surabaya, Gresik and Sidoarjo areas through the distribution of questionnaires and interviews, a sample of 134 people who were distributed in the 3 regions obtained. From the results of repeated simulations, measurements and testing to answer existing hypotheses, it can be seen that there are 3 things that are the conclusions of this study. The first conclusion, that there is no difference in the impact of the PSBB implementation in the Sidoarjo and Surabaya areas, which use α = 5%, the value obtained Zcount = -0.65745 is higher than Ztabel = +/- 1.96. It is in the receiving area which means H0 or the hypothesis that there is no difference in the impact of the PSBB implementation between Sidoarjo and Surabaya areas cannot be rejected. The second conclusion, that there are differences in the impact of the PSBB implementation in the Surabaya and Gresik areas with the result that the value of Zcount = -2.28792 is lower than Ztable. The same thing happened in the third test, there was a significant difference in the impact of the PSBB implementation in Sidoarjo and Gresik areas. Furthermore, in the descriptive analysis, there are several factors were found which effect the three tests result, as follows: geographic, demographic, social, cultural and employment factors.
Analisis Pengaruh Investasi, Angkatan Kerja, dan Infrastruktur terhadap Pertumbuhan Ekonomi Provinsi Jawa Timur Leonard Krismanto Simeon; Made Siti Sundari; Bambang Budiarto
Keluwih: Jurnal Sosial dan Humaniora Vol. 3 No. 1 (2022): Keluwih: Jurnal Sosial dan Humaniora (April)
Publisher : Direktorat Penerbitan dan Publikasi Ilmiah, Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/soshum.v3i1.5349

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Abstract—An investment value can increase the absorption of labor so that the use of this labor will increase purchasing power and labor productivity. Infrastructure development is believed to be able to facilitate the mobility and distribution of goods and people from one area to another, thus facilitating and streamlining the economic process. The purpose of this study was to analyze the effect of the Realization Value of PMDN, Realization Value of PMA, Labor force, and Infrastructure partially and simultaneously on the economic growth of East Java Province. The data used in this study is secondary data sourced from reports from the Central Bureau of Statistics (BPS) of East Java Province, especially data for 2010-2021. The data studied include data on Gross Regional Domestic Product, realization value of Domestic Investment, Foreign Investment, Labor Force, and Road Infrastructure. The data collection method used is the documentation method. The model used is the Ordinary Least Square (OLS) model which is analyzed by multiple regression. The results showed that partially Realization of the Value of PMDN has a positive and not significant effect on the Gross Regional Domestic Product, but Labor Force and Road Infrastructure have positive and significant effects. And the Realization of PMA has a negative but not significant effect. Simultaneously the realization of PMDN, the realization of PMA, the Labor force and Infrastructure have a positive and significant impact on East Java's economic growth at the level of alpha = 5%. Keywords: economic growth, realization of the value of DDI, realization of the value of FDI, labor force, road infrastructure Abstrak—Nilai investasi dapat meningkatan penyerapan tenaga kerja sehingga penggunaan tenaga kerja ini akan menambah daya beli serta produktifittas tenaga kerja. Pembangunan infrastruktur diyakini dapat mempermudah mobilitas dan distribusi baik barang maupun orang dari satu dearah ke daerah lain, sehingga akan memperlancar dan mengefisienkan proses perekonomian. Tujuan penelitian ini adalah menganalisis pengaruh Realisasi Nilai PMDN, Realisasi Nilai PMA, angkatan kerja, dan infrastruktur secara parsial dan secara simultan terhadap pertumbuhan ekonomi Provinsi Jawa Timur. Data yang digunakan dalam penelitian ini adalah data sekunder yang bersumber pada laporan Badan Pusat Statistik (BPS) Provinsi Jawa Timur khususnya data tahun 2010-2021. Data yang diteliti meliputi data Produk Domestik Regional Bruto, nilai realisasi Penanaman Modal Dalam Negeri, Penanaman Modal Asing, Angkatan kerja, dan Infrastruktur Jalan. Metode pengumpulan data yang digunakan adalah metode dokumentasi. Model yang digunakan adalah model Ordinary Least Square (OLS) yang dianalisis dengan regresi ganda. Hasil penelitian menunjukkan bahwa secara parsial Realisasi Nilai PMDN berpengaruh positif dan tidak signifikan, namun Angkatan Kerja dan Infrastruktur berpengaruh positif dan signifikan. Dan Realisasi PMA berpengaruh positif tetapi tidak signifikan. Secara simultan realisasi PMDN, realisasi PMA, angkatan kerja dan infrastruktur berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi Jawa Timur pada tingkat alpha =5%. Kata kunci: pertumbuhan ekonomi, realisasi nilai PDMN, realisasi nilai PMA, angkatan kerja, infrastruktur jalan
STRATEGI PENGEMBANGAN WILAYAH MADURA PASCA PEMBANGUNAN JEMBATAN SURAMADU PERIODE 2010-2014 Lilik Purwantini; Ahmad Zafrullah Tayibnapis; Bambang Budiarto
Jurnal Ekonomi dan Bisnis Vol. 20 No. 1 (2015): Ekonomi dan Bisnis: Berkala Publikasi Gagasan Konseptual, Hasil Penelitian, Ka
Publisher : Jurusan Ilmu Ekonomi Prodi Ekonomi Pembangunan Fakultas Bisnis dan Ekonomika Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (195.18 KB) | DOI: 10.24123/jeb.v20i1.1584

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This study aimed to analyze the strategy of regional development in Madura after Suramadu Bridge began operating between 2010 to 2014. In this study, the object used is the regional development of Madura. This study used a qualitative approach and data used are secondary data obtained from Badan Pusat Statistik (BPS). Results from this study indicate that the regional development in Madura after Suramadu bridge began operating hasn’t achieve the expectation, both from the government and from the folks itself.