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Penggunaan  Metode Forensik  Dalam Pengungkapan Kejadian  Klaim Asuransi  Kebakaran Sean Michael Ferdinand; Mulawarman Awaloedin; M Nasyubun
JNANALOKA Vol. 04 No. 02 September Tahun 2023
Publisher : Lentera Dua Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36802/jnanaloka.2023.v4-no02-77-89

Abstract

When an insurance claim occurs, there is often a difference of opinion between the insurer and the insured in interpreting the contents of the policy. In order to resolve claim disputes, according to the clauses in the policy, an opinion from an independent third party is needed. The purpose of third party involvement is to provide an opinion from another point of view. In this research, it is described how third parties are involved in resolving an insurance claim. Starting from the incident report, it was reported that a fire had occurred at latitude coordinates 7°25'26"S and longitude 112°43'33"E. Appointed investigators visit places affected by the fire to carry out inspections at the scene and investigate the origin of the fire and look for possible causes of the fire. Using forensic methods that include on-site investigation, damage analysis, witness statements, interpretation, and deductive reasoning processes,  data collected in the field is then analyzed to be tested against a number of proposed hypotheses. Debris and electrical cable samples were collected for further analysis. Based on physical evidence collected during the investigation, it was discovered that the fire started in the northwest portion of the building. The results of the findings were then traced by tracing the parts of the building that were damaged, and investigators found an electrical short circuit  due to a failure in the lights. These findings are then analyzed by the insurance claims team to determine the amount of the claim that must be paid by the insurer. There were no suspicious elements or circumstances surrounding the fire and other possible causes of the fire have been considered and ruled out.
Prospek Pialang Asuransi Dan Bekerja Di Perusahaan Pialang Asuransi Sebagai Industri Penunjang Asuransi Mulawarman Awaloedin; I Nyoman Winata
Jurnal Masyarakat Madani Indonesia Vol. 2 No. 4 (2023): November
Publisher : Alesha Media Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59025/js.v2i4.143

Abstract

Tujuan Pengabdian kepada Masyarakat (PkM) ini adalah memberikan penyuluhan guna meniti karir sebagai pialang asuransi di industri perasuransian Indonesia. Untuk mencapai tujuan tersebut, maka dilakukan kegiatan penyuluhan pada semester genap tahun akademik 2022/2023. Sasaran yang ingin dicapai adalah para mahasiswa program sarjana dan diploma asuransi, mahasiswa yang sedang menempuh tugas akhir dan berminat untuk meniti karir di industri pialang asuransi, serta masyarakat pengguna jasa keperantaraan dalam industri perasuransian. Sedangkan metode pelaksanaan kegiatan ini dilakukan secara virtual melalui platform zoom meeting. Hasil PkM ini sangat bermafaat bagi mahasiswa, dosen dan praktisi pialang asuransi dan pialang reasuransi untuk menambah pengetahuan mereka secara praktis di lapangan. Sedangkan prospek pialang dan bekerja di perusahaan pialang asuransi dan pialang reasuransi masih terbuka dan sangat menjanjikan bagi para pencari kerja.
Risk Based Capital Sebagai Tolok Ukur Kinerja Keuangan Perusahaan Asuransi Jiwa Dalam Membantu Masyarakat Yang Hendak Berasuransi I Nyoman Winata; Mulawarman Awaloedin
AKUNTANSI 45 Vol. 4 No. 2 (2023): November : Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v4i2.1805

Abstract

The purpose of this study is to analyze the difference in the RBC between the national life insurance company and the joint venture life insurance company and to analyze the impact of the difference in the RBC  for people who want to be insured. The method used is a case study on national life insurance companies and joint life insurance companies, each with 5 companies with the largest assets, in 2019-2020. While the type of data is secondary data collected through the website of each company in the form of financial statements. The analysis technique was carried out by means of a different mean test (Compare Means) or a t-test (t-test) with the help of SPSS. Then analyze the impact of differences in the RBC achievement for people who want to be insured. The calculation results show that there is no difference in the RBC between the national life insurance company and the joint venture life insurance company. However, judging from the average RBC, national life insurance companies have not shown better financial performance than joint venture life insurance companies. This has an impact on the lack of public trust in national life insurance companies, which has the potential to cause the company's inability to cope with the risk of future losses.
Peningkatan Keterampilan Mengajar Matematika Dasar Bagi Tenaga Pengajar Siswa Disabilitas Netra Mulawarman Awaloedin; Bagus Suhendar
Jurnal Masyarakat Madani Indonesia Vol. 3 No. 2 (2024): Mei
Publisher : Alesha Media Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59025/js.v3i2.214

Abstract

Tujuan Pengabdian kepada Masyarakat (PkM) ini adalah memberikan pelatihan untuk guru-guru di Bimbel Lentera Inklusif (Bimbel LI) yang mengajar siswa disabilitas netra. Pelatihan yang diberikan berupa operasi hitung pada matematika dasar dalam bentuk pola-pola perkalian, penjumlahan dan pengurangan. Pelatihan dilaksanakan dalam jaringan melalui mimbar pertemuan zoom (zoom meeting platform). Sasaran yang ingin dicapai adalah para pengajar mampu meningkatkan kualitas belajar matematika untuk siswa disabilitas netra. Hasil yang diperoleh adalah pengajar disabilitas netra mampu memahami dengan baik materi yang disampaikan, dan mengusulkan untuk membuat draft pengajaran khusus untuk siswa berusia antara 5- 8 tahun