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Pawnshops in the Perspective of Islamic Law Rahmat Ilyas
al-'adalah Vol 16, No 1 (2019): AL-'ADALAH
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (189.473 KB) | DOI: 10.24042/adalah.v16i1.3879

Abstract

The development of the economy and the business world will always be followed by the development of the need for credit and the provision of credit facilities that always require collateral. This is for the security of the provision of credit in the sense that the loan received will be guaranteed by guarantee. In this context the importance of the guarantee institution lies. Pawn is a guarantee institution that has been very well known in people's lives in their efforts to get funds for various needs. Pawnshops is a state-owned enterprise in Indonesia whose core business is in the field of lending/loan services to the public on the basis of mortgage law. In Indonesia the legal basis of Pawnshop are: the MUI DSN fatwa No. 25 / DSN-MUI / III / 2002 dated June 26, 2002 concerning rahn which states that loans with mortgaged goods as collateral for debt in the form of rahn are permitted; the MUI DSN fatwa No.26 / DSN-MUI / III / 2002 concerning gold pawning; as well as the MUI DSN fatwa No. 68 / DSN-MUI / III / 2008 about rahn Tasjily
Analisis Risiko Pembiayaan Bank Syariah Rahmat Ilyas
BISNIS Vol 7, No 2 (2019): Bisnis: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v7i2.6019

Abstract

Financing or financing is funding provided by one party to another party to support the planned investment, whether done alone or in an institution. Risk in the banking context is a potential event, both predictable and unpredictable that has a negative impact on bank income and capital. The main reason for the occurrence of credit risk is that banks are too easy to lend or invest because they are too required to take advantage of excess liquidity, so that credit assessments are less careful in anticipating various possible business risks that they finance. Risk management is needed to identify, measure and control various types of risk, because it becomes a very basic tool to support the sustainability of the bank's business. The type of risk management that is closely related to the role of DPS is reputation risk, which in turn has an impact on displaced commercial risk, such as liquidity risk and other risks. The function and role of DPS in Islamic banks has strong relevance to the risk management of Islamic banking, namely reputation risk, which in turn impacts other risks such as liquidity risk.
PEMAHAMAN DAN MINAT MASYARAKAT PETANI LADA BANGKA BELITUNG TERHADAP PENERAPAN SISTEM RESI GUDANG Rahmat Ilyas; Alwan Sobari
Scientia: Jurnal Hasil Penelitian Vol 5 No 1 (2020): Scientia
Publisher : LP2M IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/sci.v5i1.1342

Abstract

Salah satu upaya menghadapi persaingan global adalah dengan menerbitkan instrumen baru dalam bidang pembiayaan perdagangan dan pengelolaan stok nasional, sehingga harga barang yang ditawarkan dapat bersaing di pasar global. Sistem pembiayaan perdagangan tersebut harus dapat diakses setiap waktu oleh setiap pelaku usaha, terutama pengusaha kecil dan petani kecil, yang selama ini masih terbentur masalah kesulitan permodalan dan keterbatasan jaminan kredit. SRG merupakan salah satu instrumen penting dan efektif dalam sistem pembiayaan perdagangan. SRG dapat memfasilitasi pemberian kredit bagi dunia usaha dengan agunan inventori atau barang yang disimpan di gudang. SRG juga bermanfaat dalam menstabilkan harga pasar dengan memfasilitasi cara penjualan yang dapat dilakukan sepanjang tahun. Penelitian ini mencoba melihat dan mengkaji sejauh mana tingkat pemahaman serta minat masyarakat khususnya petani lada di bangka belitung teradap SRG yang sudah berkembang saat ini. Dijadikannya masyarakat petani lada bangka Belitung sebagai salah objek penelitan karena petani Bangka Belitung merupakan petani dengan penghasilan komoditas lada yang cukup besar. Metode Penelitian yang digunakan dalam penelitian ini adalah metode kuantitatif. Populasi yang dijadikan dalam penelitian ini adalah masyarakat petani lada yang berada di provinsi Kepulauan Bangka Belitung, jumlah sampel dalam penelitian adalah sebesar 397 responden. Teknik atau cara pengumpulan data yang digunakan dalam penelitian ini adalah dalam bentuk Kuesioner. Hasil penelitian ini menunjukkan bahwa pemahaman masyarakat petani lada Bangka Belitung terhadap sistim resi gudang adalah tergolong rendah, hal ini dilihat dengan hasil jawaban responden 70,3 % (279 responden) responden tergolong rendah, 27,5 % (109 responden) tingkat pemahamannya sedang dan 2,3% (9 responden) responden yang masuk kategori tinggi. Begitu juga dengan minat petani lada Bangka belitung terhadap sistem resi gudang juga tergolong rendah, dari 397 responden sebanyak 58,7 % (233 responden) responden tergolong rendah, 34,5 % (137 responden) tingkat minatnya sedang dan 6,8 % (27 responden) responden yang masuk kategori minat yang tinggi. Kata Kunci : ,
Analisis Kelayakan Pembiayaan Bank Syariah Rahmat Ilyas
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 4 No 2 (2019): Asy-Syar'iyyah Desember 2019
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v4i2.999

Abstract

Sharia banks are banks that operate by not relying on interest. Islamic banks or commonly referred to as a bank without interest, is a financial institution / banking operational and its products are developed based on al-Qur'an and hadith. Financing is one of the principal tasks of banks, namely the provision of facilities to provide funds to meet the needs of the parties which is the unit deficit. The main purpose of the financing analysis is to gain confidence whether the customer has the willingness and ability to fulfill his obligations in an orderly manner, both principal and profit sharing in accordance with the agreement with the bank.
Perilaku Manusia Berkonsumsi dalam Perspektif Ekonomi Islam Rahmat Ilyas
Edugama: Jurnal Kependidikan dan Sosial Keagamaan Vol 5 No 2 (2019): EDUGAMA: Jurnal Kependidikan dan Sosial Keagamaan
Publisher : PASCASARJANA IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/edugama.v5i2.969

Abstract

The Qur'an describes humans as biological, psychological and social beings. All three dimensions must be integrally integrated within human beings. No one can dominate the other. Like, his tendency as a biological creature is more prominent than his psychological dimension. The human dimensions depicted in the Qur'an also show that humans have diverse needs. As a biological creature, man needs things that can be healthy and protect his body. As human psychological beings need things that can nourish their intellectual and spiritual growth. As social beings humans need to socialize with other creatures.
MANUSIA SEBAGAI KHALIFAH DALAM PERSFEKTIF ISLAM Rahmat Ilyas
MAWA IZH JURNAL DAKWAH DAN PENGEMBANGAN SOSIAL KEMANUSIAAN Vol 7 No 1 (2016): MAWA'IZH JUNI
Publisher : Faculty of Da’wa and Islamic Communication, State Institute for Islamic Studies of Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/maw.v7i1.610

Abstract

Human existence as a creature of God's creation on this earth has an important role in its function as a vicegerent on earth. Allah not only regulates the life associated with the worship of God, but God also regulate how humans perform its role on this earth as caliph who aims to be the safety of the world and the hereafter. In the Islamic concept, man is the vicegerent namely as a representative, a replacement or a god in advance bumi.dengan ambassador of his position as Caliph of Allah on earth, man will be held accountable before him. About how he was a holy duty caliphate. Therefore, in executing the responsibilities that humans are equipped with a variety of potential as a mind that provides the ability for humans to do so
PENGARUH RETURN ON ASSETS DAN RETURN ON EQUITY TERHADAP RETURN SAHAM SYARIAH PADA PERUSAHAAN CONSUMER GOODS (FOOD AND BEVERAGES) YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX PERIODE 2018-2020 Irmawati Irmawati; Rahmat Ilyas; Mandala Faldini
Budgeting: Jurnal Akuntansi Syariah Vol 3 No 1 (2022): Budgeting: Jurnal Akuntansi Syariah, Juni 2022
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v3i1.2738

Abstract

In investing, investors are faced with uncertainty between the returns to be obtained and the risks they will face. For this reason, investors need financial information that is used as an important indicator to assess the company's performance and stock returns on the investments they make. Financial reports, especially those related to return on assets and return on equity, are one of the important information used by investors to assess company performance. This study aims to determine the effect of return on assets and return on equity on sharia stock returns in Consumer Goods companies listed on the Jakarta Islamic Index for the 2018-2020 period. The type of this research is descriptive quantitative with secondary data type. This research was conducted on Consumer Goods companies listed on the Jakarta Islamic Index for the 2018-2020 period. The sampling technique used purposive sampling with data analysis techniques using panel data analysis techniques and consisted of population and data samples, design, research models, data instruments and multiple regression tests. Data collection techniques consist of literature studies, previous research and data obtained from quarterly financial reports published on Consumer Goods companies listed on the Jakarta Islamic Index. The population used are companies in the Jakarta Islamic Index index on the Indonesia Stock Exchange, with a sample of 4 issuers where there are 48 data taken for 3 years from 2018-2020. The results of this study indicate that partially return on assets (ROA) has a positive and significant effect on Islamic stock returns with the acquisition of a probability value of 0.02130 <0.05 and return on equity (ROE) has a negative and significant effect on Islamic stock returns with the acquisition of probability values. of 0.0140 < 0.05. While the return on assets (ROA) and return on equity (ROE) variables together show a significant effect on sharia stock returns.