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Journal : E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis

EFFECT OF MACROECONOMY, CAPITAL ADEQUACY RATIO, AND NON PERFORMING FINANCING ON RETURN ON ASSETS : Study Empirical at PT. Bank Syariah Mandiri Muhammad Nasir Nasir; Muhammad Yazid AR; Rusydi Rusydi Rusydi; Anggya Sophia Imannisa
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 22, No 1 (2021): Volume 22, Nomor 1, April 2021
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (307.2 KB) | DOI: 10.29103/e-mabis.v22i1.648

Abstract

The purpose of this study is to determine the influence of macroeconomic, CAR, and NPF variables against ROA at PT. Bank Syariah Mandiri in Indonesia. The data used in this study was Time Series data from 2008-2019. The sample in this study uses the saturated or census sampling method, where the entire population is sampled.The research method used in this study is a multiple regression with the smallest quadratic equation. The results showed that simultaneously inflation, GDP, price of gold, CAR and NPF had significant effect on ROA. In partial GDP, and NPF have negative and significant effect on ROA, while inflation, gold prices, and CAR have no significant effect on ROA. The fifth ability of the variable explains ROA by 67.6% while the remaining 32.4% is influenced or explained by other variables not included in the study. These results are expected to be beneficial to sharia banking, especially PT Bank Syariah Mandiri Syariah in order to better improve the future performance
Pengetahuan Masyarakat Umum dan Masyarakat Santri Terhadap Bank Syariah : Studi Kasus Kemukiman Bandar Baru Kecamatan Banda Baro Kabupaten Aceh Utara Muhammad Nasir; Mukhlis Mukhlis; Miskarina Miskarina
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 17, No 1 (2016): April
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (550.46 KB) | DOI: 10.29103/e-mabis.v17i1.52

Abstract

Islamic Banking is a bank that runs its main activity to gather funds from community and to funneling funds to community based on the principles of Shariah. This study discusse about the knowledge of the general public and the islamic students toward Islamic banking.The purpose of this research is to find out how the knowledge of the general public and the islamic students toward Islamic banking. The objects of this research are community general public and Islamic student in Kemukiman Bandar Baru. For the general public is composed of five villages, are: Cot Jabet, Ulee Nyeue, Paya Uleue, Alue Keurinyai and Jamuan. For Islamic Students consists of Integrated Dayah Darul Ma’rifah and Recitation Hall Babussalam Al-Aziziyah. The Data used in this research is the primary data obtained through interviews of respondents directly by using the questionnaire. In the sample, methods used is probability sampling and to define samples in research is used technique stratified sampling and engineering clusters of sampling.Hence, samples are obtained for the general public and islamic students for each are 100 respondents.Test statistics instrument used for analysis this research is test different samples average two pairs (paired sampels test). Test result average difference suggests that there is a difference of knowledge among the general public and the islamic students of Islamic banking. This suggests that the knowledge society students are still less aware of Islamic banking. The implication may provide opportunities to the existing Islamic banking in the community to conduct socialization to society, particularly the Islamic students.Keywords: General Public, Islamic students, Islamic Banking