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Konstribusi Pembiayaan Perbankan Syariah terhadap Pengembangan Usaha Mikro, Kecil, dan Menengah Muslimin Kara
AHKAM : Jurnal Ilmu Syariah Vol 13, No 2 (2013)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v13i2.944

Abstract

Abstract: The Contribution of Funding Shariah Banking to Developing Micro, Small, and Medium Enterprises Inority Jurisprudence. The characteristics of Islamic banking are different to conventional banking, because Islamic banking based on the core products of for results which developed into mushârakah and mudârabah financing products. Thus, the existence of Islamic bank should provide large contributions toward real sector development. One enterprise unit that needs to be developed to support real sector development is Micro Small and Medium Enterprises (MSMEs) in the current national economy havinga very important position, because of its contribution in employment and Gross Domestic Product (GDP), as well as flexibility and strength in the face of economic crisis.Keywords: Islamic fund, Micro, Small, and Medium Enterprises (MSMEs)Abstrak: Konstribusi Pembiayaan Perbankan Syariah terhadap Pengembangan Usaha Mikro, Kecil, dan Menengah. Karakteristik perbankan syariah berbeda dengan perbankan yang berdasarkan sistem bunga, karena perbankan syariah didasarkan pada core product pembiayaan bagi hasil yang dikembangkan dalam produk pembiayaan mushârakah dan mudârabah. Dengan demikian, kehadiran perbankan syariah seharusnya memberikan dampak yang besar terhadap pertumbuhan sektor riil. Salah satu unit usaha yang perlu dikembangkan untuk mendorong pertumbuhan sektor riil adalah usaha mikro kecil dan menengah (UMKM) yang dalam perekonomian nasional saat ini memiliki posisi yang sangat penting, karena kontribusinya dalam penyerapan tenaga kerja dan pendapatan domestik bruto (PDB), serta fleksibilitas dan ketangguhannya dalam menghadapi krisis ekonomi.Kata Kunci: pembiayaan syariah, usaha mikro, kecil, dan menengah (UMKM)DOI: 10.15408/ajis.v13i2.944
DETERMINAN RATE OF RETURN PADA PERBANKAN SYARIAH Hurriah Ali Hasan; Gagaring Pagalung; Muslimin Kara
Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 7 No 2 (2022): Adz-Dzahab Volume 7 Nomor 2 Oktober 2022
Publisher : IAI Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47435/adz-dzahab.v7i2.1281

Abstract

Artikel ini bertujuan untuk mengidentifikasi determinan tingkat pengembalian simpanan pada bank syariah. Penelitian ini menyelidiki faktor-faktor yang mempengaruhi tingkat pengembalian di bank syariah. Penelitian ini mengkaji determinan dan hubungan sebab akibat antara determinan utama pertumbuhan, yaitu deposito investasi mudharabah, tingkat bunga, tingkat pengembalian dan pendapatan pada bank syariah periode 2020 – 2021. Data dianalisis dengan menggunakan pendekatan kuantitatif yang menunjukkan hasil empiris bahwa deposito investasi mudharabah, tingkat bunga, tingkat pengembalian dan pendapatan, berkontribusi terhadap pertumbuhan perbankan syariah di Indonesia. Kata Kunci: Bank Syariah; Deposito; Rate of Return
Impact Of Sharia-Based Product Differentiation To Encourage The Growth Of Islamic Banks In Indonesia Syarifuddin Syarifuddin; Gagaring Pagalung; Muslimin Kara; Alif Ilman Mansyur
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 7 No 2 (2022): Asy-Syar'iyyah Desember 2022
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v7i2.2771

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The development of Islamic banks in Indonesia today can be said to be slow when compared to conventional banks. There are several challenges that cause this, such as capital problems, the development of sharia product innovations, to the inadequate quality of human resources, to limited infrastructure in sharia economic development. In this study, we will discuss one of these challenges, namely the development of sharia product innovation or called sharia product differentiation. The purpose of this study is to determine the effect of product differentiation, on people's decisions in choosing banks and products to be used and their impact on the development of Islamic banks in Indonesia. This research is descriptive research using secondary data related to the effect of product differentiation on Islamic banking. The population in this study are residents throughout Indonesia who use Islamic banks. The results of the study indicate that the variable in question, namely product differentiation, is considered important so that it has an impact on people's decisions to choose whether to use products from Islamic banks. This will automatically encourage the growth rate of Islamic banks in Indonesia.
Analisis Indikator Keberkahan Berzakat Bagi Muzakki pada Badan Amil Zakat Nasional (BAZNAS) Kota Makassar Andi Muhammad Jaka Danto; Muslimin Kara; Trisno Wardy Putra
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 7 No 1 (2023): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v7i1.761

Abstract

The Islamic economic system is a moderate system that values private property and its development on conditions through justified means, does not tyrannize others, and has a very close relationship with the great Islamic morals and ethics. This article will describe the zakat blessings for Muzakki at BAZNAS Makassar City. This research is a type of field research that uses a qualitative approach. The results of the study show that the Islamic economic system is a moderate system that respects private property and its development with conditions through justified means, does not tyrannize others, and has a very close relationship with the great Islamic morals and ethics. The desired justice in the Islamic economic system does not solely lie in production and how to obtain it but also in its distribution and use, or utilization.
Examining Islamic Economic Thought: Adiwarman Azwar Karim Muhammad Fadel; Muslimin Kara; Rahman Ambo Masse; Nurjannah Nurjannah
Maqrizi: Journal of Economics and Islamic Economics Vol 3 No 1 (2023): Vol 3 No 1 (2023): MAQRIZI: JOURNAL OF ECONOMICS AND ISLAMIC ECONOMICS
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/maqrizi.v3i1.603

Abstract

Adiwarman Azwar Karim is one of the contemporary Muslim scholars in Indonesia who has an important role in the development of Islamic economics in Indonesia. His thoughts and ideas gave birth to various works that became a reference for academics and practitioners of Islamic economics so that it had a major impact on the development of Islamic economics today. The purpose of this research is to look at some of Adiwarman Azwar Karim's thoughts. The method used is a literature study with a descriptive qualitative approach. Data sources come from secondary data sources, namely journals and books related to the discussion. The results showed that the methods and approaches used by Adiwarman Karim in his various works were historical approaches, fiqh and economic approaches. Some of Adiwarman Karim's economic thoughts are Islamic Economic Design, Intellectual Integration and Harakah; Campus-Government-Practitioner, Mudharabah Concept, Gold Pawn and Economic Value of Time. In addition, Adiwarman avoids Islamizing the economy by taking conventional economics and then tracing the verses of the Qur'an and hadith because it forces the Qur'an and hadith to match the human mind.