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Revitalisasi Pengelolaan ZISWAF untuk Pembangunan Sosial Ekonomi; Studi Fungsi Intermediasi Masjid melalui BASDAM Syarifuddin Syarifuddin; Rifqah Mursidah; Devita Ayu Fildayanti; Anisa Lusiana; A Syathir Sofyan; Akramunnas Akramunnas
Jurnal Iqtisad Vol 7, No 2 (2020): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v7i2.3695

Abstract

Abstract This study aims to determine the effect of the socialization of zakat, infaq, alms and endowments (ZISWAF) on public awareness, as well as the intermediary function of mosques in East Luwu Regency in the management of ZISWAF. The method used in this research is mix methods, with a sequential explanatory model. Samples obtained were 49 people and 6 community leaders as informants. The results of this study indicate that the socialization variable has a significant effect on public awareness. Thus, this proves that the Al-Muhajirin Mosque, Nurul Yaqin Grand Mosque and the Ibnu Taimiyah Mosque implement the intermediation function of managing their ZISWAF funds by enlivening the mosque through conducting routine programs, teaching TPA and mutual cooperation. However, the application of the intermediation function is still considered to be less than optimal, therefore revitalization of the intermediation function is needed so that the function of the mosque during the time of the Prophet can be carried out again. Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh sosialisasi zakat, infaq, sedekah dan wakaf (ZISWAF) terhadap kesadaran masyarakat, serta fungsi intermediasi masjid di Kabupaten Luwu Timur dalam pengelolaan ZISWAF. Metode yang digunakan pada penelitian ini yaitu mix methods, dengan model urutan pembuktian (sequential explanatory). Sampel yang didapatkan sebanyak 49 orang dan 6 tokoh masyarakat sebagai informan. Hasil penelitian ini menunjukkan bahwa variabel sosialisasi berpengaruh signifikan terhadap kesadaran masyarakat. Sehingga, hal ini membuktikan bahwa Masjid Al-Muhajirin, Masjid Raya Nurul Yaqin dan Masjid Ibnu Taimiyah menerapkan fungsi intermediasi dari pengelolaan dana ZISWAFnya dengan meramaikan masjid melalui penyelenggaraan program rutin, pengajaran TPA dan gotong royong. Namun penerapan fungsi intermediasi tersebut dirasa masih kurang maksimal, oleh karena itu revitalisasi fungsi intermediasi sangat diperlukan agar fungsi masjid pada masa Rasulullah dapat dilaksanakan kembali.
The Indigenous Ecotourism in Kajang South Sulawesi: Empowerment Issues in The Context of Pa'pasang Ri Kajang Ega Rusanti; Andi Syathir Sofyan; Syarifuddin Syarifuddin; Akramunnas Akramunnas
Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Vol 5, No 2 (2021)
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (858.641 KB) | DOI: 10.15575/rjsalb.v5i2.11661

Abstract

The issue of empowerment in indigenous groups has very little attention. This discussion is critical because empowering the indigenous people of Kajang results from a tourism visit that collided with Pa'pasang ri Kajang’s value. This article bridges the relationship of ecotourism with the values of the Kajang tribe's beliefs. Second, investigating the issue of empowerment of the Kajang Indigenous community that hinders the development of ecotourism. This article uses ethnographic research methods. The data comes from direct interviews with the Ammatoa indigenous people. The Pa'pasang ri Kajang philosophy plays an essential role in the Kajang community's daily activities; however, various problems arise to develop ecotourism. What the Kajang community should get is feedback from tourist visits. Of course, this article provides knowledge implications about travelling to indigenous peoples' areas and providing input to stakeholders to develop ecotourism.
Analysis Concept of a Mosque-Based Community Economic Empowerment Strategy at the Islamic Center Dato Tiro Bulukumba Ega Rusanti; A Syathir Sofyan; Syarifuddin Syarifuddin
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 1 (2021)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.042 KB) | DOI: 10.21927/jesi.2021.11(1).41-50

Abstract

The purpose of this research is to find out and analyze the concept of mosque- based economic empowerment at Dato Tiro Islamic Center in Bulukumba Regency which has been and should be carried out. The research conducted is a qualitative study with field research (field studies) in the deepening of the reference as a source of primary and secondary data, while in the collection of data used methods of observation, interviews and documentation. The results of the study show that the concept of empowerment that is being applied today such as the use of a multipurpose floor as a market area every Friday is effective enough for the community and the prosperity of the mosque. It's just that there are many other potential possessed by the mosque that can be developed in an effort to empower the Ummah, establishing BMT as a form of financial assistance to the community in building a business. So that the mosque is able to carry out its function not only as a means of worship but also has a role in building the economy of the Ummah.
SISTEM BAGI HASIL SIMPANAN PADA KOPERASI SYARI’AH BMT ASY-SYABAAB BKPRMI KAB. PINRANG Muhammad Nasri Katman; Syarifuddin Syarifuddin
EL MUDHORIB : Jurnal Kajian Ekonomi dan Perbankan Syariah Vol. 1 No. 2 (2020)
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (738.904 KB) | DOI: 10.53491/elmudhorib.v1i2.102

Abstract

Penelitian ini dilakukan dengan tujuan Untuk Menganalisis sistem bagi hasil simpanan pada Koperasi Syari’ah BMT Asy-Syabaab BKPRMI Kab. Pinrang. penelitian ini adalah penelitian deskriptif. Penelitian deskriptif adalah sebuah penelitian yang bertujuan untuk memberikan atau menjabarkan suatu keadaan atau fenomena yang terjadi saat ini dengan menggunakan prosedur ilmiah untuk menjawab masalah secara aktual. Berdasarkan Hasil Penelitian ditemukan bahwa Prosedur Simpanan di Koperasi Syari’ah BMT Asy-Syabaab BKPRMI dilakukan dengan beberapa tahap seperti mengisi Formulir. Sistem Bagi Hasil dan Perhitungannya yang diterapkan oleh Koperasi Syari’ah BMT Asy-Syabaab BKPRMI pada Simpanan yaitu metode Profit sharing yang sesuai dengan Fatwa DSN No.15/DSN-MUI/IX/2000 Dalam Pembagian Hasil. Sedangkan dalam penetapan pembagian Nisbah bagi hasil telah ditetapkan oleh BMT dan Nasabah (Kesepakatan). Pendapatan bagi hasil Simpanan selalu berbeda, tergantung pada jumlah saldo tabungan dan keuntungan BMT, karena besarnya saldo tabungan dan keuntungan BMT selalu berubah tiap bulannya.
The Potential of Sharia Fintech in Increasing Micro Small and Medium Enterprises (MSMEs) in The Digital Era in Indonesia Syarifuddin Syarifuddin; Rahmawati Muin; Akramunnas Akramunnas
JURNAL HUKUM EKONOMI SYARIAH Volume 4, No. 1, April 2021
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v4i1.9768

Abstract

The potential for financial technology development or fintech with sharia basis in Indonesia is still quite large. Indonesia as the largest Muslim country in the world, becomes an undeniable potential. The purpose of this research is to know the potential of Fintech in increasing MSMEs in the digital era in Indonesia. This study uses document studies with a literature review approach. The results of this research show that. First, The patterns applied by sharia fintech in dealing with the problems faced by MSMEs in Indonesia include the ability to manage and analyze data in the era of big data, improve technology infrastructure, create transaction systems easily, content-based marketing in terms of digital marketing, establish cooperation, collaboration, and investment with relevant stakeholders, and innovation of fintech products. Second, The potential of Sharia Fintech in increasing MSMEs in the digital era in Indonesia, MSMEs have been using many applications and cooperating with banks and sharia Savings and Loan Cooperatives, so as to provide easy access to various types of bank financial services and savings and loan cooperatives, now financial institutions are able to reach all MSMEs to remote areas, Sharia Fintech has opened access to business financing more easily and quickly from banking institutions and other Islamic financial institutions.
Islamic Rationality on the Influence of Global Consumerism Culture Ega Rusanti; Syarifuddin Syarifuddin; A. Syathir Sofyan; Muhammad Ridwan
Al-Tijary AL-TIJARY VOL. 7, NO. 1, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.573 KB) | DOI: 10.21093/at.v7i1.3053

Abstract

The culture of consumerism has expanded globally. Basically, this ideology is a derivative of investment capitalism which gives rise to a spirit of consumption to form "self-identity". As a result, consumerism causes new problems in the order of life, namely psychological and manipulative damage, the formation of new social constructs, as well as economic inequality and ecological damage. This study aims to examine the assumptions in Islamic rationality on the influence of consumerism. This research is a descriptive qualitative with systematic literature review (SLR) analysis tool to carry out studies, interpretations, extractions, and synthetic retrieval of previous studies. The results showed that the Islamic rationality described in the Al-Quran is able to answer the problems caused by consumerism that occur. The assumptions in Islamic consumption that are interpreted in the Qur'an are: Consuming halal and thayyib and avoiding haram consumption; consumption is balanced simply and in moderation; consuming by prioritizing priority needs and social consumption; conduct sustainable and responsible consumption.
Impact Of Sharia-Based Product Differentiation To Encourage The Growth Of Islamic Banks In Indonesia Syarifuddin Syarifuddin; Gagaring Pagalung; Muslimin Kara; Alif Ilman Mansyur
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 7 No 2 (2022): Asy-Syar'iyyah Desember 2022
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v7i2.2771

Abstract

The development of Islamic banks in Indonesia today can be said to be slow when compared to conventional banks. There are several challenges that cause this, such as capital problems, the development of sharia product innovations, to the inadequate quality of human resources, to limited infrastructure in sharia economic development. In this study, we will discuss one of these challenges, namely the development of sharia product innovation or called sharia product differentiation. The purpose of this study is to determine the effect of product differentiation, on people's decisions in choosing banks and products to be used and their impact on the development of Islamic banks in Indonesia. This research is descriptive research using secondary data related to the effect of product differentiation on Islamic banking. The population in this study are residents throughout Indonesia who use Islamic banks. The results of the study indicate that the variable in question, namely product differentiation, is considered important so that it has an impact on people's decisions to choose whether to use products from Islamic banks. This will automatically encourage the growth rate of Islamic banks in Indonesia.
Women’s Empowerment with Islamic Philanthropy Model: A Case Study of STF Dompet Dhuafa Program in South Sulawesi Nurfiah Anwar; Syarifuddin Syarifuddin
Journal of Islamic Economics Lariba Vol. 7 No. 2 (2021)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol7.iss2.art5

Abstract

Women are the main poverty insurers of the family because women have to think about their survival and family, but to get out of the condition of poverty women are still limited access to get loan funds to improve their standard of living, in addition to patriarchal cultural motives that dominate society in general as well as government programs that are still gender biased. Women have proven to be able to quickly adapt to weak economic conditions and still be able to think under economic crisis. The purpose of this research is to understand women's empowerment through the STF program held by Dompet Dhuafa and its mechanisms. The type of research used is a type of qualitative research that describes the results of research through sitematic writing with a phenomenological approach by observing phenomena that occur. The data source is obtained from primary data in the form of interviews to the Dhuafa Wallet and secondary data in the form of literature obtained from the internet and print media. The authors see from the results of the study that the STF program is able to empower women well.