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<![CDATA[Analisis Manajemen Risiko Pengguna Sewa Guna Usaha (Leasing) di Indonesia ]]>
<![CDATA[Febby Ayu Syahputri Gurning]]>;
<![CDATA[Sonia Ritonga]]>;
<![CDATA[Ardhia Meianti]]>;
<![CDATA[Maryam Batubara]]>
<![CDATA[ El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 3 No 3 (2022): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Nasional Laa Roiba Bogor ]]>
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DOI: 10.47467/elmal.v3i3.922
<![CDATA[Leasing or leasing is actually an improvisation ofconventional legal system called leasing. Leasing company business in Indonesia is better known as leasing. Company main activities leasing is engaged in financing for the purposes of capital goods desired by customers. Financing here means if a customer needs capital goods such as heavy equipment, office equipment, cars by renting or buying on credit can be obtained from the leasing company. Leases are actually wider than understanding of lease purchase, because there is a business lease in the form of a finance lease (with option) and operating lease (without option). Rent for business too is one of the high risk avoidance measures that are currently being implemented realized by existing entrepreneurs, so there needs to be more understanding clear on the risks that arise in leasing activities. This study used qualitative research methods. The purpose of this research is to analyze the risk of leasing users, especially in Indonesia. Keywoard : Leasing, risk management]]>
<![CDATA[Pasar Uang Berdasarkan Prinsip Syariah di Indonesia ]]>
<![CDATA[Maryam Batubara]]>;
<![CDATA[Purnama Ramadani Silalahi ]]>;
<![CDATA[Muhammad Al Fazri]]>;
<![CDATA[Aulia Monica]]>;
<![CDATA[Sakinah Sakinah]]>
<![CDATA[ VISA: Journal of Vision and Ideas Vol 2 No 1 (2022): VISA: Journal of Vision and Ideas ]]>
Publisher : <![CDATA[LPPM IAI Nasional Laa Roiba Bogor ]]>
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DOI: 10.47467/visa.v2i1.952
<![CDATA[The money market is a gathering place between parties who have excess assets and individuals who experience a lack of assets, the system is by exchanging temporary assets into certain assets with developments in less than one year. In the money market, the application actually involves revenue to create profit. Therefore, progress is needed in the exchange of currency markets using the Qur'an and Hadith as a premise. Also currently there is a sharia money market and has received the legitimacy of the National Sharia Council (DSN) fatwa No. 37 concerning the interbank money market with sharia standards as an answer to the need for exchange rates, especially for Muslim community groups. Keywords: Money market, Islamic money market, DSN-MUI fatwa.]]>
<![CDATA[Analisis Dampak Covid-19 terhadap Pasar Modal Industri Transportasi Indonesia:: Studi Kasus pada Index Saham Perusahaan Transportasi di BEI Tahun 2020 ]]>
<![CDATA[Siska Junianti Br Perangin-angin]]>;
<![CDATA[Nelsi Agustina Siburian]]>;
<![CDATA[Rivaldi Ahmad Nst]]>;
<![CDATA[Maryam Batubara]]>
<![CDATA[ Economic Reviews Journal Vol. 2 No. 1 (2023): Economic Reviews Journal ]]>
Publisher : <![CDATA[Masyarakat Ekonomi Syariah Bogor ]]>
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DOI: 10.56709/mrj.v2i1.40
<![CDATA[The reason for this study was to decide the effect of Coronavirus on stock exchange volume and stock costs. The object of this exploration is a gathering of transportation organizations recorded on the Indonesia Stock Exchange in 2020. The populace in this study is 42 transportation organizations. What's more, the example utilized is upwards of 20 organizations. This study utilizes optional information. The information examination strategy utilized in this exploration is elucidating subjective information examination method. The consequences of this study demonstrate that the volume of stock exchanges and costs impacted by the COVID-19 pandemic diminished, upwards of three organizations, including area, air and ocean transportation, which encountered a decay. What's more, that accomplished an increment upwards of 4 organizations, remembering ocean transportation organizations and land transportation organizations for delivery administrations. Keywords: stock exchange volume and stock cost.]]>
<![CDATA[Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah) ]]>
<![CDATA[Kurnia Utami Pasi]]>;
<![CDATA[Teguh Haikal Fitra]]>;
<![CDATA[Maryam Batubara]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 2 No 1 (2023): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
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DOI: 10.56672/syirkah.v2i1.28
<![CDATA[The current economic condition continues to develop, the existence of this leasing company is engaged in financing to help provide capital goods to business owners by way of leasing. There are two financing techniques offered to leasing companies, namely financial leasing and operative leasing. In the form of sharia, this leasing transaction is called ijarah. The principle used by ijarah transactions is based on a contract or agreement. The method used in this research is a literature study by collecting several sources of data related to the topic. The purpose of this study is to review the comparison between the two concept. There are differences in the practice of leasing and ijarah and all provisions on leasing that are prohibited by the syariah concept will be described in this study. Keywords : leasing, syariah, ijarah, financing.]]>
<![CDATA[Pertumbuhan Ekonomi Dalam Perspektif Islam ]]>
<![CDATA[Maryam Batubara]]>;
<![CDATA[Bella Delima]]>
<![CDATA[ Innovative: Journal Of Social Science Research Vol. 3 No. 2 (2023): Innovative: Journal Of Social Science Research ]]>
Publisher : <![CDATA[Universitas Pahlawan Tuanku Tambusai ]]>
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DOI: 10.31004/innovative.v3i2.1066
<![CDATA[Pertumbuhan ekonomi merupakan bagian dari ekonomi makro yang menggambarkan perubahan ekonomi secara keseluruhan, yang mempengaruhi mengenai banyak aspek seperti masyarakat, perusahaan, dan pasar. menggunakan analisis pertumbuhan ekonomi suatu negara mengetahui perkembangan, kekayaan,dan kemakmurannya. Dalam penelitian penulis ingin menggali sudut pandang pertumbuhan ekonomi dari beberapa perspektif yaitu dari sudut pandang kapitalisme yaitu neo klasik dan juga dari sudut pandang ekonomi islam. Hal dasar yang membedakan kedua perspektif ini yaitu mengenai dengan cara hidup serta tujuan dalam melakukan aktivitas ekonomi. Selain menelaah mengenai berbagai perspektif disini penulis juga melihat sumbangan teori pertumbuhan ekonomi tersebut bagi negara berkembang.]]>
<![CDATA[Pengaruh Beban Kerja, Kepuasan Upah, dan Keadilan Organisasi terhadap Turnover Intention Karyawan dengan Kepuasan Kerja sebagai Variabel Moderasi: Studi Kasus PT. Bank Muamalat KC Medan Balikota ]]>
<![CDATA[Dea Dara Audina]]>;
<![CDATA[Maryam Batubara]]>;
<![CDATA[Nurul Jannah]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i6.4033
<![CDATA[The purpose of the study (Case Study of Bank Muamalat KC Medan Balaikota) is to determine the effect of organizational honesty, satisfaction with salary and satisfaction of work on the employee’s turnover intent by using satisfaction by work as a moderator variable. The study was conducted on 35 employees, both as a population and as a sample. This study uses simple samples. The method of analysis is double regression. Double linear regression analysis is used in this study. The software used is SPSS 22. Thro the study, it has been demonstrated that wage satisfaction has a negative and significant impact on the workload and fairness within the organization, while wage satisfying has a positive and substantial impact on employee intentions for turnover and labor burden both negative and substancial. Keywords: workload, salary satisfaction, fairness of organization, job satisfaction, turnover intention.]]>
<![CDATA[The Impact of Export Import on the Macro Economy ]]>
<![CDATA[Maryam Batubara]]>;
<![CDATA[Sibral Malasyi]]>
<![CDATA[ Al-Fikrah Vol 12 No 1 (2023): Jurnal Al-Fikrah ]]>
Publisher : <![CDATA[Institut Agama Islam Al-Aziziyah Samalanga ]]>
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DOI: 10.54621/jiaf.v12i1.639
<![CDATA[This article aims to determine the effect of international trade, namely the ratio of export and import growth in both the oil and gas and non-oil and gas sectors, as well as the amount of investment that is included in the FDI category on economic growth in Indonesia. The object in this paper is focused on all variable data for 2012 -2019, with the data used is quarterly data. This article also involves the inflation rate which is then used as a control variable. as a whole proves that exports and investment have a significant positive effect on economic growth while the amount of imports has a significant negative effect on economic growth.]]>
<![CDATA[Analisis Potensi Ekonomi Kebun Plasma Dalam Meningkatkan Kesejahteraan Masyarakat Ditinjau Dari Maqasyid Syariah: Studi Kasus di di Desa Kub. Tompek Kec. Batahan Kabupaten Mandailing Natal ]]>
<![CDATA[Heldia Fitri]]>;
<![CDATA[Maryam Batubara]]>;
<![CDATA[Nurul Inayah]]>
<![CDATA[ VISA: Journal of Vision and Ideas Vol 3 No 3 (2023): VISA: Journal of Vision and Ideas ]]>
Publisher : <![CDATA[LPPM IAI Nasional Laa Roiba Bogor ]]>
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DOI: 10.47467/visa.v3i3.3991
<![CDATA[This study aims to find out what are the economic potentials of Plasma plantations and the level of community welfare in Kungan Tompek Village. The method used in this study is a qualitative approach, the data used are primary and secondary data. Data collection is done by interview, observation and documentation. And the research data was analyzed using analytical techniques consisting of data reduction, data display and verification. The results of this study are that there are three economic potentials of plasma plantations: Increasing income, Creating jobs, and Reducing unemployment. The economic potential of plasma plantations has been able to improve the welfare of the members of the plasma plantation community. Except for one informant whose welfare has not increased, that can be seen from the informant's inability to fulfill one of the five criteria for community welfare and also has not been able to improve the welfare of his community when viewed from the criteria for guarding religion and protecting the soul. Keywords: economic potential, community welfare, maqasyid sharia]]>
<![CDATA[DETERMINAN KINERJA KEUANGAN SYARIAH DAERAH PROVINSI SUMATERA UTARA DENGAN BELANJA MODAL SEBAGAI VARIABEL MODERATING ]]>
<![CDATA[Inge Agnesia]]>;
<![CDATA[M Ridwan]]>;
<![CDATA[Maryam Batubara]]>
<![CDATA[ el-Buhuth: Borneo Journal of Islamic Studies EL BUHUTH: BORNEO JOURNAL OF ISLAMIC STUDIES VOL 6 NO 1, 2023 ]]>
Publisher : <![CDATA[Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M, Center for Research and Community Services) Universitas Islam Negeri Sultan Aji Muhammad Idris (UINSI) Samarinda ]]>
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DOI: 10.21093/el-buhuth.v6i1.6541
<![CDATA[This study aims to determine the effect of General Allocation Funds (DAU), Special Allocation Funds (DAK), Regional Taxes, and regional levies on Regional Sharia Financial Performance Efficiency with regional expenditure moderation variables. This research method uses a quantitative method approach with the help of the Eviews program version 9. This research uses secondary data originating from the Budget Realization Report (LRA) and the Regional Revenue and Expenditure Budget Realization Report of the District/City Government of North Sumatra Province. This research was conducted in North Sumatra Province and the time of the research was carried out in stages from October 2021 to August 2022. The results showed that (1) general allocation funds did not have a significant and negative effect on regional sharia finances, (2) regional taxes had an insignificant and negative effect on regional sharia finances, (3) regional levies have no significant and positive effect on regional sharia finances, (4) General Allocation Funds have no significant and positive effect on regional sharia finances through capital expenditure as a moderating variable, (5) special allocation funds have no significant and negative effect on regional sharia finances through capital expenditures, (6) regional taxes do not have a significant and positive effect on regional sharia finances through capital expenditures as a moderating variable, and (7) regional levies have an insignificant and positive effect on regional sharia finances through capital expenditures as a moderating variable.]]>
<![CDATA[Analisis Dampak Covid-19 pada Volume Transaksi Saham dan Harga Saham: ]]>
<![CDATA[Nelsi Agustina]]>;
<![CDATA[Sisca Junianti Br Perangin-angin1]]>;
<![CDATA[Rivaldi Ahmad Nst]]>;
<![CDATA[Maryam Batubara]]>
<![CDATA[ ManBiz: Journal of Management and Business Vol 3 No 1 (2024): ManBiz: Journal of Management and Business (In Press) ]]>
Publisher : <![CDATA[Institut Agama Islam Nasional Laa Roiba Bogor ]]>
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DOI: 10.47467/manbiz.v3i1.2002
<![CDATA[The reason for this study was to decide the effect of Coronavirus on stock exchange volume and stock costs. The object of this exploration is a gathering of transportation organizations recorded on the Indonesia Stock Exchange in 2020. The populace in this study is 42 transportation organizations. What's more, the example utilized is upwards of 20 organizations. This study utilizes optional information. The information examination strategy utilized in this exploration is elucidating subjective information examination method. The consequences of this study demonstrate that the volume of stock exchanges and costs impacted by the COVID-19 pandemic diminished, upwards of three organizations, including area, air and ocean transportation, which encountered a decay. What's more, that accomplished an increment upwards of 4 organizations, remembering ocean transportation organizations and land transportation organizations for delivery administrations.]]>
