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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal EMT KITA AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Atmosfer: Jurnal Pendidikan, Bahasa, Sastra, Seni, Budaya, Dan Sosial Humaniora
Asmaul Husna
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Analisis Tingkat Literasi Nasabah Bank Syariah Pada Kontrak Murabahah Asmaul Husna; Marliyah Marliyah; Haris Al Amin; Julfan Saputra; Wahyu Syarvina
Jurnal EMT KITA Vol 5 No 2 (2021): JULY-DECEMBER 2021
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v5i2.449

Abstract

The purpose of this research is to examine the level of understanding of Islamic bank customers who have entered into murabahah contracts, as well as the factors that influence customer decisions to use Islamic banks for murabahah financing. 45 Islamic bank customers who have taken murabaha financing were selected as samples. The data used is primary data collected from customers who have taken murabaha credit through surveys and direct interviews. Qualitative analytical approach was used in data analysis. The findings show that customers are not aware of the murabahah financing arrangements.
Mekanisme Pasar dala Konteks Islam Sarwo Edi; Julfan Saputra; Asmaul Husna
Jurnal EMT KITA Vol 6 No 1 (2022): JANUARY-JUNE 2022
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v6i1.477

Abstract

This paper is a literature review that aims to determine the market mechanism in the context of Islam. The methodology used is a review of studies and books both on a local Indonesian scale and on an international scale. In contrast to conventional systems, the concept of Islamic Economics emphasizes that market mechanisms and price fixing need to be regulated to achieve market equilibrium and economic justice by considering the urgency of the parties involved in the market. Fair and fair prices are prices obtained based on the power of supply (supply) and demand (demand). In the event of unfair actions that result in market distortions or prices are not at their equilibrium point, the government plays a very important role in taking regulations in the form of price fixing by looking at the factors that cause these distortions and returning prices to the original equilibrium point.
Sharia Perspective Supervision Management in Preventing Corruption Asmaul Husna
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.464 KB)

Abstract

Corruption has evolved into a difficult-to-control problem, particularly in Indonesia, where the problem is growing in both quantity and quality. As the number of corruption cases grows, so will the amount of money lost by the government. Indeed, both at the national and provincial levels, this criminality has been rampant. Local government personnel have more opportunity to conduct illegal acts of corruption as a result of the government's decentralization scheme. This problem necessitates an assessment in order to identify guidelines that may be used to avoid corruption, therefore this study focuses on the supervision of public policy in the fight against corruption through community participation. The major issue addressed in this study is how effective public policy oversight is in combating corruption through public participation. This study employs a descriptive analysis research method to address this issue, allowing it to be concluded that the public plays a role in monitoring public policies regarding corruption prevention through efforts to prevent and eradicate corruption crimes, based on the information presented in the discussion. This oversight is carried out to ensure that public policy is carried out in conformity with its stated goal, namely the prevention of criminal corruption. Individuals, non-governmental groups, and other types of community organizations can all play a role in achieving community engagement.
Performance Of Islamic Rural Banks Pre and During Pandemic By Maqashid Sharia Index Rahmi Amalia; Asmaul Husna; Sarwo Edi
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32742

Abstract

This study attempted to reveal the performance of the Islamic Rural Bank (BPRS) in North Sumatra during the pre and post-covid-19 pandemic. The method used in this study uses descriptive quantitative research with secondary data sources, namely the financial statements of BPRS in North Sumatra published on the site of Otoritas Jasa Keuangan (OJK) for 2019-2021. The data were selected by purposive sampling and obtained 7 BPRS according to the research criteria. This study used the Maqashid Syariah Index as a performance measurement method, based on the definition of Abu Zahrah maqasid shariah model. The findings in this study are, during 2019-2021, the average performance level of BPRS Gebu Prima in Medan city was the highest at 37.5%, and BPRS al-Washliyah was the lowest at 22.55%. The results showed some elements are negatively affected by the covid-19 pandemic, such as very low levels of profitability. This research contributed to providing information to BPRS stakeholders in North Sumatra to continuously improve performance in the Maqashid Sharia dimension.
An Analysis Of Minimal Pairs Of Consonant Sounds In English Asmaul Husna; Siti Sholikhah; Yani Lubis
Atmosfer: Jurnal Pendidikan, Bahasa, Sastra, Seni, Budaya, dan Sosial Humaniora Vol. 1 No. 3 (2023): Agustus : Jurnal Pendidikan, Bahasa, Sastra, Seni, Budaya, dan Sosial Humaniora
Publisher : Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/atmosfer.v1i3.208

Abstract

This study aims to analyze minimal pairs of consonant sounds in English and explore their significance in language learning and teaching pronunciation. Minimal pairs are two words that differ only in one consonant sound, and this analysis aims to provide an understanding of the important role of minimal pairs in developing phonological awareness and improving pronunciation accuracy in English.This research involved identifying and analyzing minimal pairs of consonant sounds in English, including consonant sounds such as /p/ and /b/, /s/ and /z/, and /t/ and /d/. This analysis includes examining the articulation differences and acoustic characteristics of each minimal pair, with the aim of helping English learners understand the subtle phonetic differences between these consonant sounds. Through a deep understanding of minimal pairs, learners can develop their ability to distinguish and produce consonant sounds more accurately.In addition, this study also reviews the pedagogical implications of using minimal pairs in learning English pronunciation. Activities that involve minimal pairs, such as exercises on understanding and producing consonant sounds, can help learners increase their sensitivity to the different sounds in English. By engaging students in minimal pair practice, teachers can help them improve their pronunciation and increase their clarity of communication in English.
Co-Authors Haris Al Amin Julfan Saputra Marliyah Rahmi Amalia Sarwo Edi Siti Sholikhah Wahyu Syarvina Yani Lubis