Riche Fermayani
STIE Perbankan Indonesia

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MODEL PENGEMBANGAN USAHA RENDANG MELALUI INOVASI PRODUK & AKSES PERMODALAN PADA MASA PANDEMI COVID -19 DI KOTA PADANG Ash Shadiq Egim; Alyani Atsarina; Riche Fermayani; Romi Rianto Harahap
Bisnis-Net Vol 4, No 1 (2021)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (614.846 KB) | DOI: 10.46576/bn.v4i1.1320

Abstract

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN PADA PERBANKAN YANG GO PUBLIK DI BURSA EFEK INDONESIA (BEI) HENDRIYAN JOYO EFENDI; RICHE FERMAYANI
Jurnal Marketing Vol 1 No 1 (1)
Publisher : STIE Perbankan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (214.31 KB)

Abstract

The formulation problem of this research is about the extent of financial performance (ROA) on Capital Aduquacy Ratio (CAR), Non Performing Loan (NPL), Operational Cost and Operational Income (BOPO), Net Interest Margin (NIM) and Loan to Deposite Ratio (LDR). Secondary data was collecting from download the commercial financial report from year 2009-2013 of the banks which registered in Indonesia Stock Exchange on internet media by www.idx.co.id and ICMD (Indonesia Capital Market Directory). The result of this research shown that variable of NIM, and BOPO have a significant influence to financial performance (ROA) banks, but variable CAR, NPL, and LDR not significant influence to financial performance. Test F show that variable CAR, NPL, BOPO, NIM, and LDR have influence to financial performance (ROA) banks. On the result test of determination regression (R2) can be seen that explanation capability explanation of Independent variable CAN, NPL, BOPO, NIM, and LDR to dependent variable (ROA) was 59,2%, meanwhile the residu has explain by another factor which did not mantion on this research.
PENGARUH BRAND AWARENESS, BRAND ASSOCIATION, DAN PERCEIVED QUALITY TERHADAP LOYALITAS PELANGGAN DETTOL BODY WASH DI KOTA PADANG RICHE FERMAYANI
Jurnal Marketing Vol 1 No 1 (1)
Publisher : STIE Perbankan Indonesia

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Abstract

Penelitian ini bertujuan untuk mengetahui,dan membuktikan seberapa besar pengaruh brand awareness, brand association, dan perceived quality terhadap loyalitas pelanggan Dettol body wash di Kota Padang. Populasi dalam penelitian ini adalah masyarakat Kota Padang yang merupakan pelanggan Dettol body wash atau pernah membeli Dettol body wash dan jumlahnya tidak diketahui. Sedangkan sampelnya diambil dengan menggunakan rumus Chochran dengan jumlah 100 responden. Teknik pengambilan sampel dilakukan menggunakan teknik accidental sampling. Hasil penelitian ini menunjukkan bahwa: 1) Brand awareness berpengaruh signifikan terhadap loyalitas pelanggan Dettol body wash, 2) Brand association berpengaruh signifikan terhadap loyalitas pelanggan Dettol body wash, dan 3) Perceived quality berpengaruh signifikan terhadap loyalitas pelanggan Dettol body wash.
ANALISIS PENGARUH CKPN, LDR, LIQUIDITY GAP DAN BOPO TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA (STUDI KASUS PADA BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2012-2016) Tira Sutriani; Riche Fermayani
Jurnal Profiet Vol 2 No 2 (2018): Jurnal Profiet
Publisher : STIE Perbankan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (135.627 KB)

Abstract

This study aims to determine how the analysis of the influence of ckpn, ldr, liquidity gab and bopo on banking profitability. Secondary data collection is obtained from internet media by downloading annual report of banking company which listed on BEI from 2012 until 2016 through website www.idx.co.id. The method of analysis used is multiple linear regression, t test, f test, and test of coefficient of determination (R2). The results of this study indicate that variable ckpn, ldr and liquidity gab have a positive and significant influence on bank profitability, while bopo has a significant negative effect on banking profitability. Test f shows the independent variables ckpn, ldr, liquidity gab and bopo silmultan has an influence on the dependent variable profitability banking. From the result of determinant coefficient test, the result of ability of independent variable that is ckpn, ldr, liquidity gab and bopo explain dependent variable that is bank profitability equal to 77,4% while the rest explained by other factor not explained in this research.
PENGARUH PEMBERDAYAAN KARYAWAN DAN KOMPENSASI TERHADAP KINERJA KARYAWAN PT. LABORATORIUM KLINIK PRAMITA PADANG Juliadi Saputra; Riche Fermayani
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 5, No 1 (2019): Volume V No. 1 April 2019
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v5i1.1270

Abstract

Penelitian ini bertujuan untuk melihat Pengaruh Pemberdayaan Karyawan Dan Kompensasi Terhadap Kinerja Karyawan Pada PT. Laboratorium Klinik Pramita Cabang Padang. Sampel dalam penelitian ini adalah karyawan PT. Laboratorium Klinik Pramita Cabang Padang sebanyak 51 sampel penelitian. Hasil uji t statistik yang dipergunakan untuk menarik kesimpulan dalam penelitian ini adalah dimana pemberdayaan karyawan memiliki nilai signifikansi sebesar 0,011 < alpha 0,05 sehingga dapat disimpulkan bahwa pemberdayaan karyawan berpengaruh positif dan signifikan terhadap kinerja karyawan. Untuk variabel kompensasi memiliki nilai signifikansi sebesar 0,000 < alpha 0,05 sehingga dapat disimpulkan bahwa kompensasi berpengaruh positif dan signifikan terhadap kinerja karyawan. Hasil uji f statistik dimana variabel pemberdayaan karyawan dan kompensasi, secara bersama-sama berpengaruh terhadap kinerja karyawan PT. Laboratorium Klinik Pramita Cabang Padang karena nilai signifikansi uji F simultan sebesar 0,000 < 0,05. Besarnya pengaruh dari variabel independen terhadap variabel dependen sebesar 82%, sisanya sebesar 18% dipengaruhi oleh variabel lain yang tidak dimasukkan ke dalam model penelitian.Keyword : Pemberdayaan Karyawan, Kompensasi, dan Kinerja Karyawan
Analisis Perbandingan Kepuasan Nasabah Sebelum dan Saat Diberlakukannya Pembatasan Sosial Berskala Besar Pada Bank Nagari Riche Fermayani; Romi Rianto Harahap; Ega Danu Gusti
Jurnal Ecogen Vol 5, No 2 (2022): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v5i2.12879

Abstract

This study objectives to analyze the comparison of customer satisfaction before and during lockdown at Bank Nagari Main Branch Padang. Samples of this studied were 100 respondens who were customers of Bank Nagari in Padang.  Analysis used the paired sample t test with results conclude for the customer satisfaction variable, explain a difference in customer satisfaction before and during lockdown as indicated the value of significancy is 0.000 < 0.05. The customer satisfaction variable can be concluded that there is a difference in customer satisfaction based on the dimensions of tangible before and during lockdown because the value of significance is 0.010 < 0.05. The customer satisfaction variable can be concluded that there is a difference in customer satisfaction based on the reliability dimension before and during lockdown it indicated by a significance of value is 0.040 < 0.05. The customer satisfaction variable that can be concluded there is a difference in customer satisfaction based on the responsiveness dimension before and during lockdown by a significance value is 0.030 < 0.05. The customer satisfaction variable indicated that there is a difference in customer satisfaction based on the assurance dimension before and during lockdown obtained a significance value is 0.000 < 0.05. The customer satisfaction variable can be concluded that there is a difference in customer satisfaction based on the empathy dimension before and during lockdown because the significance value is 0.000 < 0.05. This indicates that the implementation of the lockdown adjustment policy in providing services to customers has reduced customer satisfaction based on the empathy dimensionKeywords: Customer Satisfaction, Tangible, Reliability, Responsiveness, Assurance, And Empathy