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Strategy improves profits through the right investment for households in Serikat Tolong Menolong Setia Sambu Baru Kecamatan Medan Barat Fachrudin, Khaira Amalia; Siahaan, Elisabet; Ginting, Paham; Ginting, Liasta; Sipayung, Friska
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2019): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (149.191 KB) | DOI: 10.32734/abdimastalenta.v4i2.4087

Abstract

Investment is very important to be done in order to obtain benefits in the future. Housewives also need to make this investment. This service aims to provide investment strategies and open householder insights to be able to choose the right type of investment and assist her husband in deciding to invest or support investments made by her husband. Lectures and assistance were given to 25 housewives in STM Sambu Baru, Medan Barat District. After reading the profiles of these mothers it is recommended that the right investment is pure gold. The result is that mothers who have not had investment become interested in investing in gold. Previously they did arisan money, now they change their arisan, i.e. the arisan money is bought pure gold and will be given to the arisan draw. They also agreed to invite their husbands to invest in land and thought to have land investment in their own name.
PREFERENSI PEMBIAYAAN USAHA MIKRO DAN KECIL : PERSPEKTIF GENDER DAN ENTREPRENEURABILITY Fachrudin, Khaira Amalia
Jurnal Ekonomi Modernisasi Vol. 9 No. 2 (2013): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.375 KB) | DOI: 10.21067/jem.v9i2.200

Abstract

Preferensi pembiayaan dalam perusahaan besar lebih didasarkan pada karakteristik perusahaan tersebut.  Namun dalam usaha mikro dan kecil hal ini mungkin berbeda dan bergantung pada karakteristik pemiliknya seperti gender dan entrepreneurability.   Perbedaan gender mungkin juga membedakan entrepreneurability dan dukungan yang diterima.  Penelitian ini akan menguji apakah terdapat perbedaan preferensi pembiayaan berdasarkan gender, entrepreneurability berdasarkan gender dan berdasarkan preferensi pembiayaan, serta perbedaan dukungan berdasarkan gender.  Sampel dari usaha mikro dan kecil yang bergerak dalam bidang kuliner  diuji dengan uji beda Independent Sample t Test dan kemudian dengan Crosstabulation untuk lebih memperinci hasilnya.  Hasil uji menunjukkan bahwa tidak terdapat perbedaan yang signifikan preferensi pembiayaan berdasarkan gender dan berdasarkan  entrepreneurability, namun entrepreneurability berbeda signifikan berdasarkan gender dan juga ditemukan bahwa dukungan moral, tenaga, dan modal yang diterima pemilik usaha pria dan wanita tidak berbeda signifikan (p value lebih kecil dari 0.05).   Hasil ini menunjukkan bahwa terdapat kesetaraan gender dalam pembiayaan usaha dan entrepreneurability lebih tinggi pada pria.  Pria pemilik usaha juga mendapatkan dukungan tenaga kerja yang lebih banyak daripada wanita.  Dukungan tenaga ini adalah salah satu bentuk  financial bootstrapping karena dapat mengurangi pembiayaan usaha
ANALISIS PENGARUH KEDISIPLINAN, MOTIVASI KERJA, DAN KEPUASAN KERJA TERHADAP KINERJA APARATUR SIPIL NEGARA DI UNIT PELAKSANA TEKNIS DAERAH PUSKESMAS KECAMATAN GUNUNGSITOLI ALO'OA KOTA GUNUNGSITOLI Harefa, Oberlin; Lumbanraja, Prihatin; Fachrudin, Khaira Amalia
Dinamika Governance : Jurnal Ilmu Administrasi Negara Vol 11, No 2 (2021): Dinamika Governance: Jurnal Ilmu Administrasi Negara
Publisher : Universitas Pembangunan Nasional "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jdg.v11i2.2687

Abstract

AbstrakKinerja pegawai di Puskesmas Kecamatan Gunungsitoli belum maksimal, dimana terdapat beberapa cakupan program kesehatan yang belum memenuhi target, diantaranya yaitu upaya kesehatan masyarakat esensial, upaya kesehatan masyarakat pengembangan, upaya kesehatan perorangan, pelayanan puskesmas, pelayanan kefarmasian sampai pelayanan laboratorium. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh kedisiplinan, motivasi kerja, dan kepuasan kerja secara parsial maupun simultan terhadap kinerja pegawai. Penelitian ini dilakukan kepada seluruh pegawai Aparatur Sipil Negara yang berada di Unit Pelaksana Teknis Daerah Puskesmas Kecamatan Gunungsitoli Alo’oa dengan populasi berjumlah 35 orang. Teknik sampling yang digunakan adalah sampling jenuh sehingga sampel berjumlah 35 orang. Pengumpulan data menggunakan kuesioner. Analisis data dilakukan dengan menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa: Kedisiplinan berpengaruh positif dan signifikan terhadap kinerja, motivasi berpengaruh positif dan signifikan terhadap kinerja, kepuasan berpengaruh positif dan signifikan terhadap kinerja, kedisiplinan, motivasi kerja, dan kepuasan kerja secara bersama-sama berpengaruh positif dan signifikan terhadap kinerja.Kata Kunci: Kedisiplinan, Motivasi Kerja, Kepuasan Kerja, KinerjaAbstractEmployee performance in the Gunungsitoli sub-district health centers less than optimal,, where there are several health program coverage that have not met the national target, including essential public health efforts, development, individual health efforts, community health center of services, pharmaceutical services to laboratory services. The purpose of this study was to determine and analyze the effect of discipline, work motivation, and job satisfaction partially or simultaneously on employee performance. This research was conducted to all State Civil Apparatus employees in the Regional Technical Implementation Unit of the Puskesmas Gunungsitoli Alo'oa District with a population of 35 people. The sample technique used was saturated sample so that the sample amounted to 35 people. Data collection using a questionnaire. Data analysis was performed using multiple linear regression. The results showed that: Discipline has a positive and significant effect on performance, motivation has a positive and significant effect on performance, satisfaction has a positive and significant effect on performance, discipline, work motivation, and job satisfaction together have a positive and significant effect on performance.Keywords: Discipline, Work Motivation, Job Satisfaction, Performance  DOI : https://doi.org/10.33005/jdg.v11i2.2687
PENGARUH KOMITMEN PROFESI, KEPUASAN KERJA, DAN FASILITAS KERJA TERHADAP KINERJA GURU DI ERA NEW NORMAL DI SMK NEGERI 1 GUNUNGSITOLI Harefa, Wirdanur; Pane, Sri Gustina; Fachrudin, Khaira Amalia; Sitanggang, Gartima
Dinamika Governance : Jurnal Ilmu Administrasi Negara Vol 11, No 2 (2021): Dinamika Governance: Jurnal Ilmu Administrasi Negara
Publisher : Universitas Pembangunan Nasional "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jdg.v11i2.2721

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ABSTRAK Di era new normal, guru dituntut untuk memaksimalkan kinerja sebagai pendidik yang memberikan pengajaran kepada siswa melalui kelas online/daring. Penelitian ini bertujuan untuk melihat faktor apa saja yang mempengaruhi kinerja guru di era new normal. Penelitian ini dilakukan pada SMKN 1 Gunungsitoli, Nias. Jenis penelitian yang digunakan adalah penelitian deskriptif kuantitatif yang digunakan untuk mengetahui bagaimana pengaruh variabel X (Komitmen Profesi, Kepuasan kerja, dan Fasilitas Kerja) terhadap variabel Y (Kinerja Guru). Sampel yang digunakan dalam penelitian ini sebanyak 89 responden dengan analisis data menggunakan SPSS. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif dan signifikan komitmen profesi terhadap kinerja guru di SMK Negeri 1 Gunungsitoli. Kemudian, hasil tersebut menjelaskan bahwa terdapat pengaruh positif dan signifikan kepuasan kerja terhadap kinerja guru di SMK Negeri 1 Gunungsitoli. Selanjutnya, hasil juga menjelaskan bahwa terdapat pengaruh positif dan signifikan fasilitas kerja terhadap kinerja guru di SMKN1 Gunungsitoli.Kata Kunci: Komitmen Profesi, Kepuasan Kerja, Fasilitas Kerja, Kinerja Guru  ABSTRACTIn the new normal era, teachers are required to maximize their performance as educators who provide teaching to students through online classes. This study aims to see what factors affect teacher performance in the new normal era. This research was conducted at SMKN 1 Gunungsitoli, Nias. The type of research used is descriptive quantitative research which is used to find out how the influence of variable X (Professional Commitment, Job Satisfaction, and Work Facilities) on variable Y (Teacher Performance). The sample used in this study were 89 respondents with data analysis using SPSS. The results showed that there was a positive and significant effect of professional commitment on teacher performance at SMK Negeri 1 Gunungsitoli. Then, these results explain that there is a positive and significant effect of job satisfaction on teacher performance at SMK Negeri 1 Gunungsitoli. Furthermore, the results also explain that there is a positive and significant effect of work facilities on teacher performance at SMKN1 Gunungsitoli.Keywords: Professional Commitment, Job Satisfaction, Work Facilities, Teacher Performance  DOI : https://doi.org/10.33005/jdg.v11i2.2721
Insolvency and financial health prediction model for the listed companies on the Indonesia Stock Exchange Khaira Amalia Fachrudin
Jurnal Akuntansi dan Auditing Indonesia Vol 25, No 1 (2021)
Publisher : Accounting Department, Faculty of Business and Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jaai.vol25.iss1.art3

Abstract

An insolvency and financial health prediction model is an important warning to decision-makers. This study aims to design a model that provides numbers and ranges for prediction of company insolvency and financial health. The study population is all the listed companies on the Indonesia Stock Exchange, while the sample consists of 216 companies that had negative equity from 2010 to 2019 and 216 companies with positive equity. The independent variables include the solvency and profitability ratios in one and two years before the insolvency. Logistic regression was used as an analysis tool. The results are 24 prediction models. The comprehensive one revealing the solvency ratio in the previous one year and the profitability ratio in the previous one and two years can predict the probability of insolvency and financial health.
ANALISIS RISIKO SAHAM PERUSAHAAN ANEKA INDUSTRI DI BURSA EFEK INDONESIA Mahrina Sari; Khaira Amalia Fachrudin
Jurnal Media Informasi Manajemen Vol 1, No 3 (2013): media informasi manajemen
Publisher : Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.889 KB)

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ABSTRACT This study aims to identify and analyze the differences in systematic risk and unsystematic risk in the Automotive Components sub-sector, sub-sector of Textile and Garment, Footwear sub-sector, sub-sector of Cables, and Electronics subsector in Indonesia Stock Exchange. This research is a comparative study using a quantitative approach. Total population in this study are 35 companies included in the Miscellaneous Industry Sector in Indonesia Stock Exchange. Data obtained by collecting secondary data reports daily stock price on January 1, 2012 until December 31, 2012. The analysis  method that is done using analysis of One Way ANOVA test with a significance level of 5%. One Way ANOVA test results showed that there is no difference in systematic risk and unsystematic risk in the Automotive and Components sub-sector, subsector Textile and Garments, Footwear sub sector, subsector Cables and Electronics sub-sector in Indonesia Stock Exchange.   Keywords: Systematic Risk, Unsystematic Risk, Miscellaneous Industry
ANALISIS RISIKO SAHAM PERUSAHAAN FINANCE YANG TERDAFTAR DI BURSA EFEK INDONESIA Theodora Novalina Ariesta; Khaira Amalia Fachrudin
Jurnal Media Informasi Manajemen Vol 1, No 3 (2013): media informasi manajemen
Publisher : Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.871 KB)

Abstract

ABSTRACT This research is aimed to determine and analyze the differences of systematic risk and unsystematic risk in Bank subsector, Finance subsector, Securities Company subsector, Insurance subsector, and Others subsector of the finance sector in Indonesian Stock Exchange. Data collection was performed by collecting secondary data from annual financial reports of finance sector consisting of the daily stock price from January 1 until December 31, 2012. The analyze method that is done using One Way ANOVA Test and then Correlation Test from the subsector which have difference unsystematic risk. The sample of this research is 65 finance companies. The result of One Way ANOVA Test shows that from the α 5%, there is no difference of systematic risk between the Bank subsector, Finance subsector, Securities Company subsector, Insurance subsector, and Others subsector of the finance sector in Indonesian Stock Exchange. The result of One Way ANOVA Test also shows that there is difference of unsystematic risk between the Bank subsector, Finance subsector, Securities Company subsector, Insurance subsector, and Others subsector of the finance sector in Indonesian Stock Exchange. The difference is then seen with Correlation Test and the result shows that the unsystematic risk relation of Finance and Others is positive and not significant, unsystematic risk relation of Insurance and Others is positive and not significant, unsystematic risk relation of Bank and Others is negative and not significant, unsystematic risk relation of Securities Company and Others is negative and not significant.
Analisis Risiko Saham Perusahaan Agriculture (Crops, Plantation, and Fishing) di Bursa Efek Indonesia Astri Indah Utari; Khaira Amalia Fachrudin
Jurnal Media Informasi Manajemen Vol 1, No 3 (2013): media informasi manajemen
Publisher : Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.44 KB)

Abstract

Abstract The aims of this research is to determine and analyze the difference of systematic risk and unsystematic risk in crops subsector, plantation subsector, and fishing subsector in the Indonesia Stock Exchange. This research  is descriptive and comparative research. Descriptive research is research to know the value of variable independent either one variable or more. Comparative research is a which are comparing. The population and samples in this research is the whole company on the crops subsector, plantation subsector, and fishing subsector in the Indonesia Stock Exchange from January 2012 – December 2012 is 15 companies. The analysis method used is One Way ANOVA. The research use secondary data . The result of this research indicates that there was no difference systematic risk and unsystematic risk between crops subsector, plantation subsector, and fishing subsector with alpha 0,05. The implication of this research are investors can invest on third subsector with same risk because there was no difference systematic risk and unsystematic risk between crops subsector, plantation subsector, and fishing subsector. Keywords : Systematic risk, Unsystematic risk, Crops subsector, Plantation subsector, and Fishing subsector.
ANALISIS RISIKO SAHAM PERUSAHAAN REAL ESTATE DAN PROPERTY DI BURSA EFEK INDONESIA Indri Hafsari Gultom; Khaira Amalia Fachrudin
Jurnal Media Informasi Manajemen Vol 1, No 3 (2013): media informasi manajemen
Publisher : Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.955 KB)

Abstract

Abstract This research aims to determine and analyze the differences in systematic risk and unsystematic risk between the real estate and property sub-sector and building construction sub-sector ini The Indonesian Stock Exchange. This research is comparative research. Sampling techique using saturated samples with a total samples 51 companies, comprising 44 companies real estate and property sub-sector and 7 companies building construction sub-sector. This research uses secondary data. The analysis method used is descriptive analyze and statistical method,  independent sample t-test was used to analyze the differences in systematic risk and unsystematic risk between the real estate and property sub-sector and building construction. The results of this research indicate that there was no difference in systematic risk and unsystematic risk between the real estate and property sub-sector and building construction sub​​-sector with alpha 0.05. The implication of this research are investors can invest on both sub-sectors because there is no difference in systematic risk and unsystematic risk between of real estate and property sub-sectors and building construction sub-sectors.   Keywords: systematic risk, unsystematic risk, real estate and property sub-sector, building construction sub-sector.
ANALISIS RESIKO SAHAM PERUSAHAAN BASIC INDUSTRY AND CHEMICALS PADA BURSA EFEK INDONESIA Adinatan Adinatan; Khaira Amalia Fachrudin
Jurnal Media Informasi Manajemen Vol 1, No 4 (2013): media informasi manajemen
Publisher : Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (202.878 KB)

Abstract

ABSTRACT   The purposes of this study were to find out and to analyze any differences of systematic risk and unsystematic risk of cement subsector ; ceramics, porcelain and glass subsector ; metal and allied products subsector ; chemicals subsector ; plastics and packaging subsector ; animal feed subsector ; wood industries subsector and ; pulp and paper subsector in Basic Industry and Chemicals’ companies that were listed in the Indonesia Stock Exchange. The types of this study were descriptive analysis and comparative analysis and the type of data used for this study were quantitative secondary data which came from Indonesia Stock Exchange’s publication about issuers’ stock data, reference books, magazines, internet, and the other scientific literatures related to this study. The methods used for collecting the data were through the documentation study from collecting the supporting data from literatures, journals and reference books to get an idea of ​​the issues, and to gather relevant secondary data from reports published by Bank Indonesia and Indonesia Stock Exchange. The methods used for data analysis were descriptive analysis, One Way Anova analysis and Independent Samples t-test analysis. The results of the first hypothesis shows that there were an average difference of systematic risk between cement subsector and those of ceramics, porcelain and glass subsector, metal and allied subsector, plastics and packaging subsector, and pulp and paper subsector. The results of the second hypothesis shows that there were no differences of unsystematic risk among all the subsectors in the Basic Industry and Chemicals’ companies.     Key Words            :     Systematic Risk, Unsystematic Risk, Stock, and Basic Industry and Chemicals