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Pemberdayaan Ekonomi Perempuan Melalui Pengolahan Tanaman Obat Keluarga (TOGA) Menjadi Produk Minuman Esy Nur Aisyah
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 6, No 1 (2022): Februari
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v6i1.4924

Pemanfaatan Tanaman Obat Keluarga (TOGA) dapat menjadi program pemberdayaan ekonomi bagi perempuan, dalam rangka meningkatkan kesejahteraan keluarga. Program ini telah dimasyarakatkan oleh Lembaga Swadaya Masyarakat melalui program PKK (Pembinaan Kesejahteraan Keluarga). Tujuan dari pengabdian ini adalah meningkatkan ekonomi perempuan di Desa Pandanrejo Kecamatan Wagir Kabupaten Malang melalui pengolahan TOGA menjadi produk minuman. Metode yang digunakan adalah ceramah dan praktik atau demonstrasi. Tanaman yang digunakan bahan minuman dalam pengolahan ini adalah jahe, sereh, kapulaga, jeruk nipis, kayu manis dan daun salam. Dalam pelaksanaannya, cara pengolahan dan khasiat tanaman TOGA menjadi minuman yang menyehatkan terlaksana dengan baik. Disamping itu, peserta mendapatkan pelatihan memasarkan produk minuman tersebut secara online.

Financial Factors Contribution to SMEs’ Profitability Esy Nur Aisyah; Ana Khabibatul Umami
Journal of Business & Banking Vol 12, No 1 (2022): Mei - Oktober 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i1.2956

Micro, small, and medium enterprises play a very important role in driving the economy both nationally and internationally. The level of profitability is one indicator of the performance of SMEs. One of the factors that affect profitability is the financial factor. Therefore, this study attempts to analyze the contribution of financial factors (Own Capital, Loan Capital, Assets, Trade Credit, Production Costs, Sales, Average Wages, Taxes, and Lagged Profitability) to the profitability of SMEs. The population consists of all SMEs in the city of Malang. The sampling technique used an iteration formula and obtained a sample of 116 SMEs in Malang that received financing from Islamic financial institutions, banks, and non-banks. Questionnaires and observational interviews collected data. The data analysis technique used Multiple Linear Regression. The result of the determination test on this research model is 0.839 (84%). And based on the results of the partial test, of the nine independent variables in the study, only three variables have a significant positive effect on the profitability of SMEs, namely Own Capital, Loan Capital, and Lagged Profitability. And of the three variables that provide the largest contribution or influence on profitability is Own Capital.

PENGEMBANGAN EKONOMI LOKAL MELALUI PEMBERDAYAAN EKONOMI PEREMPUAN (Studi Pada Desa Candi Renggo Kecamatan Singosari Kabupaten Malang) Fitriyah Fitriyah; Esy Nur Aisyah; Putri Kurnia Widiati
EGALITA Vol 11, No 1 (2016)
Publisher : Pusat Studi Gender UIN Maulana Malik Ibrahim Malang

Singosari is a town in Malang, East Java province, Indonesia. The subdistrict is located in the North of Malang city, district is crossed the main line of Surabaya-Malang and included as the worst jam region point in Malang. But from the human resources side, Singosari is arguably one of the most advanced sub top and most popular in Malang. Located at an altitude of 400-700 meters. Singosari district having a cool climate. Higher areas were located in Western foot of Arjuno mountain where most of its territory destined for plantations (coffee), forestry (mahogany) and livestock (chickens). Along with Lawang and Kepanjen, Singosari was known as satellite city of Malang main buffer, which is included in the area of Malang raya.This research is applied research (Applied Reseach) i.e. research that had practical reasons, desire to know which aims to be able to do something better, effective, efficient. Research conducted for the purpose to applying the results in order to solve a particular problem that is being experienced by an organization. This type of research is a qualitative with descriptive approach.Based on the results of the analysis undertaken in the development of the local economy based on trade and superior commodities sector's in the village of Candirenggo Kec. Singosari, we can get the conclussion as follows: Superior commodity trading sectors in the village Candirenggo Kec. Singosari is for food crop subsector is Red Ginger. The development of commodity can be done through an increase in variation products processing to create added value. In addition, it needs to be seen to cluster industry development opportunities to enhance the competitiveness of the superior commodity (Red Ginger).Singosari adalah sebuah kecamatan di Kabupaten Malang, Provinsi Jawa Timur, Indonesia. Kecamatan ini berada di sebelah utara Kota Malang, kecamatan ini dilintasi jalur utama Surabaya-Malang dan termasuk sebagai daerah titik macet terparah di Malang. Namun dari sisi SDM Singosari dapat dikataka sebagai salah satu dai urutan teratas kecamatan termaju dan paling terpandang di Kabupaten Malang. Terletak pada ketinggian 400-700 meter . DPL, Singosari beriklim sejuk. Daerah yang lebih tinggi berada di sebelah barat kaki Gunung Arjuno dimana sebagian besar wilayahnya diperuntukkan bagi perkebunan (kopi), kehutanan (mahoni) dan peternakan (ayam). Bersama dengan Lawang dan Kepanjen, Singosari dikenal sebagai kota satelit penyangga utama Kota Malang, yang termasuk dalam kawasan Malang raya Penelitian ini merupakan jenis penelitian terapan (Applied Reseach) yaitu penelitian yang mempunyai alasan praktis, keinginan untuk mengetahui yang bertujuan agar dapat melakukan sesuatu yang lebih baik, efektif, efisien. penelitian yang dilakukan dengan tujuan untuk menerapkan hasil penemuan guna memecahkan masalah tertentu yang sedang dialami suatu organisasi. Jenis penelitian ini adalah kualitatif dengan pendekatan deskriptif. Berdasarkan hasil analisis yang dilakukan dalam pengembangan ekonomi lokal berdasarkan sektor perdagangan dan komoditas unggulan di Desa Candirenggo Kec. Singosari diperoleh kesimpulan sebagai berikut:Komoditas unggulan sektor perdagangan di Desa Candirenggo Kec. Singosari adalah untuk subsektor tanaman bahan makanan adalah Jahe Merah. Pengembangan komoditas dapat dilakukan melalui peningkatan variasi produk hasil pengolahan untuk menciptakan nilai tambah. Disamping itu, perlu dilihat peluang pengembangan klaster industri untuk meningkatkan daya saing dari komoditas unggulan (Jahe Merah).

Analisis Kemampuan Dinamis dalam Kelangsungan Hidup Usaha Kecil di Ekosistem Kewirausahaan selama Covid-19 Esy Nur Aisyah; Sudarmiatin Sudarmiatin; Agus Hermawan
IQTISHODUNA IQTISHODUNA (VOL.18, No.2, 2022)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

This research adopts a dynamic capability lens to study how small business entrepreneurs try to survive and grow in the entrepreneurial ecosystem affected by covid-19. The research method is using a qualitative design, 5 MSMEs in Malang City have been interviewed to assess how the entrepreneurial ecosystem in Malang City has been affected by covid-19. This allows a contemporary and realistic understanding of how small entrepreneurs are adapting to crises. The findings suggest that the entrepreneurs in this study can leverage their capabilities in terms of how they scan the current business environment and make decisions accordingly. Furthermore, small business entrepreneurs adopt a flexible approach to be able to react to the unexpected changes of covid-19 and the affected market environment. Business agility will help entrepreneurs to respond to internal and external changes in an efficient manner. Many business functions cannot resume due to the covid-19 pandemic. Marketing techniques that were considered profitable and successful before 2020 will not develop now. This is because small businesses work with fewer resources and are under financial pressure. To get the most out of fewer resources is to adapt to more digital-based functions.

Pelatihan Sertifikasi Halal sebagai Strategi Membangun Kepercayaan Konsumen bagi Masyarakat Desa Gadingkulon, Kecamatan Dau, Kabupaten Malang Esy Nur Aisyah; Maretha Ika Prajawati; Didik Wahyudi
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol 4, No 2 (2020): Oktober 2020
Publisher : IKIP PGRI Bojonegoro

This activity is motivated by the products of the Gadingkulon villagers who have low bargaining power, their lack of ability in packaging and selling products is also an obstacle. Besides, many business actors have not pocketed and are not sufficiently knowledgeable about halal certification from MUI for the products they produce, so they will find it difficult to market their products to souvenir centers, supermarkets, and other markets. Guaranteed halal products through halal product certificates will provide comfort, safety, safety, and certainty of the availability of halal products for people in consuming and using halal products and can increase added value for business actors to produce and sell halal products. Therefore, they need to be equipped with knowledge and training on halal certification steaming. This service activity consists of 4 stages, namely preparation, meeting, training, and monitoring and evaluation. The community service activities carried out in Gading Kulon Village, Dau District, Malang Regency are going well. The result of community service activities is that people who have joint products with the Halal Center of UIN Maulana Malik Ibrahim Malang help meet and identify all the requirements needed and will then be bridged by the Halal Center of UIN Maulana Malik Ibrahim Malang until the issuance of halal certificates.

Profitability as a Mediator for the Effect of Capital Structure and Financing Risk on the Value of Islamic Commercial Banks in Indonesia An Nisa Uswatun; Esy Nur Aisyah
Tazkia Islamic Finance and Business Review Vol. 16 No. 2 (2022): Resilience (2)
Publisher : Institute for Research and Community Empowerment (LPPM TAZKIA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v16i2.304

إن وجود منافسة بين البنوك في إندونيسيا يجعل جميع القطاعات المصرفية التقليدية والإسلامية يجب أن تستمر في السعي لتحقيق الاستقرار في مواردها المالية وقيم الشركة. يمكن أن تتأثر قيمة الشركة بعدة عوامل ، ويمكن أيضا رؤية قيمة الشركة نفسها من خلال الاستحواذ على سعر الأسهم المملوكة. تهدف هذه الدراسة إلى اختبار تأثير أو عدم تأثير DER و DAR و NPF من خلال الوساطة عن طريق الربحية (العائد على الأصول). استخدمت هذه الدراسة الأسلوب الكمي التفسيري مع عينة من 6 بنوك تجارية شرعية استوفت معايير البحث. تحليل البيانات المستخدم هو SPSS 25 و SmartPLS 3. نتيجة هذه الدراسة هي أن المتغيرات الثلاثة DER و DAR و NPF لم يكن لها تأثير كبير على EVA وكذلك ROA. ROA غير قادر أيضا على التوسط في تأثير المتغيرات الحرة الثلاثة على متغيراتها المرتبطة.

Analisis Tingkat Kreativitas Wirausaha Mahasiswa Melalui Program Komunitas Entrepreneur Esy Nur Aisyah
IQTISHODUNA IQTISHODUNA (VOL.17, No.1, 2021)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

This research is motivated by the Entrepreneur Community Program's existence as support for entrepreneurship courses in the Islamic Banking Department, Faculty of Economics, UIN Maulana Malik Ibrahim Malang to produce graduates who have high selling value, entrepreneurship, and creativity to be able to compete. The learning approach in the program is Project-Based Learning. This study aimed to analyze the level of student creativity before and after participating in the Entrepreneur Community Program. The number of participants was 75 students from the concentration of entrepreneurs in the observation year. Data analysis used nonparametric statistics with Paired-Samples T-Test in testing the creativity of the respondent level before and after treatment and assessing the creativity level of students based on the results of the creativity score generated from the total score filled by respondents divided by the total maximum score of each statement and outlined in the form proportion. The breakthrough research results showed that there were differences in the level of students before and after treatment. The treatment here means that students take part in the entrepreneurial community program with Project-Based Learning. They increased student creativity from 70% to 83%. The level of student creativity before treatment was in the medium category. Moreover, after getting the treatment is in the high category. Thus, project-based learning through the Entrepreneur Community Program in Islamic Banking Department, Faculty of Economics can increase student entrepreneurial creativity.

Formulation of Empowering Poor Women with Pro-Poor Capacity Improvement Model Esy Nur Aisyah
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2021): November 2021
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/engagement.v5i2.589

There are several reasons that lead to the importance of implementing a gender-oriented poverty alleviation program, one of which is that it can stimulate the emergence of empowerment. So the purpose of this research is to formulate the empowerment of poor women with the Pro-poor Capacity Improvement model in an effort to alleviate poverty in rural areas. The formulation of the model is based on the analysis of potentials, barriers, opportunities, threats, and policies in empowering poor women. Research in Gadingkulon Village, Dau District, Malang Regency was carried out through questionnaires, in-depth interviews, observations, Focus Group Discussions (FGD), and literature studies. The first stage uses quantitative analysis to present the frequency table, and the second stage uses qualitative analysis in gender analysis by Sara Longwee. This research resulted in a model for empowering poor women, which was designed in the Pro-poor Capacity Improvement ((PCIM) model which consisted of several components in the model in order to improve family welfare. These components consisted of the results of an analysis of potential, opportunities, obstacles, intervention in entrepreneurship, and welfare.The formulation of empowerment of poor women in Gadingkulon Village can be implemented in poverty alleviation efforts.

Profitability as a Mediation for Problem Loans, Third-Party Funds, BI Rate on Company Value Putri Nur Latifah; Esy Nur Aisyah
Jurnal Ecogen Vol 7, No 1 (2024): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v7i1.15756

This research from 2016 to 2022 intends to understand the relationship between the Islamic banking sector in Indonesia, company value, where profitability is the mediator between non-performing loans and third-party funds, and interest rates. This methodology uses purposive sampling to produce nine samples representing Islamic financial institutions. The criteria is an annual banking report, which can be obtained on the bank's official website or at the OJK. The quantitative descriptive methodology used in this research consists of the Sobel test and panel data regression analysis. Data analysis findings show that while profitability and the BI rate impact a company's value less, non-performing loans and third-party funding do. Profitability is unaffected by BI rates, non-performing loans, and third-party funding. Profitability does not mitigate the effect of third-party financing, non-performing loans, and the BI rate on a company's value.

Investment Opportunities Through BSI Cicil Emas Financing Product Esy Nur Aisyah; Bagus Hermawan
Proceeding Kilisuci International Conference on Economic & Business Vol. 2 (2024): Proceeding Kilisuci International Conference on Economic and Business
Publisher : Fakultas Ekonomi & Bisnis Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Research aim : This research aims to determine what creates opportunities for long-term investment through the BSI Cicil Emas Financing product at Bank Syariah Indonesia, Turen Malang Sub-Branch Office. Design/Methode/Approach : This qualitative research method uses a descriptive approach with data collection techniques using interviews, documentation and observation. Research Finding : The research results show that the BSI Cicil Emas financing product has the opportunity to become a long-term investment instrument because of the ease of applying for financing, the benefits of investing in gold, and the ease of buying and selling gold, precious metals, the continued increase in gold prices and low competition.

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