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Journal : Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah

Analisis Faktor-Faktor Yang Mempengaruhi Minat Masyarakat Menggunakan Jasa Perbankan Syariah Raja Zainal Abidin Harahap; Darwis Harahap; Rukiah Rukiah; M. Fauzan; Ananda Anugrah Nasution
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.243 KB) | DOI: 10.30651/jms.v7i2.11547

Abstract

Penelitian ini bertujuan untuk untuk mengetahui untuk mengetahui pengaruh lokasi, pengetahuan produk, dan promosi secara parsial dan simultan terhadap minat menggunakan jasa bank syariah pada masyarakat Desa Pudun Julu. Sampel pada penelitian ini adalah responden sebanyak 165,73 dan digenapkan menjadi 166 responden dari 283 populasi Desa Pudun Julu Kec. Padangsidimpuan Batunadua pada tahun 2019. Teknik analisis yang digunakan yaitu uji asumsi klasik, analisis regresi linier berganda, analisis koefisien determinasi, dan uji hipotesis dengan menggunakan Software SPSS 23. Hasil penelitian ini yaitu variabel lokasi dan pengetahuan produk mempunyai pengaruh yang signifikan terhadap minat masyarakat Desa Pudun Julu Kec. Padangsidimpuan Batunadua  menggunakan jasa perbankan syariah. Kemudian variabel promosi tidak mempunyai pengaruh yang signifikan terhadap minat masyarakat Desa Pudun Julu Kec. Padangsidimpuan Batunadua. Setelah itu, variabel Lokasi, Pengetahuan Produk, dan Promosi memberikan pengaruh yang signifikan terhadap variabel Minat Masyarakat Desa Pudun Julu.
Analysis of Determinants of Interest in Paying Professional Zakat of Civil Servants at Madrasah Aliyah Negeri 2 Padangisidimpuan with Awareness as an Intervening Variable Intervening Nasrun Efendy; Ibrahim Siregar; Rukiah Rukiah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20599

Abstract

This research is motivated by a phenomenon where in several previous studies that the religiosity of interest and awareness of civil servants in paying zakat is still quite low where when there is an appeal from the Padang Sidimpuan Ministry of Religion to distribute zakat to the profession, the acquisition of zakat can reach Rp. 4,600,000 s.d. Rp. 4,800,000. But at this time, in the absence of direct deductions, the zakat received is only around Rp. 1,000,000 to Rp. 2,000,000. So the purpose of this research is to find out how religiosity, income and education actually influence the intention to pay zakat through awareness. This research is a quantitative study with a total sample of 45 samples. The data collection instrument was carried out by conducting structured interviews with each respondent by providing a questionnaire to fill out. Data analysis used the outer model test, the inner model and tested the hypothesis on each of the variables studied. Based on the research results, it is known that there is an influence between religiosity on awareness (3.122 > 1.96) and p-value < 0.05 (0.003 < 0.05). There is no effect between income on awareness (0.747 < 1.96) and p-value > 0.05 (0.459 > 0.05). There is an influence between education on awareness (2.192 > 1.96) and p-value < 0.05 (0.034 > 0.05). There is an influence between religiosity on intention to pay zakat (6.167 > 1.96) and p-value < 0.05 (0.000 < 0.05). There is no effect between education on intention to pay zakat (1.922 < 1.96) and p-value > 0.05 (0.214 > 0.05). There is an influence between awareness of interest in paying zakat (2.685 > 1.96) and p-value < 0.05 (0.010 < 0.05). There is no influence between religiosity on intention to pay zakat through awareness (1.732 < 1.96) and p-value > 0.05 (0.090 > 0.05). There is no influence between income on intention to pay zakat through awareness (0.651 < 1.96) and p-value > 0.05 (0.519 > 0.05). There is no influence between education on intention to pay zakat through awareness (1.922 > 1.96) and p-value > 0.05 (0.214 > 0.05) at Madrasah Aliyah Negeri 2 Padangsidimpuan.