Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan

PERMASALAHAN BANK ISLAM DAN BANK SENTRAL MEIRISON MEIRISON
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 2, No 2 (2017): Juli - Desember 2017
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v2i2.110

Abstract

The theme of the article is the banks and financial institutions. Islamic banks have experienced significant new developments which are an option for Muslims not to practice Riba anymore. This is of course the desire of all Muslim individuals who want to apply Islamic law that facilitates transactions, production and service. In this case Islamic banks have privileges that are not owned by other banks but faced with several obstacles and problems in conducting their activities in the field. The author will discuss this issue to obtain a viable solution in order to serve as a consideration for decision makers in Islamic banking in the constraints encountered during contact with the central bank. After making observations it can be seen that the government's support for these Islamic banks is virtually nonexistent in investment as well as financing which are the problems and challenges faced by Islamic banks. Coupled with the scarcity of experts in the science of fiqh mu'amalah associated with the operating system of Islamic banks and the problems encountered when conducting activities with customers and relationships with conventional banks and central banks. In addition, most fiqh experts do not have sufficient knowledge in modern finance as well as various forms of transactions and activities. The pattern of supervision on Islamic banks is still in the form of surveillance conducted by the West both in the form of juridical supervision and in the field of finance which greatly narrow the space for the Islamic banks themselves by it self Islamic banks but are in the position of conventional banks. Coupled with the newcomers who are a counter. This discussion recommends that the central bank have special treatment of Islamic banks and let Islamic banks reconsider the existing investment banking patterns and accounts of the central banks associated with the Statutory Reserve (Statutory Reserves/Legal Reserves). Islamic banks have much less reserves than conventional banks. The research to find the solution of this problem should be developed by the Islamic financial review center to improve the performance and performance of Islamic banks to face globalization and the global financial crisis in particular.
BANK SYARI'AH MENGHADAPI TANTANGAN DAN HARAPAN MEIRISON MEIRISON
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 2, No 1 (2017): Januari - Juni 2017
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v2i1.92

Abstract

The theme of the article is the banks and financial institutions. Islam has shown how to look for halal sustenance in the form of instructions that can be understood through the rules that are understood by the scholars in the running of the economy based al-Ghanam bi al-gharam (dare to take profits and bear the losses) that is based on justice. Financial institutions is an important sector in a country that manages foreign exchange and provides services in the areas of finance, such as loans, insurance, production in various forms. individual or group of people can not be separated from the corridor and road rules. Bank Islam is growing in the midst of a system that forced him to comes the question of Islamic banks could face challenges, whether Islamic banks could take advantage of the excess savings that come from Muslim and non-Muslim communities, what is the best way to be traversed by the Islamic bank in the future. This paper aims to explain the problems and challenges faced by Islamic banks Modern and instill hope and vision of the future for Islamic banks in the future we expect the Islamic banks can face the challenge that comes from all directions.Let the money market established a large money market which can accommodate investment of surplus in Islamic banks and issued securities as supporters. Murabaha trading away that there are elements of fraud.