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All Journal PREMISE LAW JURNAL Jurnal Kultur Demokrasi Jurnal Ilmu Farmasi dan Farmasi Klinik (Journal of Pharmaceutical Science and Clinical Pharmacy) Alignment: Journal of Administration and Educational Management EQIEN - JURNAL EKONOMI DAN BISNIS SANITAS: Jurnal Teknologi dan Seni Kesehatan
Reni Anggraini
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Decision Sciences, Operations Research & Management Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences

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Journal : PREMISE LAW JURNAL

 1 
TINJAUAN YURIDIS TERHADAP HARTA BERSAMA YANG DIJADIKAN SEBAGAI JAMINAN FIDUSIA (STUDI PADA PT. PEGADAIAN (PERSERO) CABANG MEDAN SUNGGAL) RENI ANGGRAINI
PREMISE LAW JURNAL Vol 8 (2019): VOLUME 8 TAHUN 2019
Publisher : PREMISE LAW JURNAL

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Abstract

Dosen Pembimbing:1.  Prof. Dr. Hasim Purba, SH, MHum2.  Dr. Utary Maharany Barus, SH, MHum3.  Dr. Yefrizawati, SH, MHum The result of the research shows that according to Article 36, paragraph 1 of Law No. 1/1974 on Marriage states that the marriage couple can use joint property with the consent of both of them. Therefore, the credit contract with joint property used as fiduciary collateral has to be the consent of both husband and wife. In the case of the credit contract with join property used as fiduciary collateral at PT. Pegadaian (Persero), Medan Sunggal Branch, the personnel of the pawn shop should identify the concept of 5C toward clients, whether it has been obtained during the marriage. Both husband and wife have to know, to agree, to sign the whole credit contract before a Notary at the pawn shop so that both of them will receive the loan together and will pay off the loan together, too. When there is non-performing loan, the pawn shop management will call up the clients and send the demand for payment. If it fails, the process of auction of fiduciary collateral is performed, witnessed by the police.Keywords: Joint Property, Credit, Fiduciary
Co-Authors Berchah Pitoewas dian kartikasari Dwi Jaya Indah Junie Suriawati Laras Ayu Irene Gayatri Mella Sri Kencanawati Muhammad Farhan Ramdhani Rachmawati, Siti Rahayu Syntha Noviyana Yulis Adriana Yunisca Nurmalisa