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All Journal Trikonomika: Jurnal Ekonomi Pasundan International of Community Services Journal (PICS-J)
Lella N Q Irwan
Universitas Pasundan, Indonesia
Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Materials Science & Nanotechnology

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Penetapan dan Proyeksi Tingkat Suku Bunga Bank Indonesia (BI-Rate) Hubungannya dengan Laju Pertumbuhan Ekonomi Indonesia Irwan, Lella N Q
Jurnal Trikonomika Vol 11, No 2 (2012): Edisi Desember 2012
Publisher : Jurnal Trikonomika

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Abstract

Since July 2005, the determination of the interest rate of Bank Indonesia (BI-rate) has been responded positively by national banks. The effect of Bank Indonesia monetary policy on interest rates and the real sector applies or valid at national and regional levels. The determination of which are often the adjustment of the interest rate can be seen as a signal for the market indicates the direction of the other interest rates movement, The increase or decrease of the BI-rate will affect the inter-bank interest rate and the time deposit interest rate that results the changes of the mortgage interest rates. Thus, the BI-rate could signify the government expectation of the banks to encourage the real sector to boost the economic growth in Indonesia. The purpose of this research is to understand the determination or the adjustment and the forecast of the BI-rate, also the causal relationship between the BI-rate and the economic growth rate in Indonesia. This research shows that, until 2015, the forecast of the BI-rate and the economic growth rate in Indonesia have the tendency to increase. Meanwhile, according to the results of causality test indicates that the BI-rate does not have a direct causal relationship with economic growth. Despite it is indicated that the BI-rate is going one-way relationship to the rate of economic growth in Indonesia, meaning that the BI-rate lead to economic growth while the economic growth can not directly push the changes of the BI-rate.
Tinjauan terhadap Fungsi dan Faktor-faktor yang Mempengaruhi Intermediasi Perbankan Nasional Irwan, Lella N Q
Jurnal Trikonomika Vol 9, No 2 (2010): Edisi Desember 2010
Publisher : Jurnal Trikonomika

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Abstract

Intermediation function of bank illustrated by numbers in credit amounts comparison that are distributed to people by third-party funds gathered by banking institutions, known as Loan to Deposit Ratio (LDR), is affected by many factors are influenced by numerous factors, both from internal and external the Bank. Among those factors, this research limits the discussion to 3 (three) factors. This research is intended to discover intermediation function of national bank and the influence of Non Performing Loan (NPL), interest rates, and Gross Domestic Product (GDP) to its intermediation function of bank. This research is intended results suggest that intermediation function of bank in Indonesia during the period of research is not optimal and the results are somewhat relatively low. Whereas, the regression results demonstrate that Gross Domestic Product (GDP) positively and significantly affects Loan to Deposit Ratio (LDR). In addition, while Non Performing Loan (NPL) can lower Loan to Deposit Ratio (LDR), its influence is not significant enough and interest rates of mortgage can barely decrease Loan Deposit to Ratio (LDR).
INCREASING WOMEN'S PARTICIPATION IN EDUCATION IMPROVING SKILLS THROUGH ONLINE MEDIA AND BUSINESS INTRODUCTION TO SMES FOR MEMBERS OF THE PKK IN THE VILLAGE CIWALEN - SUKARESMI DISTRICT OF CIANJUR REGENCY, WEST JAVA PROVINCE Andre Suryaningprang; Lella NQ. Irwan; Mujibah A. Sufyani
Pasundan International of Community Services Journal (PICS-J) Vol 1 No 1 (2019): Volume 1 Nomor 1 December 2019
Publisher : LPM Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/pics.v1i1.1994

Abstract

In improving the economy of a small family, a woman with an important role in economic activity, especially in the activities of SMEs. With the female SMEs can help the family economy, therefore, women should be given a motivation for getting success in entrepreneurship. Educational activities regarding the development of women's empowerment of SMEs is intended to help women who usually only as a housewife, to be able to know how to start doing business and foster entrepreneurial spirit also manages her with good management and professional manner. The method used ismodel of active participation through interactive discussions. Seeing the public response is expected to follow up in an effort to increase the income of local communities, among others, by providing knowledge about the importance of improving the products contained in In the village Ciwalen - District of Sukaresmi Cianjur regency of West Java province in order to increase income supplements for those who already have a business and add insight for new entrepreneurs.
Co-Authors Andre Suryaningprang Sufyani, Mujibah Achyar