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VALERIA TRISNA YUNITA
Udayana University
Mathematics

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PERBANDINGAN PROFIT TESTING MODEL DETERMINISTIK DAN STOKASTIK PADA ASURANSI UNIT LINK VALERIA TRISNA YUNITA; I NYOMAN WIDANA; LUH PUTU IDA HARINI
E-Jurnal Matematika Vol 7 No 2 (2018)
Publisher : Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MTK.2018.v07.i02.p203

Abstract

Profit testing is a method to find out the potential loss or gain of unit link life insurance product. Unit-link life insurance is a combination of life insurance and investment. The aim of this research was to determine the potential benefits or losses of unit-linked life insurance products using a deterministic model and stochastic model. The calculation result using these model for a policy issued to a life aged 35, 45, and 55 and the benefit is paid till age 99 showed that the profit which insurer can claim only for insurance issued to a life age 25 years old.
Co-Authors I Nyoman Widana LUH PUTU IDA HARINI