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All Journal Jurnal Media Hukum Law and Justice
Lastuti Abubakar
Padjadjaran University
Law, Crime, Criminology & Criminal Justice

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The Urgency of Strengthening Appraisal Regulations to Realize a Legal Protection for Appraiser Lastuti Abubakar; Tri Handayani
Jurnal Media Hukum Vol 26, No 2, December 2019
Publisher : Fakultas Hukum Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jmh.20190129

Abstract

To provide legal protection and legal certainty for service users and Appraisers, the Government, in this case, the Ministry of Finance requires the Public Appraisal profession to obtain a permit in supporting financial service sector. The research describes the position and responsibility of Appraisers in assessing collateral for loan and  finance, that in practice, often requires Appraisers’ administrative, civil, and criminal responsibilities. The article uses a multi-interdisciplinary approach by applying status, comparative, and case study. The results show that a key for legal protection for appraiser comes from a legal relationship between an Appraiser and a Bank. The assessment of collateral for bank loan and financing, arises from collateral appraisal cooperation agreements; and from the legal provisions, including Regulation of the Ministry of Finance on Public Appraisal and the other related Laws. Furthermore, Legal responsibility of Appraiser's mistakes in appraising will be an administrative and civil sanctions. To provide legal certainty and legal protection for the Appraisal profession requires a strengthening of regulations by the issuance of Law on Public Appraisers such as other supporting professions, namely Public Notary, Legal Consultant, and Public Accountant.
PERCEPATAN PERTUMBUHAN PERBANKAN SYARIAH MELALUI IMPLEMENTASI TATA KELOLA SYARIAH lastuti abubakar; Tri Handayani
Law and Justice Vol.2 , No. 2, Oktober 2017
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/laj.v2i2.3417

Abstract

Pertumbuhan industri perbankan syariah  Indonesia menunjukkan grafik meningkat, walaupun mengalami perlambatan. Data yang dipublikasi oleh OJK menunjukkan bahwa perbankan syariah nasional  berkontribusi sebesar 4.81 % terhadap market share dengan pertumbuhan  assets mencapat 11.97 % per Juni 2016. Di tataran global, sektor jasa keuangan syariah termasuk perbankan, menguasai 3 % dan  bersama sama dengan Qatar, Arab Saudi, Malaysia, Uni Emirat Arab dan Turki menjadi kekuatan pendorong keuangan syariah di masa depan. Salah satu isu startegis yang menjadi hambatan adalah mispersepsi masyarakat terhadap perbankan syariah baik mengenai akad, produk dan layanan yang belum patuh terhadap prinsip syariah. Implementasi tatakelola merupakan upaya untuk mempercepat pertumbuhan perbankan syariah.Keywords : Perbankan syariah- tata kelola- percepatan pertumbuhan. 
Co-Authors Tri Handayani Tri Handayani