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THE LIBERATION OF CUSTOMERS FROM MONEYLENDERS CASE STUDY OF BAITUL MAAL WA TAMWIL (BMT) ALMAUN BERKAH MADANI Fitri Drasmawita; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 1 (2020): Januari-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20201pp35-49

This study aims to find out the role of BMT Almaun Berkah Madani in assisting the customers from the trap of moneylenders. This BMT is also expected to reduce the anxiety of some people who have financial limitations. This research approach is qualitative and using case study strategies. Data collection techniques were using direct observation in the fieldwork. Based on the results, this study found that the financing procedure at BMT Almaun Berkah Madani uses qardhul hasan financing funds. Customers get qardhul hasan funds a number of debts to money lenders. With the system, the customer places a guarantee on one of the assets owned, pays the principal installments to the BMT, and is obliged to become a member of the BMT. Thus the role of BMT with its financing products has a significant influence on improving the welfare of people who have financial limitations and helps to alleviate debts to moneylenders.Keywords: Role, BMT, Moneylenders, Qardhul Hasan Financing

ISLAMIC ECONOMICS PRINCIPLES AND THEIR IMPLEMENTATION IN HOSPITAL FINANCE (CASE STUDY IN THE BRANCH HOSPITAL OF SITI KHODIJAH MUHAMMADIYAH SEPANJANG SIDOARJO) Novian Abdi Firdausi; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 2 (2020): Februari-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20202pp207-221

This research aims to determine the implementations of Islamic economic principles in financial aspects at Siti Khodijah Muhammadiyah Sepanjang Branch Sidoarjo Hospital. Adiwarman Karim formulated five Islamic economics principles, namely Tauhid (Faith), ‘Adl (Justice), Nubuwwah (Prophethood), Khilafah (Governance), and Ma’ad (Return). Using a descriptive qualitative case study as a research approach while using in-depth interviews with key informants, and Analytic Network Process (ANP) to find which principles implementations are dominant. The Study results show that Siti Khodijah Muhammadiyah Sepanjang Branch Sidoarjo Hospital has not used a full sharia-compliant financial system yet. It has distinctive accounting guidelines, incomes and capitals purely from operating profits, and having special council as sharia supervisor. From ANP analysis, the dominant aspects are Financial Allocation from ‘Adl aspect, Leadership Management from Khilafah aspect, ZISWAF Management from Ma’ad aspect, Amanah from Nubuwwah aspect, and Akidah and Akhlak from Tauhid aspect.Keywords: Islamic economic principles, hospital finance, implementation, ANPREFFERENCE Amiruddin dan Abdul Aziz. (2017). Secularism in medicine from maqasid al-syariah. International Journal of Academic Research in Business and Social Sciences, 7(12), 613-623. doi:10.6007/IJARBSS/v7-i12/3643Effendi, Jaenal. (2018). Islamic insurance: a potential niche market of Indonesia. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 10(1), 207-230. doi:https://doi.org/10.15408/aiq.v10i1.5330Gapenski, Louis C. (2009). Fundamentals of Healthcare Finance. Chicago: American College of Healthcare Executives.Hasan, Zubair. (2016). Evolution of Islamic economics: definition, nature, methodology, problems and challenges. ISRA International Journal of Islamic Finance, 8(2), 9-25.Idri dan Rohaizan Baru. (2017). The principles of Islamic economics and their implementation in Indonesia. International Journal of Academic Research in Business and Social Sciences, 7(4), 331-344. doi: 10.6007/IJARBSS/v7-i4/2809Karim, Adiwarman. (2015). Ekonomi mikro Islami. Jakarta: PT Raja Grafindo Pustaka.Liao, Sen-Kuei dan Kuei-Lun Chang. (2009). Measure performance of hospitals using analytic network process (ANP). International Journal Business Performance and Supply Chain Modelling, 1(2/3). 129-143. doi: 10.1504/IJBPSCM.2009.030638Mahjom, Haji Alias dan Zulkifli. (2011). Critical success factors for bumiputera/muslim medical tourism providers: solution for financing needs using Islamic financing instruments. Prosiding PERKEM VI Jilid 2.Moleong, Lexy. (2017). Metodologi penelitian kualitatif. Bandung: Remaja Rosdakarya Offset.Muhamad. (2014). Manajemen keuangan syari’ah: analisis fiqh & keuangan. Yogyakarta: UPP STIM YKPN.Rahimi dkk. (2014). Indicators of hospital performance evaluation: a systematic review”. International Journal of Hospital Research, 3(4), 199-208.Rahman, Zailani dan Musa. (2017). The perceived role of Islamic medical care practice in hospital: the medical doctor perspective. Journal of Islamic Marketing, 9(1), 00-00. doi: 10.1108/JIMA-01-2016-0006Razak dan Abdulahi. (2016). Incorporating moral values and maqasid al-syari’ah into medical and healthcare practices. The International Medical Journal of Malaysia, 15(2), 1-2.Rozalinda. (2015). Ekonomi Islam: teori dan aplikasinya. Jakarta: Rajawali Press.Saaty dan Vargas. (2006). Decision making with the analytic network process economic, political, social and technological applications with benefits, opportunities, costs and risks. New York: Springer Science+Business Media.Shariff dan Rahman. (2016). Shari’ah compliant hospital; from concept to reality: a Malaysian experience. Bangladesh Journal of Medical Science, 15(1), 1-4.Sulistiadi dan Rahayu. (2017). Assessment of first sharia hospital certification in Indonesia facing the global competition. Batusangkar International Conference II 14-15 October 2017.Talaat, dkk. (2016). an-nur specialist hospital: islamic management practices. The International Journal of Business & Management, 4(11). 116-122.Trisnantoro, Laksono. (2015). Memahami penggunaan ilmu ekonomi dalam manajemen rumah sakit. Yogyakarta: Gadjah Mada University Press.Yin, Robert K. (2015). Studi kasus: desain & metode. Jakarta: Rajawali Press.Yuana, Nurvita Risa. (2015). Tinjauan ekonomi Islam terhadap kualitas jasa pelayanan kesehatan bagi pasien kelas III (studi kasus rumah sakit umum daerah Arifin Achmad Pekanbaru). Skripsi tidak diterbitkan. Pekanbaru: UIN Sultan Syarif Kasim Riau.

THE EFFECT OF ZAKAT AS ONE OF THE PHILANTHROPY PRODUCTS ON THE INFLATION RATE IN INDONESIA FOR THE PERIOD OF 2015-2017 Nabila Nabila; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 3 (2020): Maret-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20203pp420-430

This study aims to determine the effect of zakat on inflation in Indonesia in the period from January 2015 to December 2017. This study uses a quantitative approach with simple linear regression analysis. The collection of data in this study uses data on the amount of zakat for the period 2015 to 2017 that has been published by the National Zakat Agency (BAZNAS) and inflation rate data for the period of 2015 to 2017 obtained from the Central Statistics Agency (BPS). Based on the results of the study, the amount of zakat consisting of zakat maal and zakat fitrah collected by the BAZNAS has a significant effect on the inflation rate in Indonesia. This is because zakat will encourage consumption and investment and decrease wealth accumulation. Therefore, it will increase demand and inflation as well.Keywords: Zakat, Inflation, consumption, BAZNASREFFERENCE Ajija, Shochrul R dkk. (2011). Cara cerdas menguasai EViews. Jakarta: Salemba Empat.Andriyanto, I. (2014). Pemberdayaan zakat dalam meningkatkan kesejahteraan umat. Jurnal Zakat dan Wakaf, 1(2), 227-249 doi:http://dx.doi.org/10.21043/ziswaf.v1i2.1485Anggraini, R., Widiastuti, Tika. (2015). penyaluran dana zis dan tingkat inflasi berpengaruh terhadap pertumbuhan ekonomi indonesia priode 2011-2015. Jurnal Ekonomi Syariah Teori dan Terapan, 4(8), 630-641.Chaniago. (2015). Pemberdayaan zakat dalam mengentaskan kemiskinan. Jurnal Hukum Islam (JHI), 13(1), 47–56. https://doi.org/10.1126/science.aao0218Choudhury, M. A., & Rahman, A. N. M. A. (1993). Macroeconomic Relations in the Islamic Economic Order. International Journal of Social Economics, 13(6), 60-78.Kahf, M., & Al Yafai, S. (2015). Social security and zakāh in theory and practice. International Journal of Economics, 23(2), 189–215.Mansur, A. (2012). kebijakan fiskal dan implikasinya terhadap pembangunan. Journal of Islamic Economic and Business (JIEB), 02(1), 214–231.Mintarti, N. (2008). Zakat dan pembangunan : era baru zakat menuju kesejahteraan umat. Jakarta: Indonesia Magnificence of Zakat.Muhtada. (2014). Islamic philanthropy and the third sector. Islamika Indonesiana, 1(1), 106–123.Nidityo, Herwindo Ghora & Laila, N. (2014). Zakat produktif untuk meningkatkan kinerja produksi, motivasi dan religiusitas mustahiq. Jurnal Ekonomi Syariah Teori dan Terapan, 1(9), 661–673.Parakkasi, I. (2016). Inflasi dalam perspektif Islam. Laa Maisyir, 3(1), 41-58.Rahman, muhammad eka. (2016). Pengaruh zakat terhadap permintaan uang dalam Islam. Tesis tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Rasiam. (2014). Kebijakan fiskal dalam Islam (solusi bagi ketimpangan dan ketidakadilan distribusi). Jurnal Khatulistiwa, 4(1), 87–100. doi: https://doi.org/10.24260/khatulistiwa.v4i1.231Suseno, & Astiyah, S. (2009). Inflasi di Indonesia. Seri Kebanksentralan No. 22. Jakarta: Departemen Riset Kebanksentralan Bank Indonesia.Yusoff, M. B. (2006). Fiscal policy in an Islamic economyand the role of zakat. International Journal of Economics, Management and Accounting, 14(2), 1–23.

THE ANALYSIS OF THE ENVIRONMENTAL IMPACT AND COMMUNITY ECONOMIC SOCIAL CHANGE THAT WAS INCURRED BY THE BEACH RECLAMATION VIEWED FROM AN ISLAMIC PERSPECTIVE (CASE STUDY OF KENJERAN BEACH SURABAYA) Putri Amalia Zahrah; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 4 (2020): April-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20204pp623-632

This study aims to determine how the environmental impacts arising from the beach reclamation activities in the Kenjeran Beach, Surabaya, viewed from the Islamic perspective. The method used is descriptive qualitative case study method where this research was conducted by conducting interviews, documentation and direct observation. The object of this research is the Kenjeran Beach in Surabaya, where the data were obtained based on interviews conducted with ten informants consisting of the government apparatus of the Bulak and Kenjeran Districts, traders, and the surrounding community. Based on the results of the study showed that the infrastructure development carried out caused changes in the ecosystem. The environmental impact also affects the socio-economic life of the surrounding community. Kenjeran Beach Reclamation Activity has not fully met Al-Istishlah indicators in environmental care. And in several aspects of the Islamic Maqashid indicators also have not been run optimally.Keywords: environmental impact, socio-economic change, beach reclamation, kenjeran beach, Islamic perspective.REFFERENCE Al-Qur’an Creswell, John W. (2010). Research design pendekatan kualitatif, kuantitatif, dan mixed. Yogyakarta: Pustaka PelajarDahuri, R. 2001. Pengelolaan sumberdaya wilayah pesisir dan lautan secara terpadu. Jakarta: PT. Pradnya Paramita. Habibi, A. (2012). Trade off kerusakan sumber daya alam dan pembangunan ekonomi. Asas: Jurnal Hukum Ekonomi Syariah, 4(1), 1-5. Herianingrum, Sri. (2014). Implementation of maqashid al sharia as a model of economic development agriculture in East Java. Journal of Business and Economic, 5(9), 1701-1708.Meirison. (2017). Jenis kepemilikan dalam sistem ekonomi Islam. Maqdis: Jurnal Kajian Ekonomi Islam, 2(1), 93-109.Moleong, Lexy J. (2007). Metode penelitian kualitatif. Bandung: PT Remaja PosdakaryaN.d. (2013). Rencana tata ruang wilayah kota Surabaya. Surabaya: Pemerintah Kota Surabaya.Otto Soemarwoto. (2004). Ekologi, lingkungan hidup dan pembangunan. Jakarta: Djambatan.Sugiyono. (2016). Metode penelitian kuantitatif kualitatif dan R & D. Bandung: Alfabeta.Yakin, Adinul. (2015). Ekonomi sumber daya alam dan lingkungan: teori, kebijakan, dan aplikasi bagi pembangunan berkelanjutan. Jakarta: Akademika Pressindo.Peraturan Menteri Negara Lingkungan Hidup No. 05 Tahun 2012 tentang Jenis Rencana Usaha dan/atau Kegiatan yang Wajib meiliki analisis mengenai dampak lingkungan Hidup (AMDAL)Peraturan Menteri Perhubungan No PM 52 Tahun 2011PP Nomor 27 Tahun 1999, tentang Analisis Mengenai Dampak Lingkungan (AMDAL) PP Nomor 27 Tahun 2012 tentang Izin Lingkungan RTRW Surabaya, 2013UU Nomor 27 Tahun 2007, tentang Pengelolaan Wilayah Pesisir Dan Pulau-Pulau Kecil.UU Nomor 23 Tahun 1997 tentang Pengelolaan Lingkungan Hidup.

THE FUNCTION OF SHARIA MICROFINANCE INSTITUTIONS IN PROMOTING THE FINANCIAL INCLUSIVENESS AND THE REAL SECTOR (BMT NU JAWA TIMUR IN SUMENEP) Aidi Faiz Romadoni; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 5 (2020): Mei-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20205pp814-825

Poverty and inequality are classic problems. Financial institutions, in general, have not been able to alleviate it. The hope is for microfinance institutions. Included in this is the BMT NU Jawa Timur. For this reason, we have revealed the role of the Islamic microfinance institution in encouraging financial inclusiveness and the role of the Islamic microfinance institution in advancing the real sector. This research approach is qualitative with a case study strategy by using interviews and direct observation. The interviewees were the directors of BMT and customers. With a data analysis model from Hiles and Huberman, wherein analyzing the data, there are three steps taken. Namely, data reduction, data presentation and verification. The results of the study show that East Java BMT uses the term Lasisma which is commensurate with inclusive finance. The system is the same. Lasisma reaches out to the lowest levels of society. The BMT goes to community groups that need capital in developing unsecured businesses.Keywords: BMT NU Jawa Timur, Inclusive Finance, Lasisma, Real SectorREFFERENCE Arikunto, Suharsimi. (2002). Prosedur penelitian: Suatu pendekatan praktek. Jakarta: PT. Rineka Cipta.Asian Development Bank (ADB). (2011). Key indicators for Asia and the Pasific 2011: Framework for inclusive growth indicators, special supplement. Manila: ADB. Bakker, Anton dan Avhmad Choris Zubari. (1990). Metodologi penelitian filsafat. Yogyakarta: Kanisus.Bank Indonesia. (2014). Booklet financial inclusion. Jakarta: Bank Indonesia.Herianingrum, Sri dan Nurul Farida Damayanti. (2014). Pengaruh pembiayaan dana Baitul Mal wat Tamwil (BMT) Teladan terhadap kinerja usaha mikro di pasar semolowaru Surabaya. Jurnal Ekonomi Syariah Teori dan Terapan, 1(3), 194-204.Herianingrum, Sri., dan Abdul Muiz Hamid. (2014). Efektivitas target pembiayaan Baitul Maal Wa tamwil Surya Gemilang Desa Sedayu Lawas Kecamatan Brondong Kabupaten Lamongan. Jurnal Ekonomi Syariah Teori dan Terapan, 1(3), 119-127.Herianingrum, Sri dan Rohmah Diah Musdiana. (2015). Efektivitas pembiayaan mudharabah dalam meningkatkan kinerja UMKM (Studi kasus pada BMT Nurul Jannah Gresik). Jurnal Ekonomi dan Bisnis Islam, 1(1), 21-36.Subagyo, P. Joko. (1991). Metodologi penelitian teori dan praktik. Jakarta: Rhineka Cipta .Sumitra, Andri. (2009). Bank dan lembaga keuangan syariah. Jakarta: Prenada Media Group.

PERAN PEMBIAYAAN PRODUK ARRUM BPKB PT PEGADAIAN SYARIAH DALAM MENGEMBANGKAN USAHA MIKRO KECIL DAN MENENGAH DI KOTA SURABAYA Muh Novriansyah; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 8 (2019): Agustus-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20198pp1718-1732

In 2017, Bank Indonesia (BI) stated that the contribution of MSMEs was very large in encouraging economic growth with values reaching Rp. 850 trillion per year. This study aims to analyze the role of financing for ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in developing MSMEs in the city of Surabaya. This study aims to analyze the role of financing for ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in developing MSMEs in the city of Surabaya. The results of this study indicate that the financing of ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in facility standards in the form of increasing assets and facilities and infrastructure, then in the guidance standard there isa form of increasing knowledge about tips in entrepreneurship, management skills, accounting skills and marketing abilities, and roles in financing standards in the form of increased business turnover resulting in the development of business owned by customers of PT. Sharia Pawnshop.Keywords: Sharia pawnshops, ARRUM BPKB products, MSMEsREFFERENCESAl-Zuhayli, Wahbah.1985. al-Fiqh al Islam wa’ Adilatuh. Damaskus: Dar al-FikrAnshori, Abdul Ghofur. 2006. Gadai Syariah di Indonesia, Konsep, Implementasidan Institusionalisasi. Yogyakarta: UGM Press.Badan Pusat Statistik, 2017. Laju Pertumbuhan Produk Regional Domestik Bruto Kota Surabaya.Di https://surabayakota.bps.go.id. Di Akses (3Maret 2018)Diana, Nana. 2016. Pengaruh Pembiayaan Gadai Emas Dan Pembiayaan Arrum Terhadap Perolehan Laba Pegadaian Syariah. Jurnal Ar-Rahn. 1(2).Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 25/DSN-MUI/III/2002 tentang RahnFatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 26/DSN-MUI/III/2002 tentang Rahn Emas, Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 68/DSN-MUI/III/2008 tentang Rahn TasjilyFatwa Dewan Syariah Nasional-Majelis Ulama Indonesia Nomor 92/DSN-MUI/IV/2014 tentang Pembiayaan Yang Disertai RahnHerianingrum, Sri. 2013. Pengaruh Pembiayaan Bank Syariah Terhadap Kinerja Usaha dan Kesejahteraan Pengusaha Kecil Tijarah Zira’ah di Jawa Timur.Disertasi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.https://pegadaiansyariah.co.id/arrum-bpkbHuda, Nurul dan Mohamad Heykal. 2010. Lembaga Keuangan Islam:Tinjauan Teoritis dan Praktis. Jakarta:KencanaKara, Muslimin. 2013. Kontribusi Pembiayaan Perbankan Syariah terhadap Pengembangan Usaha Mikro, Kecil dan Menengah.Ahkam.Vol. 13, No.2, hal.315-322.M.A., Mannan. 1975. Islamic Economics; Theory and Practice. Lahore: Houder and Stoughton Ltd.Masyrafina, I. 2017. Kontribusi UMKM untuk Pertumbuhan Ekonomi Diprediksi Turun.Republika.co.id, edisi Jumat tanggal 19 Agustus2017. http://republika.co.id/berita/ekonomi/makro/17/08/18/ouvlqv382-kontribusiumkmuntuk-pertumbuhan-ekonomi-diprediksi-turun. Diakses 04 Maret 2019.Mulazid, Ade Sofyan. 2016. Kedudukan Sistem Pegadaian Syariah. Jakarta: PT Kharisma Putra UtamaMutmainnah. 2012. Analisis Pembiayaan Arrum PT. Pegadaian Syariah terhadap Pengembangan Usaha Mikro Kecil (Studi Kasus pada Kantor Cabang PT. Pegadaian Syariah Sentral Makassar).Skripsi. Makassar: Fakultas Syariah dan Hukum Universitas Islam Negeri (UIN) Alauddin.Perum Pegadaian, Laporan Tahunan 2015 (Jakarta: Perum Pegadaian, 2016). Perum Pegadaian, Laporan Tahunan 2016 (Jakarta: Perum Pegadaian, 2017).Perum Pegadaian, Laporan Tahunan 2017 (Jakarta: Perum Pegadaian, 2018).Perum Pegadaian, Laporan Tahunan 2018 (Jakarta: Perum Pegadaian, 2019).Prasetya, R.AY dan S. Herianingrum. 2016. Peranan Baitul Maal Wa Tamwil Meningkatkan Usaha Mikro Melalui Pembiayaan Mudharabah. Jurnal Syarikah. Vol. 2, No. 2Resalawati, Ade. 2011. Pengaruh perkembangan usaha kecil menengah terhadap pertumbuhan ekonomi pada sektor UKM Indonesia. Skripsi.Jakarta Fakultas Ekonomi dan Bisnis Universitas Islam Negeri Syarif Hidayatullah.Rivai, Veithzal dan Andria Permata Veithzal. 2008. Islamic Financial Management. Jakarta: PT RajaGrafindo Persada.Rudjito.2003. Peranan Lembaga Keuangan Mikro dalam Otonomi Daerah guna Menggerakkan Ekonomi Rakyat dan Menanggulangi Kemiskinan.www.ekonomirakyat.org. Di Akses (3 Maret 2018).Syafruddin. 2014. Pengaruh Pemberian Kredit Kreasi PT. Pegadaian (Persero) Cabang Sumbawa Besar terhadap Modal Kerja Usaha Mikro dan Kecil di Kabupaten Sumbawa Tahun 2012. Jurnal Ekonomi dan Bisnis.Vol. 1, No.5, hal.13-23.Thoha, Miftah. 1997. Pembinaan Organisasi (Proses Diagnosa dan Intervensi). Jakarta: PT. Raja Grafindo PersadaUndang-Undang Republik Indonesia Nomor 20 Tahun 2008 Tentang Usaha Mikro, Kecil dan Menengah.www.pegadaian.co.id. Yin, Robert. K. 2009. Studi Kasus; Desain dan Metode. Jakarta. Raja Grafindo Persada.

ANALYSIS OF FACTORS AFFECTING POVERTY IN ISLAMIC PERSPECTIVE EAST JAVA Arikha Nur Adhilla; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 6 (2020): Juni-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20206pp1002-1017

The purpose of economic development in Islam is to achieve falah (happiness in the world and the hereafter). One of the main indicators of the success of economic development is the low level of poverty. Poverty is a complex problem that needed to solve. Several factors that influence poverty are economic growth and district/ city minimum wage. This research aims to know the influence of economic growth and district/city minimum wage on the poverty level in East Java in 2012-2016. The approach used is the quantitive research with regression analysis of the fixed-effect model (FEM) panel data. The result of the t-test in this research indicates that both economic growth and district/city minimum wage has a significant negative effect on poverty. Simultaneously, the two variables have a significant effect on poverty in East Java in 2012-2016Keywords: Economic Growth, Minimum Wage, Poverty, Islamic Macro EconomicREFFERENCE Ahyani, Shidqi. (2016). Kemiskinan dalam perspektif al-qur’an dan solusinya dalam pandangan Islam (Studi pemikiran Sa’ad Ibrahim dan Yusuf Qardhawi tentang penanggulangan kemiskinan). Jurnal Kariman, 4(1), 43-64.Harun, Salman. (1999). Mutiara Al-Qur’an: Aktualisasi pesan Al-Qur’an dalam Kehidupan. Jakarta: Logos.Huda, Nurul dkk. (2008). Ekonomi makro Islam: Pendekatan teoritis, edisi pertama. Jakarta: Kencana Prenada Media Grup.Ilmi, Syaiful. (2017). Konsep pengentasan kemiskinan perspektif Islam. Jurnal Al-Maslahah, 13(1), 67-84. DOI: https://doi.org/10.24260/almaslahah.v13i1.918Kuncoro, Mudrajad. (2011). Metode kuantitatif teori dan aplikasi untuk bisnis dan ekonomi. Yogyakarta: Penerbit dan Percetakan Sekolah Tinggi Ilmu Manajemen YKPN.Mannan, Abdul. (Tanpa Tahun). Teori dan praktik ekonomi Islam. Terjemahan oleh M. Nastangin 1997. Yogyakarta: PT. Dana Bhakti Wakaf.Naf’an. (2014). Ekonomi makro: Tinjauan ekonomi syariah, cetakan pertama. Yogyakarta: Graha Ilmu.Ridwan, Murtadho. (2013). Standar upah pekerja menurut sistem ekonomi Islam. Jurnal Equilibrium, 1(2), 241-257.Riskiansyah, M. (2017). Pengaruh upah karyawan terhadap kinerja karyawan bagian lapangan pada toko classic dalam perspektif Islam. Skripsi tidak diterbitkan. Palembang: UIN Raden Fatah.Simanjuntak, Payaman J. (1985). Pengantar ekonomi sumber daya manusia. Jakarta: LPFE Universitas Indonesia.Suryawati, Chriswardani. (2005). Memahami kemiskinan secara multidimensional. JurnalManajemen Pelayanan Kesehatan, 8(3), 121-129.Todaro, Michael P. (2000). Pembangunan ekonomi di dunia ketiga, edisi kedelapan,terjemahan oleh Haris Munandar. Jakarta: Penerbit Erlangga.

THE POTENTIAL OF HALAL TOURISM IN AL-AKBAR NATIONAL MOSQUE SURABAYA Mulyatiningsih Mulyatiningsih; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 7 (2020): Juli-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20207pp1205-1213

The purpose of this study was to determine the potential of halal food, Muslim clothing, Islamic finance in the Al-Akbar Mosque as a tourist attraction. This research uses a qualitative approach with a case study strategy. The research method used was a case study with a descriptive qualitative approach. This study uses interviews as the primary data collection method. The scope of this research focuses on administrators, visitors, and traders at the Al-Akbar National Mosque in Surabaya. The results of the study found that the theme of food, fashion, and finance at the Al-Akbar National Mosque in Surabaya has been properly organized to make the Al-Akbar National Mosque tour as a modern Islamic tourKeywords: Halal tourism, Halal food, Muslim fashion, Islamic finance

ANALYSIS OF ZAKAT GOVERNANCE FOR ECONOMIC EMPOWERMENT THROUGH BINA MANDIRI WIRAUSAHA PROGRAM (CASE STUDY OF LAZIS MUHAMMADIYAH SURABAYA) Radatiya Chorul Achiroh; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 8 (2020): Agustus-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20208pp1425-1438

This research aimed to find out the management and distribution of zakat funds in the economic empowerment of the people. The analysis technique used is descriptive with a case study method where this research uses several data collection techniques, namely observation, interviews, and documentation. Funds used in the program are funds obtained from zakat if zakat funds have not been considered sufficient, then, amil will take the funds available in infaq so that they are adequate to be distributed. Afterward, mustahik will be given ten months to return the business capital assistance that has been provided before. The empowerment program was declared successful in reducing the number of poor and disadvantaged people due to the reduction in the number of members from 120 to 80 people. Success in managing incoming ZIS funds is tantamount to success in utilizing ZIS funds for empowering the poor.Keywords: productive zakat, Bina Mandiri Wirausaha Program, economic empowerment, LAZISMU

THE ANALYSIS OF THE THEORY OF PLANNED BEHAVIOR ON THE INTEREST OF SURABAYA'S CITIZENS FOR SHARIA OWNERSHIP CREDIT IN DE RAYYAN DEVELOPER PROPERTY Arif Dwi Harnoko; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 8 (2020): Agustus-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20208pp1527-1537

This study is composed to prove whether the Theory of Planned Behavior variables, namely attitudes, subjective norms, and behavioral control perceived by the citizens of Surabaya have a significant effect on their intention to Sharia House Ownership Loans (De Rayyan Developer Property). This is a quantitative study by using multiple regression analysis techniques. Criteria of respondents in this study were residents of Surabaya according to the criteria that has been established by the researcher. The total sample obtained was 94 people by using a simple random sampling technique. The findings of this study indicated that the exogenous variables in the Theory of Planned Behavior are subjective norms, and perceived behavioral control has a significant effect on Surabaya residents' intentions for Sharia Home Ownership Loans. On the contrary, the attiude variable does not significantly influence the intention of residents of Surabaya for shariah home ownership credit. The suggestion of this research is to add new exogenous variables that have the possibility of having significant effects such as the level of religiosity and trust in Sharia Property Developer.Keywords: Sharia House Ownership Credit, Intention, Theory of Planned Behavior, Surabaya Citizen, De Rayyan Property Developer

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