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All Journal INFERENSI Kodifikasia: Jurnal Penelitian Islam JEBI (Jurnal Ekonomi dan Bisnis Islam) Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan
Suryani Suryani
Institut Agama Islam Negeri Lhokseumawe
Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Lindung nilai (Hedging) perspektif Islam: Komparasi Indonesia dan Malaysia Suryani Suryani; Muhammad Anwar Fathoni
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 11, No 2 (2017)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v11i2.351-372

Abstract

Islamic Hedging is one of the instruments in financial management that is used to reduce the risks associated with price and currency movements. But in a conventional perspective, hedging involves the use of controversial derivative instruments in Islamic view. The noble objective of this hedging has been misunderstood for profit only. Therefore, the concept of hedging needs further discussion because of various interpretations of the meaning of it. This study found that the concept of hedging according to Islam is different from the concept of conventional hedging. In addition, there are differences in the use of contracts in Islamic Hedging in Indonesia and Malaysia.
APLIKASI SYIRKAH BERBASIS BAGI HASIL TANGKAPAN IKAN NELAYAN: PERSPEKTIF SOSIAL EKONOMI Malahayatie Malahayatie; Suryani Suryani
Kodifikasia: Jurnal Penelitian Islam Vol 14, No 2 (2020)
Publisher : IAIN PONOROGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/kodifikasia.v14i2.2141

Abstract

This study aims to find out about the tradition of fishing revenue mudharabah systems and see various phenomena of poverty in fishermen in Banda Sakti District, Lhokseumawe city, Aceh. The method in this study uses descriptive qualitative methods with the type of research using field research. The results of the study revealed that the existing fisheries revenue sharing practices among fishermen in Banda Sakti District were viewed from two different regions and were led by two regional commander namely Kuala Pusong and Kuala Mamplam. Each region has a different production sharing practice. The practice of mudharabah syirkah application has been applied unwritten among the fishermen.Keywords: Syirkah, Mudharabah, Fishermen
MAKSIMALISASI POTENSI ZAKAT MELALUI PENINGKATAN KESADARAN MASYARAKAT SITI NURHASANAH; SURYANI SURYANI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 3, No 2 (2018): Juli - Desember 2018
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v3i2.177

Abstract

The theme of the article is: zakat management. The purpose of the article is: to examine the potential of zakat to overcome poverty. The research method used in this research is qualitative research methods. Zakat is a property that must be issued by a Muslim to give to those who have the right to receive it in accordance with Islamic law. The analysis shows that zakat can reduce the number of poor families from 84% to 74%. This shows the extraordinary potential of zakat which can prosper the people. Therefore the people need to be made aware of the importance of fulfilling the obligation of zakat. This awareness can be through socialization and education to the public related to the law, the wisdom of zakat, the assets of the zakat object as well as the procedures for calculation, and the relation between zakat and taxes. This is the duty of the government and the community to continue to campaign for zakat.
LITERASI KEUANGAN DALAM PERSPEKTIF MAHASISWA: (STUDI KASUS MAHASISWA FEBI IAIN LHOKSEUMAWE) ISMAULINA ISMAULINA; SURYANI SURYANI
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i1.208

Abstract

Every individual wants a happy and prosperous life. To achieve that it takes knowledge of financial literacy in order for someone to avoid financial problems. This study aims to examine how the level of financialliteracy students majoring in Islamic economics Faculty of Economics and Business Islam (FEBI) IAINLhokseumawe. And whether the level of income affects the management and financial decisions of studentsof the Department of Sharia Economics FEBI IAIN Lhokseumawe. Respondents studied are students whocome from FEBI majoring in Sharia Economics amounted to 100 people. Mean and frequency test were usedin this study. The result of the study shows that the average score of financial literacy students of EconomicsDepartment of FEBI IAIN Lhokseumawe of 3.27 (65.4%) means that the level of student financial literacyis still far from the optimum or still quite enough, even close to the low category so it should be increasedespecially related to the knowledge of expenditure, credit, savings and investment. The average student incomelevel lies in the medium/moderate category of 56%. Giving meaning differences in student income levelsaffect financial management and make the right financial decisions.
Co-Authors Ismaulina, Ismaulina Malahayatie Malahayatie Muhammad Anwar Fathoni SITI NURHASANAH