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All Journal Journal of Islamic Economics Lariba Imara: Jurnal Riset Ekonomi Islam
Frida Amelia
IAIN Batusangkar
Religion Economics, Econometrics & Finance Environmental Science Social Sciences

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The Role of BMT in Increasing Islamic Financial Literacy in Society (Case Study in BMT Amanah Ummat Taram Kecamatan Harau) Hebby Rahmatul Utamy; Muhammad Deni Putra; Frida Amelia; Wahyu Putra Utama
Journal of Islamic Economics Lariba Vol. 6 No. 1 (2020)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol6.iss1.art5

Abstract

One of the reasons for the low public transactions in Islamic banks is their low Islamic financial literacy. Financial literacy is the level of knowledge, skills, trust in financial institutions, along with their products and services. The objective of this research is to understand the role of BMT in increasing Islamic financial literacy among society. This study is field research in nature. The study employed descriptive analysis with a qualitative approach, and the data were collected through interviews and documentation. The study was conducted in BMT Amanah Ummat Taram, Kecamatan Harau, Kabupaten Limapuluh Kota. The result showed that Islamic financial literacy is of the utmost importance in society. The society could carry out economic activities under Islamic law and start to move from conventional financial institutions to Islamic financial institutions, such as BMT. Efforts have been taken by BMT to increase Islamic financial literacy. These efforts are the socialization of the Islamic economy, communal Qur’an reading, and skill coaching to improve the quality of internal human resources. Improvements in BMT efforts are including introducing transaction agreements and BMT products to increase customers’ knowledge, promoting products and services through social media to increase customers’ trust, and educating financial management and saving to increase customers’ skills. The main obstacles faced by BMT in their efforts increase Islamic financial literacy is the mindset of the society, education, and lack of skilled and competent staff. 
DAMPAK IHTIKAR TERHADAP MEKANISME PASAR DALAM PERSPEKTIF ISLAM Muhammad Deni Putra; Frida Amelia; Darnela Putri
Imara: JURNAL RISET EKONOMI ISLAM Vol 3, No 2 (2019): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v3i2.1661

Abstract

This article is intended to explore the impact of ihtikar on market mechanisms in Islamicperspective. It provides a clear conceptual description of the effects of deviant actions in the marketmechanism, namely ihtikar actions. Then the concept can be used as an analysis for the role of governmentas a regulator of the market. This research is a library research with a qualitative approach. The analysisprocess will be described using the content analysis technique. The impact arising from the practice ofihtikar is the practice of ihtikar disrupting the smooth transactions in the market, where producers gethuge profits while consumers suffer losses because producers take profits above the price they should. Thepractice of ihtikar will disrupt the market mechanism, where producers will then sell at a price higherthan the normal price. It can be assumed the practice of ihtikar in trading includes acts that are veryimmoral and also inhumane, because such trade practices create many disadvantages for human life.
Co-Authors Darnela Putri Putra, Muhammad Deni Utamy, Hebby Rahmatul Wahyu Putra Utama