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DAMPAK IHTIKAR TERHADAP MEKANISME PASAR DALAM PERSPEKTIF ISLAM Putra, Muhammad Deni; Amelia, Frida; Putri, Darnela
Imara: JURNAL RISET EKONOMI ISLAM Vol 3, No 2 (2019): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v3i2.1661

Abstract

This article is intended to explore the impact of ihtikar on market mechanisms in Islamicperspective. It provides a clear conceptual description of the effects of deviant actions in the marketmechanism, namely ihtikar actions. Then the concept can be used as an analysis for the role of governmentas a regulator of the market. This research is a library research with a qualitative approach. The analysisprocess will be described using the content analysis technique. The impact arising from the practice ofihtikar is the practice of ihtikar disrupting the smooth transactions in the market, where producers gethuge profits while consumers suffer losses because producers take profits above the price they should. Thepractice of ihtikar will disrupt the market mechanism, where producers will then sell at a price higherthan the normal price. It can be assumed the practice of ihtikar in trading includes acts that are veryimmoral and also inhumane, because such trade practices create many disadvantages for human life.
Analisis Minat Masyarakat Menabung Emas pada Unit Pegadaian Syariah Selayo Solok Muhammad Deni Putra; Gusti Rahayu Ningsih; Frida Amelia
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 1 (2021): January - June 2021
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.165 KB) | DOI: 10.31958/ab.v1i1.2709

Abstract

Tujuan pembahasan ini untuk mengetahui penyebab kurangnya minat masyarakat untuk menabung emas pada Unit Pegadaian Syariah Selayo Solok. Jenis penelitian yang penulis gunakan adalah jenis penelitian lapangan (field research), di mana dalam penelitian ini penulis akan menggambarkan tentang bagaimana minat masyarakat menabung emas pada Unit Pegadaian Syariah Selayo Solok. Teknik pengumpulan data yang penulis gunakan adalah melalui observasi, wawancara, dan dokumentasi, sedangkan analisis data yang digunakan adalah analisis deskriptif kualitatif. Hasil penelitian menunjukkan bahwa minat masyarakat Kabupaten Solok menabung emas pada Unit Pegadaian Syariah Selayo Solok masih kurang, untuk hal ini disebabkan karena kurangnya pengetahuan masyarakat tentang produk Tabungan Emas, kurangnya sosialisasi ke masyarakat, ekonomi yang belum memadai, letak pemukiman masyarakat yang jauh dan Pegadaian tidak memiliki sistim antar jemput tabungan. Upaya yang dilakukan Pegadaian dalam menarik jumlah nasabah untuk transaksi tabungan emas yaitu dengan memberikan potongan harga dan pemberian souvenir. Keunggulan tabungan emas adalah menabung mulai dari jumlah yang rendah sampai jumlah yang tidak ditentukan, bisa dicetak dalam bentuk uang ataupun emas batangan, biaya administrasi yang murah, ditujukan untuk semua jenis kalangan masyarakat, sebagai investasi jangka panjang. Kelemahan tabungan emas adalah harga emas yang berfluktuasi, dikenakan biaya cetak.
Prinsip Konsumsi 4K + 1M dalam Perspektif Islam Muhammad Deni Putra; Darnela Putri; Frida Amelia
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol 4 No 1 (2019): Asy-Syar'iyyah Juni 2019
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v4i1.880

Abstract

Since humans know their social life, a problem that must be solved together grows, namely how every human being meets their individual needs. Islam is a religion whose teachings regulate all human behavior in meeting their needs. Consumption is a form of economic expression that is basic in the needs of human life.The purpose of this article is to analyze how the principle of consumption of 4K + 1M from an Islamic perspective. This article uses the hermeneutic approach. In simple terms, hermeneutics can be understood as the art of interpreting or understanding, ie, clarifying the problem of knowledge by investigating every detail of the interpretation process. The hermeneutic approach is beneficial, especially in exploring and interpreting the principles of the Qur'an and the Hadith regarding the policy of Muslim consumption in the current reality. To support the hermeneutic approach, the semantic method is used. This method is needed, especially in analyzing key words referred to in this study.This article concludes that Islam is a religion whose teachings regulate all human behavior in meeting their needs, one of which is consumption. In Islam, consumption is controlled by five basic principles that can be used as a fundamental statement by a person/group as a guide for thinking or acting. The 4K + 1M consumption principle is the principle of justice, the law of cleanliness, the policy of simplicity, the principle of generosity, and the faith of morality.
MAQASID AL SHARI’AH DALAM KEUANGAN ISLAM (TINJAUAN TEORITIS ATAS PEMIKIRAN DR AHCENE LAHSASNA) Muhammad Deni Putra
ILTIZAM Journal of Shariah Economics Research Vol. 1 No. 1 (2017): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (175.98 KB) | DOI: 10.30631/iltizam.v1i1.95

Abstract

Dr Ahcene Lahsasna menyampaikan resolusi untuk perbankan Islam berdasarkan konsep maqasid al syariah yang dikeluarkan oleh Shari’ah Advisory Council (SAC). Dr Ahcene Lahsasna sepertinya ingin memberikan sebuah penguatan pemahaman bahwa Islam melalui maqasid al syariah mampu diaplikasikan dan akan menghasilkan kebaikan yang istimewa. Maqasid al syariah merupakan aspek penting dalam pengembangan hukum Islam. Ini sekaligus sebagai jawaban bahwa hukum Islam itu dapat dan bahkan sangat mungkin beradaptasi dengan perubahan-perubahan sosial yang terjadi di masyarakat.Namun Maqasid al syariah (dalam Ushul Fiqh tradisional) selalu dianggap sebagai ilmu pelengkap, bukan sebagai sebuah disiplin ilmu yang independen dalam menetapkan suatu hukum. Dalam hal ini, Dr Ahcene Lahsasna mencoba menerapkan maqasid al syariah untuk menetapkan berbagai ketentuan dalam konsep mengenai keuangan Islam.
JUAL BELI ON-LINE BERBASIS MEDIA SOSIAL DALAM PERSPEKTIF EKONOMI ISLAM Muhammad Deni Putra
ILTIZAM Journal of Shariah Economics Research Vol. 3 No. 1 (2019): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (165.999 KB) | DOI: 10.30631/iltizam.v3i1.288

Abstract

Salah satu fenomena mu’amalah dalam bidang ekonomi adalah transaksi jual beli yang mengunakan media elektronik, perkembangan teknologi telah memacu perubahan kebiasaan individu termasuk salah satunya dalam hal melakukan transaksi jual beli. Apabila dahulu yang dimaksudkan dengan transaksi jual beli harus dilakukan dengan cara bertatap muka dimana terjadi peralihan barang secara langsung dari penjual kepada pembeli, yaitu pembeli harus bertemu dengan penjual dipasar nyata. Saat ini telah beralih kepada era dimana transaksi tidak lagi dilakukan secara tatap muka, melainkan sudah melalui media on-line. Dalam sudut pandang fiqih jual belin on-line diperbolehkan dalam islam sesuai dengan kaedah fiqih “Al-ashl fi mu’amalah al -ibahah, illa idza ma dalla al-dalil ala khilafihi, asalkan didalam prosesnya tidak terjadi unsur-unsur yang bertentangan dengan islam seperti penipuan, ketidak jelasan dan riba.
Pengukuran Tingkat Kesehatan Koperasi Syariah (Studi Kasus KPN Syariah Kemenag Tanah Datar) Mira Wati; Nita Fitria; Muhammad Deni Putra; Meireza Putri
ILTIZAM Journal of Shariah Economics Research Vol. 5 No. 1 (2021): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v5i1.645

Abstract

The health of the cooperative before and after the case of misuse of funds by the management of KPN Syariah Kemenag Tanah Datar is reviewed from the aspects of capital, quality of productive assets, management, efficiency, liquidity, cooperative identity, independence, and growth, as well as compliance with sharia principles. The research objective was to determine the health level of the KPN Syariah Kemenag Tanah Datar. The assessment of aspects is carried out using Simple Additive Weighting (SAW) based on Regulation of the Deputy for Supervision of the Ministry of Cooperatives and SMEs RI Number: 07/Per/Dep.6/IV/2016 by weighting all criteria and alternatives that produce the right reference value stated in the numbers 0 to 100. The conclusion is that the health level of the cooperative is in a fairly good position, there is no difference either before the case of misuse of funds or after the incident occurred
Pemanfaatan Teknologi dalam Pengelolaan Keuangan Santri Melalui Penggunaan Software Akuntansi dan Voucher Belanja di Pesantren Rizal Fahlefi; Muhammad Deni Putra; Alimin Alimin; Widi Nopiardo
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5241

Abstract

The problem that underlies this research is that at the Ulul Albab Modern Islamic Boarding School for Famales, Koto Baru, Dharmasraya Regency, West Sumatra Province, financial management is still manual and resources in the field of information technology are also lacking. Therefore, Ulul Albab uses financial applications to streamline the financial management of students and implements a shopping system using an integrated voucher application system. This study aims to explore the use of technology in the form of accounting software and shopping vouchers in managing the finances of students at Ulul Albab. The research uses the qualitative method and case study approach. The results showed that Ulul Albab utilizes existing technology to assist in the financial management of students. The "BENTAR" software is used and it is also integrated with the student shopping vouchers. The accounting staff of Ulul Albab are given training in operating the software so that they can use it according to its functions and benefits, while students are given training on the use of shopping vouchers so that they can use it according to their individual needs. The utilization of the technology is continuously monitored until it is believed that it can actually run well. This is an indicator of the ability of Ulul Albab to adapt to digitalization in the industrial era of 4.0. The transformation carried out by Ulul Albab can become a technology-based financial management model in Islamic boarding schools.
Determinan Pengetahuan dan Persepsi Terhadap Minat Menabung di Bank Syariah (Studi Kasus Mahasiswa HES IAIN BATUSANGKAR) Muhammad Deni Putra; Elimartati; Rizal Fahlefi; Sitri Nofrita Sari
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 1 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was conducted to examine how students' knowledge of Islamic Bank products, to determine the students' own perceptions of the interest in saving in Islamic banks and to find out whether there is a relationship between the knowledge and perceptions of students majoring in HES on interest in saving at Islamic Banks. This type of research is field research using quantitative methods. The data collection technique that the author uses is through a questionnaire. Data processing is carried out by quantitative methods, then described and presented through effective sentences. Based on the results of the research that the authors obtained, it was found that there was a significant relationship between the knowledge of students majoring in HES and interest in saving in Islamic banks. Based on the results of the regression analysis, the tcount value was 3.722 > ttable = 1.671, while the significance value (sig) was 0.000 <0.05. So it can be concluded that Ho1 is rejected and Ha1 is accepted, meaning that partially the knowledge variable (X1) is significantly related to a very strong positive relationship with interest in saving (Y). Meanwhile, on the perception variable, there is no significant relationship between the perceptions of students majoring in HES and interest in saving in Islamic banks. Based on the results of the regression analysis, the tcount value was 1.903 > ttable = 1.671, while the significance value (sig) was 0.061 0.05. So it can be concluded that Ho2 is rejected and Ha2 is accepted, meaning that partially there is no significant relationship between the perception variable (X2) on interest in saving. So it can be said that there is an insignificant relationship between perception and interest in saving.
PENGARUH MOTIVASI DAN BUDAYA KERJA TERHADAP KINERJA PEGAWAI PADA DINAS KOPERINDAG KABUPATEN TANAH DATAR Hafulyon Hafulyon; Muhammad Deni Putra; Khairulis Shobirin; Marda Elfisra
MABIS: Jurnal Manajemen Bisnis Syariah Vol 1, No 1 (2021): MABIS: JURNAL MANAJEMEN BISNIS SYARIAH
Publisher : IAIN BATUSANGKAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.374 KB) | DOI: 10.31958/mabis.v1i1.3086

Abstract

This study aims to determine how much influence motivation and work culture have on employee performance at the Koperindag office of Tanah Datar Regency. This type of research is field research (field research) with a quantitative approach. Motivation partially has a significant effect on employee performance. Work culture partially does not have a significant effect on employee performance. In silmutan, there is a positive and significant influence between motivation and work culture on employee performance at the Koperindag office of Tanah Datar Regency. Furthermore, the results of the study also showed that there was a positive and significant influence between motivation and work culture on employee performance at the Koperindag office of Tanah Datar Regency by 50.7%.
ANALISIS PENYAJIAN PSAK 101 PADA LAPORAN KEUANGAN PT. BPRS MENTARI PASAMAN SAIYO Frida Amelia; Marzuki Rahmad; Muhammad Deni Putra
Jurnal Akuntansi Syariah (JAkSya) Vol 1, No 1 (2021): JAkSya Jurnal Akuntansi Syariah
Publisher : IAIN BATUSANGKAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (898.755 KB) | DOI: 10.31958/jaksya.v1i1.2696

Abstract

Permasalahan dalam skripsi ini adalah bagaimana penyajian PSAK 101 pada laporan keuangan PT. BPRS Mentari Pasaman Saiyo. Tujuan dari pembahasan ini adalah untuk mengetahui sejauh mana kepatuhan bank syariah dalam menyajikan PSAK 101 terhadap laporan keuangan PT. BPRS Mentari Pasaman Saiyo.Jenis penelitian yang digunakan adalah penelitian lapangan dengan metode kualitatif yaitu menganalisis penyajian laporan keuangan PT. BPRS Mentari Pasaman Saiyo dengan pendekatan PSAK 101 tentang Penyajian Laporan Keuangan Syariah. Sumber data yang digunakan adalah sumber data sekunder berupa laporan keuangan yang disajikan oleh PT. BPRS Mentari Pasaman Saiyo.Hasil dari penelitian ini menggambarkan bahwa PT. BPRS Mentari Pasaman Saiyo belum sepenuhnya mennyajikan PSAK 101 pada laporan keuangannya, dikarenakan PT. BPRS Mentari Pasaman Saiyo dalam menyajian laporan keuangannya masih terdapat perbedaan penyajian antara laporan keuangan PT. BPRS Mentari Pasaman Saiyo dengan PSAK 101 tentang Penyajin Laporan Keuangan Syariah seperti, PT. BPRS Mentari Pasaman Saiyo belum menyajikan pendapatan margin murabahah dalam laporan posisi keuangan maupun dalam catatatan atas laporan keuangannya namum bisa kita temui dalam laporan Neraca Harian yang seharusnya PT. BPRS menyajikannya dalam Laporan Posisi Keuangan.Dengan penelitian ini, diharapkan PT. BPRS Mentari Pasaman Saiyo mennyajian laporan keuangan yang sesuai dengan PSAK 101 tentang Penyajian Laporan Keuangan Syariah.