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Analisis Loyalitas Pelanggan Muslim Berbelanja Fashion Pada Pasar Inpres I di Kisaran Chairina Chairina; Isnaini Harahap; Yenni Samri Juliati Nst
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 7 │ No. 2 │ 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v7i2.7395

Tujuan dari penelitian ini adalah untuk mempelajari langsung dan tidak langsung antara variabel produk, harga, pelayanan, dan keputusan pembelian terhadap loyalitas pelanggan muslim pembelian fashion di Pasar Inpres I tradisional di Kisaran. Metode Penelitian ini menggunakan kuantitatif dengan analisis jalur dan sampel sebanyak 100 responden. Hasil penelitian ini menunjukkan bahwa variabel produk, harga, dan pelayanan menentukan terhadap keputusan pembelian sebesar 66,6% dan sisanya sebesar 33,4% diperlukan oleh variabel lain. Sedangkan variabel produk, harga, pelayanan, dan keputusan pembelian terhadap loyalitas pelanggan muslim membeli fashion di Pasar Inpres I Tradisional di Kisaran dengan kontribusi sebesar 70,9% dan sisanya sebesar 29,1% dibutuhkan oleh variabel lain.

Analisis Minat Meyimpan Dana Pada Bank Syariah Di Kalangan Mahasiswa Menggunakan Alat Bantu SPSS (Studi kasus: Mahasiswa Universitas Islam Negeri Sumatera Utara) Akbar Nugraha; Dwi Gustantia; Chairina Chairina
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 2 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i2.12584

This study was made based on the results of previous mini research, aims to determine Universitas Islam Negeri Sumatera Utara college students in Medan interest of saving Islamic bank in Medan. This research is descriptive quantitative research using primary data. The variables used in this research consisted of a bank's reputation, confidence, and location as the independent variable and the interest of saving the student as the dependent variable. Sampling technique is done by interview35 college students of Universitas Islam Negeri Sumatera Utara in Medan as a sample. The Methods of data collection use a self administrated survey, by giving questionnaires. The method used in this research is the descriptive statistical analysis with SPSS software. Based on the results of analysis, it was found that Universitas Islam Negeri Sumatera Utara college students' interest in saving in Islamic banks in Medan is still low. Based on the data obtained it is known that bank reputation variables, beliefs, and location affect student interest in the Universitas Islam Negeri Sumatera Utara decided to save the Islamic bank in Medan. The main obstacle that affects Universitas Islam Negeri Sumatera Utara college students' interest to save their money in Islamic banks is the location away from home.

Studi Literatur Kejahatan Siber Pada Sistem Perbankan Syariah Di Era 4.0 Khairrun Nisa; Chairina Chairina
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 2 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i2.12759

Electronic technology is growing at the same rate as the number of crimes, from the traditional to those using expertise in electronic technology for their own benefit or that of others. This study aims to determine whether the rapid development of technology has caused negative excesses, including the growth of a more sophisticated type of crime known as cybercrime and the use of sophisticated information technology and computers by criminals in banking for the purpose of stealing card data and customer money. The author analyzed previous research using a literature review approach in this study. Various Islamic banking crimes in Indonesia can be learned from the findings of this study.

Studi Literatur Pembiayaan Murabahah Pada Perbankan Syariah di Indonesia Rizky Akbar Siregar; Fardan Ali Ali Torabora Siregar; Chairina Chairina
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 2 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i2.12808

Islamic banks are Islamic monetary establishments that act as brokers, specifically gathering finances from the general public withinside the shape of deposits and channeling them thru the monetary system. Murabaha is a manner of channeling finances to Islamic banks. Murabahah is promoting and shopping for items on the unique charge with an extra agreed earnings. The benefit of Murabaha is that the vendor should tell the purchaser of the acquisition charge of the product, indicating the quantity of earnings to be brought to the cost. Murabahah may be performed in methods specifically. purchase with orders and with out orders. The principal factor of this studies is to discover how murabaha financing is in Islamic banking in Indonesia. Various research have proven that the murabaha financing approach is a pinnacle precedence in lots of Islamic banks each in Indonesia and abroad.

PENGARUH PEMBIAYAAN MUSYARAKAH DAN PEMBIAYAAN MUDHARABAH TERHADAP PROFITABILITAS PT BANK SYARIAH INDONESIA Lili Saputri; Ade Risky Pradika; Chairina Chairina
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 2 No. 1: Desember 2022
Publisher : CV. Ulil Albab Corp

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana profitabilitas PT Bank Syariah Indonesia dipengaruhi oleh pembiayaan musyarakah dan pembiayaan mudharabah Metode yang digunakan dalam penelitian ini yaitu statistik deskriptif. Variabel y adalah produktivitas. Materinya adalah informasi dari laporan keuangan PT Bank Syariah Indonesia yang terdata di situs web organisasi jasa Keuangan. Regresi linier digunakan untuk analisis data. Tiga puluh dua laporan keuangan triwulanan yang memuat informasi musyarakah dan mudharabah digunakan sebagai sampel dalam penelitian ini. Purposive sampling digunakan untuk mengumpulkan sampel. Analisis ini secara parsial menunjukkan bahwa pembiayaan musyarakah berdampak terhadap profitabilitas, sedangkan pembiayaan mudharabah tidak. Pada saat yang sama, pembiayaan musyarakah dan mudharabah mempengaruhi produktivitas secara keseluruhan.

Analisis Faktor Yang Mempengaruhi Minat Mahasiswa Kota Medan dalam Menjadi Nasabah Bank Syariah Muhammad Irawan Pratama; Ira Murni; Chairina Chairina
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 2 No. 1: Desember 2022
Publisher : CV. Ulil Albab Corp

Bank syariah merupakan bank yang dikenal sebagai lembaga keuangan yang sesuai dengan syariah, mengacu pada transaksi keuangan atau perbankan yang sesuai dengan Syariah (hukum Islam). Dua prinsip dasarnya perbankan syariah adalah bagi hasil dan larangan membebankan dan membayar bunga oleh pemberi pinjaman dan investor. Tujuan dalam penelitian ini ialah untuk mengetahui apa saja yang menjadi faktor dalam mempengaruhi minat mahasiswa Kota Medan untuk menjadi nasabah bank syariah, serta agar mengetahui juga apa yang menjadi masalah mahasiswa dengan tidak menggunakan bank syariah. Hasil penelitian ini menunjukkan masih sedikit mahasiswa yang menggunakan bank syariah untuk menabung atau hal yang lainnya, karena sebagian besar dari mereka masih menggunakan bank konvensional dikarenakan yang paling banyak mempengaruhi ialah belum banyaknya pengetahuan tentang pentingnya menggunakan bank syariah bagi yang beragama muslim.

Pengaruh Penggunaan Mobile Banking Terhadap Kepuasan Nasabah (Studi Kasus Mahasiswa UINSU) Putri Wulandari; Nurkosrina Aisah; Chairina Chairina
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 1 No. 1 (2022): Januari - Juni
Publisher : CV. ITTC INDONESIA

Mobile banking or commonly called M-Banking is a banking service provided by banks to support the smoothness and ease of banking activities. This research uses quantitative research, because the focus of this research is to determine the effect of mobile banking on customer satisfaction. The purpose of this study was to determine the use of mobile banking on customer satisfaction. There are positive and negative impacts on the use of mobile banking. The positive impact that occurs is that customers can easily make any transactions, customers can also pay utility bills, water and so on with the features provided by mobile banking, while for the negative impacts of the existence of mobile banking such as smishing fraud, namely fraud that in the form of phishing where the fraudster will disguise himself as a bank to ask for data on a bank account, there is a risk of data theft by irresponsible parties.

Analisis Rasio Likuiditas Terhadap Kinerja Keuangan Pada PT. Bank Pembangunan Daerah Sumatera Utara Silvia Paramita; Fadli Sinaga; Chairina Chairina
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 3 No 1 (2023): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/ambitek.v3i1.67

Banking plays an important role in the country’s economic development because banking is an institution that controls the country’s economy. Public trust continues to increase along with the improvement in the quality of services provided by banks. This study was conducted by looking at the bank’s ability to fulfill its obligations, namely in terms of financial performance, namely to determine the level of bank liquidity. This liquidity ratio measures the ability of a company or bank to pay its debts or short-term obligations. The research subjects in this study were PT. North Sumatra Regional Development Bank or commonly known as Bank SUMUT in 2019-2022. Bank Sumut is one of the banks in Indonesia which has the company name PT Regional Development Bank of North Sumatra, with its head office on Jl Imam Bonjol No. 18, Medan, North Sumatra.

Studi Literatur Penerapan E-Banking Syariah Pada Sistem Informasi Manajemen Perbankan Syariah Fitri Annisa Purba; Muhammad Khairul Amri; Chairina Chairina
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 3 No 1 (2023): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/ambitek.v3i1.70

This study aims to understand the implementation of Islamic internet banking in Islamic banking management information systems based on selected literature. The results of this study are related to the Islamic online banking literature on information systems that are currently developing using products in digital form, namely in the form of devices or smartphones in the palm of your hand. The research design was carried out by collecting certain literature from Scopus data and carrying out a literature search on research materials. The research results include 10 articles that validate the application of electronic banking in bank management. In its operations, Islamic Banking participates with IT knowledge working to form an Islamic banking information system in order to create specific applications to facilitate all methods of banking transactions. This study recommends that future research should further improve information technology in bank management, especially Islamic banks.

Analisis Rasio Likuiditas Terhadap Kinerja Keuangan Pada PT. Bank Pembangunan Daerah Sumatera Utara Silvia Paramita; Fadli Sinaga; Chairina Chairina
Jurnal Ekonomika Dan Bisnis Vol. 2 No. 1 (2022): Jurnal Ekonomika dan Bisnis (JEBS)
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v2i3.312

Banking plays an important role in the country’s economic development because banking is an institution that controls the country’s economy. Public trust continues to increase along with the improvement in the quality of services provided by banks. This study was conducted by looking at the bank’s ability to fulfill its obligations, namely in terms of financial performance, namely to determine the level of bank liquidity. This liquidity ratio measures the ability of a company or bank to pay its debts or short-term obligations. The research subjects in this study were PT. North Sumatra Regional Development Bank or commonly known as Bank SUMUT in 2019-2022. Bank Sumut is one of the banks in Indonesia which has the company name PT Regional Development Bank of North Sumatra, with its head office on Jl Imam Bonjol No. 18, Medan, North Sumatra.

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