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Panduan Akses Kredit Bagi Pedagang Mlijo ke Multifinance sebagai Dampak dari Perluasan Fungsi Multifinance oleh Otoritas Jasa Keuangan Sunaryati Hardiani; Nanik Sisharini
Jurnal Manajemen dan Kewirausahaan Vol 4, No 2 (2016): December 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v4i2.500

Abstract

The background of this study was based on results of previous studies in which the major problems facing traders mlijo to be able to do business continuity is the capital. With the enactment of Law no. 21 Year 2011 concerning FSA wherein Financing Agency can expand its business to finance Micro, Small and Medium Enterprises (SMEs), this is an opportunity for Mlijo traders to be able to raise capital effort from Formal Financial Institutions. Financing model for SMEs by Financing Institutions is out put of Research Phase I. While in this Phase II study focused on the preparation of  credit access guidelines  for SMEs. The purpose of this study is to develop of credit access guidelines  for SMEs which is a continuation of previous research results. Specific targets to be achieved is 1) Ease of SMEs to access credit to finance. 2) Make it easy for SMEs to find and prepare all the necessary credit requirements. 3) Ease for SMEs to determine the number of credits taken and the number of installments to be paid. The research method using descriptive research method and policy research. The unit of analysis is 1) These financial institutions in Malang 2) Mlijo traders in Malang and 3) the FSA in Malang. Excavations carried out with technical information FGD. Data were analyzed using descriptive analysis to describe the findings and policy, which involves all interested parties to devise a right credit access guidelines  for SMEs.https://doi.org/10.26905/jmdk.v4i2.500
Corporate Social Responsibility and Corporate Values: The Moderating Role of Leverage and Company Size Abdul Malik Kumar; Sunaryati Hardiani; Chodidjah Chodidjah
Jurnal Manajemen dan Kewirausahaan Vol 10, No 1 (2022): June 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v10i1.8034

Abstract

The purpose of this study is to prove the moderating role of leverage and firm size on the CSR relationship with manufacturing companies listed on the Indonesia Stock Exchange in 2018-2020. Purposive sampling used resulted in 82 companies. This data analysis method uses Moderated Regression Analysis (MRA) through ordinary least squares (OLS) in stages to see the moderating function of leverage and firm size. The results of the study prove that leverage plays a role in moderating the negative effect of CSR on firm value. Meanwhile, firm size is not proven to moderate the relationship between CSR and firm value.
Perilaku Cyberloafing: Perspektif Faktor Individual dan Organisasi di Dinas Pendidikan dan Kebudayaan Kota Malang Sunaryati Hardiani; Guanting Guanting; Chodidjah Chodidjah; Abdul Malik Kumar
Business Management Research Vol 1, No 1 (2022)
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/bismar.v1i1.7331

Abstract

The purpose of this study was to analyze the influence of individual factors and organizational factors on the cyberloafing behavior of employees at the Malang City Education and Culture Office. Data was collected by census through questionnaires distributed online via google form. Multiple linear regression analysis, proves that individual factors from work stress and organizational factors from the work environment have a positive and significant effect on cyberloafing behavior. For this reason, in order to reduce the cyberloafing behavior of its employees, the Malang City Education and Culture Office must have a written rule that prohibits its employees from carrying out cyberloafing activities during working hours, because this is very important so that employees do not arbitrarily carry out cyberloafing activities. it needs to be accompanied by sanctions.