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Anne Rumondang Malau
Fakultas Ekonomi Dan Bisnis Universitas HKBP Nommensen, Medan, Indonesia
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

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THE IMPACT OF DECISION POWER ON FINANCIAL RISK TOLERANCE AND ASSET ALLOCATION ON HOUSEHOLD Anne Rumondang Malau; Halomoan Sihombing
JURNAL ILMIAH MAKSITEK Vol 3 No 3 (2018): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.676 KB)

Abstract

This study considers the impact of decision power and demographic variable on risk tolerance and portfolio in households. Financial management in the household becomes an important issue in creating community welfare. Married Couple (N= 154) separately completed a survey using Decision Power Index by Blood and Wolfe, The Survey of Consumer Finances risk tolerance question, demographic information such as, age, education level, gender, working status, and tribe. The study found that effect of decision power for husband and finance and portofolio risk level, Suggesting that husband more affects to take financial decision, but Age and Education of spouse was found to be a significan factor in risk tolerance. Further, a tribe indicating the decision power, risk tolerance level among spouse in household.
PENGARUH PENGALAMAN DAN KEMAMPUAN BERPIKIR KREATIF TERHADAP KREATIVITAS MAHASISWA FAKULTAS EKONOMI UNIVERSITAS HKBP NOMMENSEN ANNE RUMONDANG MALAU; YOHANA EPIPANIAS HUTABARAT
JURNAL ILMIAH MAKSITEK Vol 3 No 2 (2018): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

This research tests and analyzes the influence of experience and creative thinking skills on student creativity. The researchwas conducted on 120 students who were studying at the faculty of Economics of HKBP Nommensen University. Samplingis done with the technique purposive (intentionally). Data collection using online questionnaires to get information about theexperience, creative thinking skills and creativity of students. Based on the research results shows the experience andcreative thinking ability to positively influence the student's creativity. The results of the hypothesis testing showed that theexperience of significant positive effect on student creativity and creative thinking ability has a significant positive effect onstudent creativity. The hypothesis testing uses Structural Equation Modelling (SEM) with the help of the LISREL program.
The use of technology acceptance model on student behavior using e-money Dedy Gunawan Manurung; Anne Rumondang Malau
Operations Management and Information System Studies Vol. 1 No. 1 (2021): Operations Management and Information System Studies
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (512.076 KB) | DOI: 10.24036/omiss.v1i1.12

Abstract

This research is a replication and development of the Technology Acceptance Model (TAM) in order to determine the effect of perceived usefulness and ease of use on interest of using OVO. The sample used in this research were 150 respondents using questionnaire and google doc. The results of this research conclude that perceived usefulness has a significant effect on interest in use while perceived ease of use has no significant effect on interest of use. Suggestions that can be given in this study are giving attractive promos such as discounted prices. As well as increasing collaboration with various merchants to facilitate and add value to the benefits of using OVO electronic money. And for ease of use, the problem that often occurs is failure in filling, therefore it is necessary to monitor and improve the quality of electronic money readers so that the problem can be resolved immediately.
The implementation of standard operational procedure in production process Vivi Citra Widyawati Napitupulu; Anne Rumondang Malau
Operations Management and Information System Studies Vol. 2 No. 1 (2022): Operations Management and Information System Studies
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/omiss.v2i1.56

Abstract

Founded in 1916, PT. Siantar Ice Factory is the oldest factory in Pematangsiantar city. This research aims to describe and analyze the application of standard operating procedures (SOP) that occur in the production process at PT. Siantar Ice Factory. Furthermore, this study analyzed the application of the SOP production process to PT. Siantar Ice Factory. The research method used is descriptive-qualitative. Data is collected with interviews, observations, and documentation. Data analysis techniques use data reduction analysis, data presentation, and conclusion withdrawal. The technique used for sampling is purposive sampling. The results showed that PT. Siantar Ice Factory already has SOP in the production process and applies in its production process which includes Standard Operational Procedure (SOP) Machine from the beginning to the end of production takes place; Standard Operational Procedure (SOP) Raw Materials and Raw Material Processing Process, Standard Operational Procedure (SOP) Employee Hygiene in The Production Process.
DAMPAK GAYA KEPEMIMPINAN TRANSFORMASIONAL, KEPEMIMPINAN TRANSAKSIONAL DAN ORIENTASI PEMBELAJARAN TERHADAP KREATIVITAS MAHASISWA DENGAN VARIABEL PEMEDIASI CREATIVE SELF-EFFICACY Anne Rumondang Malau; Gloria Sianipar
Jurnal Mitra Manajemen Vol 3 No 2 (2019): Jurnal Mitra Manajemen Edisi Februari
Publisher : Kresna Bina Insan Prima

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (425.131 KB) | DOI: 10.52160/ejmm.v3i2.200

Abstract

Penelitian ini menguji dan menganalisa dampak dari gaya kepemimpinan transformasional, transaksional dan orientasi pembelajaran pada kreativitas mahasiswa dengan menguji peran mediasi creative self efficacy. Penelitian dilakukan pada 110 mahasiswa Fakultas Ekonomi Universitas HKBP Nommensen yang mana, dalam proses pembelajaran hasil akhir yang diharapkan adalah mahasiswa memiliki pola pikir yang kreatif yang nantinya dapat menghasilkan output yang inovatif. Pengumpulan data dilakukan dengan studi survei menggunakan kuesioner. Informasi terkait variabel independen, yaitu kreativitas mahasiswa dikumpulkan melalui dosen yang mengajar di kelas responden tersebut (mahasiswa), hal ini dilakukan supaya tidak terjadi bias dalam melakukan penilaian yang objektif terhadap variabel yang diamati. Pengujian hipotesis menggunakan Structural Equation Modelling (SEM) dengan bantuan LISREL. Model Pengukuran merupakan Confirmatory factor analysis untuk setiap variabel dan Model Struktural untuk melihat hubungan antar variabel yang diamati. Hasil analisis menunjukkan bahwa dosen yang memiliki gaya kepemimpinan transformasional dimediasi oleh creative self efficacy mahasiswa akan menunjukkan pengaruh positif dan signifikan terhadap kreativitas mahasiswa.
Sosialisasi Pengembangan Generasi Muda Tentang Key Success Factors and Entrepreneurship Imelda Sitinjak; Anne R. Malau; Hamonangan Siallagan; Manatap Berliana Lumbangaol
Jurnal Visi Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2021): Jurnal Visi Pengabdian Kepada Masyarakat : Edisi Agustus 2021
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/pengabdian.v2i2.353

Abstract

The purpose of this community service activity is to provide understanding and motivation through socialization for the younger generation of Punguan Raja Panjaitan Dohot Boruna (PRPB) Medan City, one of the topics is about the key factors of success for someone with an entrepreneurial spirit. This socialization was carried out on Friday, April 30, 2021, offline with strict health protocols at the PRPB Secretariat of Medan City which was attended by 29 people. The implementation includes the opening, the MC invites participants to sing, ice breaking, socialization, video screenings, question and answer sessions, and participant feedback. For the young generation of PRPB, this socialization is important to understand what are the key factors that influence their future success, how to explore and find them. For the Medan City PRPB organization, this socialization is an alternative for developing PRPB members and reducing children's problems that arise as a result of this misunderstanding. , they can clearly summarize the topics presented and hope that a further development program will be held, so it can be concluded that the purpose of this service has been achieved.
Seminar Business Model Canvas dan Desain Business Plan Bagi Mahasiswa- Mahasiswi di Kota Medan Anne Rumondang Malau; Imelda Sitinjak; Libianko Sianturi
Jurnal Visi Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2022): Jurnal Visi Pengabdian Kepada Masyarakat : Edisi Agustus 2022
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/pengabdian.v3i2.628

Abstract

The purpose of this community service activity is to provide understanding and motivation on how Medan City students can consider becoming entrepreneurs and become successful by understanding the steps to starting a business through the topic of Business Model Canvas and Business Plan Design. This seminar was held on Saturday, December 11, 2021, online through a Zoom meeting from the Justin Room, HKBP Nommensen University, which was attended by approximately 2oo people. The implementation includes the opening, the MC invites participants to sing, ice breaking, seminars, question and answer sessions, and participant feedback. For the students of this seminar, it is important to understand how to make a business plan by studying the business model canvas and a good business plan design that can help them start a business by making a business plan document. For students, this seminar is a form of training, to train themselves to consider becoming a successful entrepreneur, by being given the task as feedback from this seminar, namely to make a business plan which was collected two weeks after the seminar was held. Although there were some technical obstacles, overall, the seminar participants were very enthusiastic in responding to every interaction with the speakers, they were able to clearly summarize the topics presented and hoped that a further development program would be held, so it can be concluded that the purpose of this service has been achieved.
Seminar Meningkatkan Cara Berfikir Kreatif dan Inovatif Generasi Muda Gereja HKBP Simalingkar B Resort Kwala Bekala, Medan Anne Malau; Herti Diana Hutapea; Imelda Sitinjak; Rimbun C.D. Sidabutar
Jurnal Visi Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023): Jurnal Visi Pengabdian Kepada Masyarakat : Edisi Februari 2023
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/pengabdian.v4i1.1140

Abstract

The purpose of this community service activity is to assist the Church's Young Generation in preparing everything to face competition in the future by thinking creatively and innovatively with a Christian perspective. One of the vocations of the Church is to improve welfare and solve youth delinquency problems by helping youth change their mindset to be creative and innovative with the support of one of the Tri Dharma of higher education, namely community service, which greatly assists the church's vocation to care for today's youth. The younger generation needs to be equipped with an understanding related to changing mindsets and increasing creative and innovative mindsets. This seminar is a motivational lecture to understand how to make changes and creativity for a productive and quality life from a Christian view. This seminar was held on Sunday, 15 May 2022, at the HKBP Simalingkar B Resort Kwala Bekala Church, Jalan Pintu air IV gg. HKBP Kwala Bekala, Medan Johor District, which was attended by 47 students (HKBP Simalingkar B Resort Kwala Bekala, accompanied by Resort Priests, Young Priests, Bibelvrow, and Church elders. The implementation began with the Opening of the Resort Priest by singing and praying together, then continued by the MC, and then filled in by the first resource person by providing material, question and answer session, ice breaking, then filled again by the second resource person by providing material, question and answer session, ice breaking, feedback from participants, then closed with a short service of singing and praying and taking photos together.
PEMANFAATAN PEMBAYARAN DIGITAL PADA UMKM DI SAMOSIR Anne Rumondang Malau; Frederick Saroha Silaban
Jurnal Abdimas Bina Bangsa Vol. 4 No. 1 (2023): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v4i1.493

Abstract

The development of information and communication technology moves very quickly, the world has seen how advances in information and communication technology can change people and the world's economic order. In general, UMKM players in the Samosir district still use cash in transactions, so they do not provide payment options for visitors or tourists. Therefore, along with the development of digital payments, UMKM players must be able to have payment options through digital payment channels. The purpose of this community service is to help the community or UMKM players in Samosir Regency to be able to adapt to the digitalization era where transactions use digital transactions. Thus, payment transactions can be made more efficiently or affordably, financial inclusion in Indonesia can be accelerated, and UMKM players can become more sophisticated, all of which contribute to economic growth. Guidance and direction to become human resources who think innovatively and have a creative spirit are needed to become an important capital in facing competition
ANALISA PRODUK, PROMOSI DAN PROSES TERHADAP KEPUTUSAN KONSUMEN UNTUK MENGGUNAKAN PLATFORM KREDIT ONLINE. Anne Rumondang Malau
Journal of Economic and Business Vol 1 No 2 (2020): Journal of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis, Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36655/jeb.v1i2.221

Abstract

ABSTRACT This study discusses and analyzes the factors that influence consumer decisions using online credit platform. Factors that influence variables on the product, promotion and process. The study was conducted on 100 online credit platform users who do online shopping transactions in online stores. Data collection was carried out with a survey study using a questionnaire distributed via social media. The method of analysis uses SEM (Structural Equation Modeling) The evaluation results show promotions and processes influence consumers using online credit platforms, temporary products, in this case the features of existing online credit platforms do not significantly influence consumers to use these platforms. Keywords: Product, Promotion, Process, Consumer Decision, Online Credit Platform ABSTRAK Penelitian ini menguji dan menganalisa faktor- faktor yang mempengaruhi keputusan konsumen menggunakan platform kredit online. Faktor-faktor yang mempengaruhi dibatasi pada variabel produk, promosi dan proses. Penelitian dilakukan pada 100 pengguna platform kredit online yang melakukan transaksi belanja online di toko-toko online. Pengumpulan data dilakukan dengan studi survei menggunakan kuesioner yang disebar melalui media sosial. Metode analisis menggunakan SEM (Structural Equation Modelling) Hasil pengujian menunjukkan bahwa promosi dan proses mempengaruhi konsumen untuk memutuskan menggunakan platform kredit online, sementara produk, dalam hal ini fitur-fitur yang ada platform kredit online tidak signifikan mempengaruhi konsumen untuk menggunakan platform tersebut. Kata Kunci: Produk, Promosi, Proses, Keputusan Konsumen, Platform Kredit Online
Co-Authors Dedy Gunawan Manurung Diana Rahmasari Tumanggor Dina Marisa Lumbantoruan Frederick Saroha Silaban GLORIA J.M SIANIPAR Halomoan Sihombing Hamonangan Siallagan Hana Fila Delfia Surbakti Hanna M. Damanik Hanna Melani Damanik Herti Diana Hutapea Imelda Sitinjak IMELDA SITINJAK Leonardo Davidsi Sipayung Libianko Sianturi Lidia Afriani Banurea MANATAP BERLIANA LUMBAN GAOL Natalia Hutabarat Pantas H Silaban Rimbun C.D Sidabutar Vivi Citra Widyawati Napitupulu YOHANA EPIPANIAS HUTABARAT