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Anne Rumondang Malau
Fakultas Ekonomi Dan Bisnis Universitas HKBP Nommensen, Medan, Indonesia
Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

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Journal : JURNAL ILMIAH MAKSITEK

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THE IMPACT OF DECISION POWER ON FINANCIAL RISK TOLERANCE AND ASSET ALLOCATION ON HOUSEHOLD Anne Rumondang Malau; Halomoan Sihombing
JURNAL ILMIAH MAKSITEK Vol 3 No 3 (2018): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

This study considers the impact of decision power and demographic variable on risk tolerance and portfolio in households. Financial management in the household becomes an important issue in creating community welfare. Married Couple (N= 154) separately completed a survey using Decision Power Index by Blood and Wolfe, The Survey of Consumer Finances risk tolerance question, demographic information such as, age, education level, gender, working status, and tribe. The study found that effect of decision power for husband and finance and portofolio risk level, Suggesting that husband more affects to take financial decision, but Age and Education of spouse was found to be a significan factor in risk tolerance. Further, a tribe indicating the decision power, risk tolerance level among spouse in household.
PENGARUH PENGALAMAN DAN KEMAMPUAN BERPIKIR KREATIF TERHADAP KREATIVITAS MAHASISWA FAKULTAS EKONOMI UNIVERSITAS HKBP NOMMENSEN ANNE RUMONDANG MALAU; YOHANA EPIPANIAS HUTABARAT
JURNAL ILMIAH MAKSITEK Vol 3 No 2 (2018): JURNAL ILMIAH MAKSITEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

This research tests and analyzes the influence of experience and creative thinking skills on student creativity. The researchwas conducted on 120 students who were studying at the faculty of Economics of HKBP Nommensen University. Samplingis done with the technique purposive (intentionally). Data collection using online questionnaires to get information about theexperience, creative thinking skills and creativity of students. Based on the research results shows the experience andcreative thinking ability to positively influence the student's creativity. The results of the hypothesis testing showed that theexperience of significant positive effect on student creativity and creative thinking ability has a significant positive effect onstudent creativity. The hypothesis testing uses Structural Equation Modelling (SEM) with the help of the LISREL program.
Co-Authors Dedy Gunawan Manurung Diana Rahmasari Tumanggor Dina Marisa Lumbantoruan Frederick Saroha Silaban GLORIA J.M SIANIPAR Halomoan Sihombing Hamonangan Siallagan Hana Fila Delfia Surbakti Hanna M. Damanik Hanna Melani Damanik Herti Diana Hutapea Imelda Sitinjak IMELDA SITINJAK Leonardo Davidsi Sipayung Libianko Sianturi Lidia Afriani Banurea MANATAP BERLIANA LUMBAN GAOL Natalia Hutabarat Pantas H Silaban Rimbun C.D Sidabutar Vivi Citra Widyawati Napitupulu YOHANA EPIPANIAS HUTABARAT