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All Journal Jurnal Ekonomi Bisnis Syariah Jurnal Teknologi Pendidikan Madrasah
Suhrah Suhrah
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Religion Economics, Econometrics & Finance Education

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EFEKTIVITAS PERANAN PEMBINAAN ORANG TUA DAN GURU DALAM MEMBENTUK ANAK IDAMAN DI SD NEGERI 1 LAMEDAI KECAMATAN TANGGETADA KABUPATEN KOLAKA (STUDI KASUS PADA KELAS V) sitti ayu fatimah; Suhrah Suhrah
Jurnal Teknologi Pendidikan Madrasah Vol 3 No 2 (2020): Jurnal Teknologi Pendidikan Madrasah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The biggest hope of parents is that they want to have children who are pious and pious, polite and polite, and excel in various aspects, the magnitude of this hope is a great motivation so that this big hope is not just a wish. So it becomes a big question how parents can realize these expectations, that is the most important. In order to further realize the function of education as a vehicle for human resource development, it is necessary to develop a constructive teaching and learning climate for the development of potential, creative students along with the development of atmosphere, habits, and teaching and learning strategies with an understanding of the supporting sciences, including giftedness and creativity to encourage the creativity of students. Based on this, this study aims to explain the effectiveness of the role of parental and teacher guidance in forming ideal children at SDN Lamedai. This study uses a qualitative approach, with observation data collection techniques, interviews and documentation. As for analyzing the data using descriptive qualitative data analysis. In this study, researchers used three triangulations, namely triangulation of sources, methods and investigators. Source triangulation is used by comparing the results of observation data, interviews and documentation. Based on the results of the research, it can be concluded that the role of fostering parents in shaping their ideal children can be achieved in various ways, especially cooperation between parents and teachers by coordinating children's activities at home and at sc.
SISTEM PEMBIAYAAN KEPEMILIKAN RUMAH PADA BANK KONVENSIONAL DAN SYARIAH Dirnayanti Dirnayanti; Munadi Idris; Suhrah Suhrah
Jurnal Ekonomi Bisnis Syariah Vol 3 No 2 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The home ownership financing system used by Bank BNI Syariah KCP Mikro Kolaka and BNI KCP Kolaka is generally the same financing system, because it has its own value from the community. And from each side, the Bank has several approaches to customers where the Islamic Bank approach is religious because it is a banking financial institution whose operations and products are developed based on the Qur'an and hadith. The formulation of the problem in this research is how is the Home Ownership Financing System at BNI KCP Kolaka and BNI Syariah KCP Mikro Kolaka?, What is the difference between the Home Ownership Financing System at BNI KCP Kolaka and BNI Syariah KCP Mikro Kolaka? and What are the implications of different Financing Systems for customers? The purpose of the study was to determine the Home Ownership Financing System at BNI KCP Kolaka and BNI Syariah KCP Mikro Kolaka, to find out the differences in the Home Ownership Financing System at BNI KCP Kolaka and BNI Syariah KCP Mikro Kolaka and to find out the implications of the differences in the Financing System for customers. The research method used is descriptive research with a qualitative approach with the subject of the Home Ownership Financing System in Conventional and Islamic Banks. Then the research procedures carried out include intensive observations (observations, documentation, and interviews) about the Home Ownership Financing System in Conventional and Islamic Banks. The research instruments are in the form of observation sheets or notebooks, interview guides, voice recorders, documentation sheets, photographs and required documents. The results showed that the Home Ownership Financing System in Conventional and Islamic Banks. It has several differences, namely in terms of contracts, installment calculations and the interest system because conventional banks use an interest system while Islamic banks only use a buying and selling system (murabahah).
STRATEGI PEMASARAN DAN PERKEMBANGAN PRODUK TABUNGAN WADI’AH DI BANK MUAMALAT KOLAKA Safitri Febriyani; Muhammad Askari Zakariah; Suhrah Suhrah
Jurnal Ekonomi Bisnis Syariah Vol 3 No 2 (2020): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The marketing strategy in selling the products used by Bank Muamalat Indonesia KCP Kolaka especially in Wadi'ah savings products is generally the same as the marketing strategy with other banks but Bank Muamalat Indonesia KCP Kolaka has its own value. The Bank has approaches to customers, whether it is a religious or emotional approach where customers see that Islamic Banks are banking financial institutions whose operations and products are developed based on the Qur'an and Hadith. What is the marketing strategy for wadi'ah savings products at Bank Muamalat Indonesia KCP Kolaka? What are the obstacles faced by Bank Muamalat Indonesia KCP Kolaka in carrying out marketing strategies? How is the development of the wadi'ah savings product at Bank Muamalat Indonesia KCP Kolaka? The aim is to find out how the marketing strategy of wadi'ah savings products at Bank Muamalat Indonesia KCP Kolaka. To find out what are the obstacles faced by Bank Muamalat Indonesia KCP Kolaka in carrying out marketing strategies. To find out how the development of wadi'ah savings products at Bank Muamalat Indonesia KCP Kolaka. Descriptive method to describe, describe, or explain the state of the object of the wadi'ah savings marketing strategy. Then the research procedures carried out included intensive observations (observations, documentation, interviews), research instruments in the form of observation sheets or notebooks, interview guidelines, documentation sheets. The data analysis techniques are in the form of data collection, data processing/data reduction using the QSPM matrix, presenting data using the QSPM method, drawing conclusions using the QSPM method. The results of the study show that in the QSPM matrix, researchers can draw the conclusion that the sequence of strategies that have the most opportunity to get customers is the pick-up strategy, personal selling, gathering, CS optimization, door to door.
Co-Authors Dirnayanti Dirnayanti Muhammad Askari Zakariah Munadi Idris Safitri Febriyani sitti ayu fatimah