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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Mimbar Kampus Share: Jurnal Ekonomi dan Keuangan Islam EKSYA: Jurnal Ekonomi Syariah
Muhammad Ramadhan
Universitas Islam Negeri Sumatera Utara
Religion Economics, Econometrics & Finance Education Social Sciences Other

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ANALISIS STRATEGI IMPLEMENTASI CORPORATE CULTURE BANK SUMUT CABANG SYARIAH SIBOLGA PADA MASA PANDEMI COVID-19 DALAM PERSPEKTIF ISLAM Ummi Kalsum; Muhammad Ramadhan; Nurul Jannah
EKSYA : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.165 KB)

Abstract

In general, Corporate Culture is an opportunity to expand or form human resources with changes in attitudes and behavior such as beliefs, values, and norms that characterize the company which is followed by company members and is expected to align themselves with emerging and future obstacles. At Bank Sumut, the Sibolga Syariah Branch, there is a corporate culture with the BEST corporate values, vision, mission, and company motto based on an Islamic perspective. However, during this COVID-19 pandemic, there are several company values ​​that are less effective in their implementation as usual, namely Energetic, Friendly, High Integrity, and Safe. This study aims to identify the principles of corporate culture, corporate culture in an Islamic perspective, and strategies for implementing corporate culture during the COVID-19 pandemic at Bank Sumut Syariah Branch Sibolga. In this study, the researcher used a descriptive qualitative study technique. Data collection methods are using observation, interviews, and documentation. The results of the study conclude that the principle of corporate culture at Bank Sumut Syariah Branch Sibolga Sibolga is the first company values ​​which are abbreviated as BEST, vision, mission, and company motto. Second, the corporate culture at Bank Sumut Syariah Branch Sibolga is based on an Islamic perspective. Third, to overcome problems with several company values ​​that experienced obstacles during the covid-19 pandemic, the company made a design for the application of Bank Sumut Syariah Sibolga corporate culture during the covid-19 pandemic
Pengaruh self Efficacy Dan Strategi Pemasaran terhadap Peningkatan Kinerja Agen Asuransi Syariah PT. Asuransi Sinar Mas Kisaran Pada Masa Pandemi Covid-19 Tahun 2020/2021 Dewi Safitri; Muhammad Ramadhan; Nuri Aslami
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 5 No 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i1.3448

Abstract

This study aims to determine whether self-efficacy and marketing strategy affect the performance of Islamic insurance agents PT. Sinarmas Kisaran partially and simultaneously. This type of research is a quantitative descriptive with self-efficacy and marketing strategy as independent variables and agent performance as the dependent variable. The sampling technique is a saturated sample, all agents are used as a sample totaling 48 people. The data used is primary data with a questionnaire. Data analysis techniques are Validity Test and Reliability Test, Classical Assumption Test (Normality Test, Heteroscedasticity Test, Multicollinearity Test), Multiple Linear Test and Hypothesis Test (t test, F test, R2 test. Based on the statistical test results it can be concluded that partially Self Efficacy has an effect but not significant on the performance of the insurance agent PT Sinarmas Kisaran with a t-count value of 0.493 <t table (1.6772) and a significance of 0.624 > 0.05. Partially the Marketing Strategy has an effect on the performance of the insurance agent PT. Sinarmas Kisaran with a magnitude tcount value of 6.728> t table (1, 6772) and significance at 0.000 <0.05 Simultaneously Self Efficacy and Marketing Strategy affect the performance of insurance agents PT Sinarmas Kisaran with fcount value 44.760 > F table 2.81 or a significant value produced 0.000 <level of significant 0.05. R Square value of 0.665 this means that the influence of Self Efficacy (X1) and Government Strategy the target (X2) simultaneously affects performance (Y) is 66.50%.
Pengaruh Pengaruh Komisi dan Bonus Terhadap Kinerja Agen Asuransi di PT Asuransi Takaful Keluarga Cabang Setia Budi Medan Mar lina; Muhammad Ramadhan; Nuri Aslami
Mimbar Kampus: Jurnal Pendidikan dan Agama Islam Vol 23 No 1 (2024): Mimbar Kampus: Jurnal Pendidikan dan Agama Islam
Publisher : Fakultas Tarbiyah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/mk.v23i1.3436

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Komisi dan Bonus Terhadap Kinerja Agen Asuransi di PT Asuransi Takaful Keluarga Cabang Setia Budi Medan. Penelitian ini menggunakan metode kuantitatif dengan analisis regresi linier berganda dan menggunakan program SPSS 24. Teknik pengumpulan data pada penelitian ini menggunakan kuesioner dengan metode skala likert serta sampel sebanyak 65 Agen di PT Asuransi Takaful Keluarga Cabang Setia Budi Medan (RO Al-Fatih Agency) yang telah bersertifikat AASI (Asosiasi Asuransi Syariah Indonesia). Hasil penelitian ini menunjukkan dari perhitungan R Square sebesar 0,568 atau sebesar 56,8%. Hal tersebut memperlihatkan bahwa kinerja agen dipengaruhi oleh kedua variabel komisi dan bonus sebesar 56,8% Sisanya sebesar 43,2% dipengaruhi variabel lain yang tidak disertakan di penelitian ini. Uji parsial (Uji t) pada penelitian ini juga menunjukkan bahwa variabel yang mempengaruhi kinerja agen asuransi di PT Asuransi Takaful Keluarga Cabang Setia Budi Medan adalah variabel komisi sebesar 3.883 (X1) dan variabel bonus sebesar 3.100 (X2). Dari hasil uji simultan (uji F) juga menunjukkan bahwa Komisi dan bonus berpengaruh secara simultan terhadap kinerja agen asuransi di PT Asuransi Takaful Keluarga Cabang Setia Budi Medan, dapat dilihat berdasarkan nilai signifikansi lebih kecil dari 0,05 yaitu 0,000<0,05 dan juga diperoleh nilai F hitung>F tabel yakni 40.803>3,15.
MICRO WAQF BANK INNOVATION MODELS IN ACEH Syawal Harianto; Muhammad Ramadhan; Andri Soemitra
Share: Jurnal Ekonomi dan Keuangan Islam ARTICLE IN PRESS
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

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Abstract

This study aims to identify problems and solutions in the development of cash waqf practices through the Micro Waqf Bank innovation model in Aceh. The analytical tool used Analytical Network Process (ANP). Purposive sampling was used to determine the sample with seven informants who are experts in waqf management in Aceh. This research identifies aspects that need attention, such as economic problems of capital sources, delays in repayment of financing, and monitoring/mentoring costs. Inter-institutional synergy, public awareness, and socialization are also important in the social aspect. The institutional aspect involves human resource professionalism, appropriate regulations, limitations of Micro Waqf Banks, and digitalization. In legal & governance aspects, supportive regulations, capital financing for micro and ultra-micro enterprises, and managerial management are the focus of improvement. Solutions have been identified to address the changes required in each aspect. The results show that an inclusive, adaptive, participatory, and integrated Micro Waqf Bank Innovation Model is proposed to optimize cash waqf utilization and support real sector economic growth. Suggestions for improvement include technological infrastructure, human resource training, regulatory adjustments, capital management, monitoring systems, strategic partnerships, socialization, coordination, product diversification, and community participation. This research provides a model for the development of Micro Waqf Banks in Aceh.
Co-Authors Andri Soemitra Dewi safitri Jannah, Nurul Mar lina Nuri Aslami Syawal Harianto Ummi Kalsum