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All Journal International Journal of Financial and Investment Studies
Richard Widjaja
Finance and Investment Program, Faculty of Business and Economics, Petra Christian University
Economics, Econometrics & Finance

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THE INFLUENCE OF EMOTIONAL FACTORS, MATERIALISM, RISK PERCEPTION, AND FINANCIAL LITERACY ON THE TENDENCY OF DEBT OF MILLENNIAL GENERATION IN SURABAYA Richard Widjaja; Dewi Pertiwi
International Journal of Financial and Investment Studies (IJFIS) Vol 1 No 2 (2020): OCTOBER 2020
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.1.2.85-93

Abstract

This study aims to determine the effect of emotion, materialism, risk perception, and financial literacy on the propensity toward indebtedness of the millennial generation in Surabaya. The researcher uses a online questionnaire distributed via Google Form to 110 millennials in Surabaya. The collected data is processed using Partial Least Square (PLS). This study indicates that emotion, materialism, and perceptions have a significant effect on indebtedness propensity.
Co-Authors Pertiwi, Dewi