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Literasi Peran Fintech dan Bisnis Digital Syariah Untuk Penguatan Ekonomi Umat Muhammad Nurul Alim; Supriadi; Ruslan Husein Marasabessy; Rahmat Solihin
I-Com: Indonesian Community Journal Vol 2 No 2 (2022): I-Com: Indonesian Community Journal (Agustus 2022)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (669.082 KB) | DOI: 10.33379/icom.v2i2.1296

Abstract

Financial Technology (fintech) merupakan perpaduan antara inovasi teknologi informasi dengan produk dan layanan keuangan yang mempercepat dan mempermudah proses bisnis mulai dari transaksi, investasi dan penyaluran dana. Fintech yang selama ini menjadi bagian dari sistem keuangan konvensional telah memasuki sistem keuangan syariah. Kegiatan ini bertujuan memberikan literasi kepada generasi milenial agar memahami aspek-aspek syariah dari fintech yang terus berkembang pesat dalam beberapa tahun terakhir. Generasi milenial sebagai pasar potensial perlu mendapatkan literasi agar mengedepankan aspek syariah dalam bisnis digital dan tidak terjebak pada pola hidup konsumtif. Metode kegiatan literasi terdiri dari 5 langkah, yaitu: 1) Pembukaan, 2) Penyajian materi oleh narasumber, 3) Diskusi dan tanya jawab, 4) Evaluasi, 5) Penutup. Berdasarkan evaluasi, kegiatan ini telah membantu peserta dalam memahami peran fintech dalam pengembangan ekonomi dan aspek-aspek syariah dalam bisnis digital. Sebelum memanfaatkan kemudahan yang ditawarkan oleh fintech dan bisnis digital, para peserta dapat memahami apakah fintech telah sejalan dan tidak bertentangan dengan prinsip-prinsip syariah.
The Analysis of Minimum Distribution to Each Mustahiq and Its Relevance to Zakat al-Fitr Obligation to All Muslims Muhammad Nurul Alim
WARAQAT : Jurnal Ilmu-Ilmu Keislaman Vol. 7 No. 2 (2022): Waraqat: Jurnal Ilmu-Ilmu Keislaman
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Sekolah Tinggi Agama Islam As-Sunnah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/waraqat.v7i2.385

Abstract

This study aims to analyze the minimum needs of Zakat al-Fitr distributed to Mustahiq so they do not beg on Eid al-Fitr and can pay Zakat al-fitr. Being Muslims, fuqaraa and masakeen as priority recipients of Zakat al-Fitr are also obliged to pay Zakat for themselves. This study employs exploratory and normative legal research methodology that examines the library’s source as legal material that becomes a means of analysis. The finding result of this study suggests that the minimum need of Zakat al-Fitr distributed to each recipient is 2 sha of which 1 sha to Eid al-Fitr food and the other one sha to be repaid as their Zakat al-fitr. If Zakat al-Fitr is distributed in the form of money, then the distributed amount is equivalent to the price of 2 sha of local staple food. Sociological impact of such distribution is that all Muslims in areas where Zakat al-Fitr is collected can pay Zakat. The practical implication of this study is to distribute Zakat al-Fitr to each recipient as much as 2 sha and to raise the recipients' awareness of their obligation to pay Zakat al-Fitr for themselves and their dependents from the staple food or money they received.
Intensifying Zakat Al-Fitr Payment with Rice Instead of Money: Aiming for Sustainable Socio-economic Growth Muhammad Nurul Alim
International Journal of Zakat Vol 8 No Special (2023): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v8i2.460

Abstract

This study aims to analyze the economic opportunities of paying zakat al-fitr with rice instead of money. As known, the school of Maliki, Shafi’i and Hanbali states that zakat al-fitr can only be paid in the form of staple foods for the local community, in contrast to Imam Hanafi who allows zakat al-fitr with money. This study applies an exploratory method. The results show that based on the rice supply chain, zakat al-fitr with rice creates economic opportunity namely potential of zakat al-fitr rice procurement, rice supply chain added value, selling special package of zakat al-fitr rice, farm worker empowerment, engagement of supply chain support, application of salam contracts and collection of zakat on agricultural products. These results imply that loss of economic opportunities occurs when Muslims pay zakat al-fitr with money instead of rice. This study recommends that paying zakat with staple food can enhance the sustainable socio-economic growth of the ummah.