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Penggunaan Aplikasi Canva dalam Pembuatan Desain Promosi Usaha pada Karang Taruna Desa Sukaharja Puji Yuniarti; Furi Indriyani; Suharini; Amas Sari Marthanti
Jurnal Abdimas Ekonomi dan Bisnis Vol. 1 No. 2 (2021): Volume 1 No 2 November 2021: Jurnal Abdimas Ekonomi dan Bisnis
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1007.511 KB) | DOI: 10.31294/abdiekbis.v1i2.655

Abstract

Pemberlakuan pembatasan mobilisasi masyarakat selama pandemi yang diterapkan pemerintah dalam kehidupan bermasyarakat juga berlaku dalam kegiatan berorganisasi, salah satunya kegiatan pengabdian masyarakat kepada mitra kelompok masyarakat khususnya Karang Taruna untuk mendukung upaya pencegahan dan pengendalian virus Covid-19. dengan melaksanakan protokol kesehatan. Pelaksanaan pengabdian masyarakat dengan mitra PM yaitu Karang Taruna Desa Sukaharja dilakukan secara virtual, dalam upaya menawarkan solusi dari permasalahan yang ada. Permasalahan utama Karang Taruna Desa Sukaharja antara lain kemampuan dalam bidang desain promosi usaha masih kurang dan perlunya aplikasi digital yang menarik dan mudah sebagai media untuk membuat dan mendesain brosur, logo, dan presentasi usaha atau kegiatan organisasi. Metode pelaksanaan yang dilakukan adalah dengan memberikan pelatihan kepada para anggota Karang Taruna Desa Sukaharja secara online melalui aplikasi zoom. Tahapan pelaksanaan melalui tiga tahap, yaitu (1) persiapan, (2) pelaksanaan, (3) evaluasi dan publikasi. Solusi yang dicapai melalui kegiatan pengabdian masyarakat ini yaitu pengurus dan anggota karang taruna dapat memanfaatkan penggunaan aplikasi canva dalam pembuatan desain promosi usaha yang mudah, efektif, dan menarik. Hasil atau luaran kegiatan ini berupa press release pada media elektronik online, artikel pada jurnal pengabdian masyarakat, video dokumentasi pelaksanaan, dan 26 anggota Karang Taruna Desa Sukaharja mampu meningkatkan pengetahuan dan keterampilan menggunakan komputer, sehingga dapat menggunakan aplikasi canva. Pelatihan penggunaan aplikasi canva ini akan diberikan secara bertahap dan berkesinambungan agar diperoleh pencapaian hasil yang optimal The government's implementation of restrictions on community mobilization during the pandemic in social life also applies to organizational activities, one of which is community service activities for community group partners, especially Karang Taruna to support efforts to prevent and control the Covid-19 virus. by implementing health protocols. The implementation of community service with PM partners, namely Karang Taruna Sukaharja Village is carried out virtually, in an effort to offer solutions to existing problems. The main problems of Karang Taruna Sukaharja Village include the lack of ability in the field of business promotion design and the need for attractive and easy digital applications as a medium for creating and designing brochures, logos, and presentations of business or organizational activities. The implementation method used is to provide training to members of the Karang Taruna Sukaharja Village online through the zoom application. The implementation stages go through three stages, namely (1) preparation, (2) implementation, (3) evaluation and publication. The solution achieved through this community service activity is that the administrators and members of the youth organization can take advantage of the use of the Canva application in making business promotion designs that are easy, effective, and attractive. The results or outputs of this activity are in the form of press releases on online electronic media, articles in community service journals, video documentation of the implementation, and 26 members of Karang Taruna Sukaharja Village are able to increase their knowledge and skills using computer, so they can use the Canva application. This training on the use of the Canva application will be provided gradually and continuously in order to obtain optimal results
Penerapan Manajemen Risiko pada Tingkat Efisiensi Keuangan di Bank DKI Jakarta Saridawati Saridawati; Murniyati Murniyati; Ratih Hastasari; Suharini Suharini
Owner : Riset dan Jurnal Akuntansi Vol. 5 No. 2 (2021): Article Research Volume 5 Number 2, Agustus 2021
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v5i2.425

Abstract

Efficiency is one measure of bank performance. The efficiency of a bank is influenced by the way management manages risk. Financial services authority regulation number 18 /pojk.03/2016 issued by Bank Indonesia which requires every bank in Indonesia to form a risk management team. Risk management problems in the banking world are related to the losses they experience, and Regional Development Banks are expected to be able to detect maximum losses that may arise in the future. This team is obliged to control various aspects of risk management in each bank and observe the impact of risk management implementation. This study aims to determine the efficiency level of conventional banking at PT Bank Pembangunan Daerah Jawa Tengah and the effect of financing risk, operational risk and liquidity risk on the efficiency level. Efficiency is measured by the method of Operating Expenses from Operating Income. The data used as the object of this research is Bank DKI Jakarta for the 2015-2020 period. The level of influence of the variables X1, X2, X3 on Y on the determinant coefficient (R2) shows the Adjusted R Square number of 0.359 or 35.9% which means that the variation in efficiency level can be explained by financing risk, operational risk and liquidity risk, the remaining 64.1% can be explained from other variables outside, for previous related studies there is no similarity in the influence of independent (x) and dependent (Y) values, because of differences in values ??generated from SPSS processing data. Based on the results of statistical tests and discussion analysis, it is known that financing risk, operational risk, liquidity risk simultaneously have no effect on the level of efficiency and only financing risk has a significant positive effect on the level of efficiency at PT Bank DKI Jakarta.
Pengaruh Inflasi dan Non-Performing Loans (NPL) Terhadap Return on Equity (ROE) Bank Perkreditan Rakyat (BPR) Indonesia Ratih Hastasari; Suharini
Formosa Journal of Multidisciplinary Research Vol. 1 No. 3 (2022): July 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v1i3.570

Abstract

Penelitian dibuat untuk melihat pengaruh inflasi dan Non-performing Loan (NPL) terhadap profitabilitas BPR Indonesia secara nasional dengan pemilihan Return On Equity (ROE) sebagai indikator profitabilitas. Data diambil melalui website resmi BPS, dan dari statistik perbankan Indonesia pada website resmi OJK tahun 2019 - 2021. Metode yang digunakan pada penelitian ini adalah metode analisis statistik deskriptif kuantitatif dengan ordinary least square (OLS), dan pada data terlebih dahulu dilakukan uji asumsi klasik untuk memastikan bahwa data layak dan valid untuk dianalisa. Dari hasil analisa uji-t didapatkan nilai signifikansi inflasi secara parsial dengan nilai sig.t 0.227 > 0.05 dan NPL secara parsial dengan nilai sig.t 0.932 > 0.05. Hasil tersebut menunjukkan bahwa kedua variabel secara parsial tidak berpengaruh secara signifikan terhadap ROE.  
Analysis of the Health Assessment of Bank Tabungan Negara (BTN) Using the RGEC Approach (Risk Profile, Good Corporate Governance, Earnings, Capital Suharini; Ratih Hastasari
Formosa Journal of Multidisciplinary Research Vol. 2 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v2i1.2435

Abstract

Bank health must be maintained and/or improved so that public trust in banks is always maintained. The size of the bank's assessment has been determined by Bank Indonesia, so that the bank is required to make regular or periodical reports on all of its activities. This research is a descriptive study with quantitative data types that aim to determine the level of soundness of the Bank using the RGEC approach (Risk Profile, Good Corporate Governance, Earnings, Capital). The indicators used to measure the soundness of banks in this study are: NPL, LDR, GCG, ROA, ROE, BOPO and NIM. This indicator refers to Bank Indonesia Circular No. 6/23/DPNP of 2004 and Bank Indonesia Circular No. 15/15/DPNP of 2013. The results showed that several indicator ratio values ​​that had been accumulated became composite rating values ​​(PK), there was an increase in composite values ​​from 62.9% PK(3) in 2019, to 80% (PK 2 ) in 2020 and 82.85% (PK 2) in 2021. So that Bank BTN in 2019 in the "Healthy Enough" category will become a bank in the "healthy" category in 2020 and 2021.