Garuda - Garba Rujukan Digital

Peningkatan Minat Dalam Penggunaan Kartu Kredit Syariah dengan Pendekatan Kepercayaan, Sikap dan Pendapatan di Kabupaten Labuhanbatu Utara Audina Rizka Zahra; Marwan Batubara; Purnama Ramadani Silalahi; Rendi Prayoga; Dea Putri Amanda
VISA: Journal of Vision and Ideas Vol 1 No 2 (2021): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

In non-cash transactions, Islamic credit cards have become a way of life in modern economic culture. The use of Islamic credit cards has risen and fallen throughout time due to a variety of variables. Trust, attitudes, and income are some of these determinants. The goal of this research was to see how beliefs, attitudes, and income affected interest in using Islamic credit cards. The basic data for this study comes from interviews with 38 participants in North Labuhanbatu Regency who were chosen using a borring sample approach. Multiple linear regression was used to evaluate the data. Each trust, attitude, and income level had a favorable and substantial impact on interest in using a sharia credit card, according to the findings. This study benefits (a) academics by providing proof of concept, and (b) Islamic banks by providing data to assess the factors that impact interest in using a sharia credit card. Keywords: Trust, Attitudes, Income, Islamic Credit Cards

Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.401 KB)

The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.

Pentingnya Literasi Keuangan Bagi Masyarakat Agar Tidak Tertipu Investasi Bodong: Studi Kasus Binomo Purnama Ramadani Silalahi; Rima Rizki Syahputri; Rendi Prayoga; Ardhia Meianti
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 3 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Financial literacy is the knowledge, ability, expertise, and belief of a society to manage finances properly and gratefully. Financial literacy is one solution to filter the negative impacts of ICT developments, many financial products/services appear with different patterns, making it increasingly difficult to determine which investments are safe and which are risky. Literacy in finance is important because it is very important. Few Indonesians understand the many financial products and services available, as well as their features and benefits. This research is a literature study, collecting data using secondary data, and literature related to money. Research Topic According to the research, financial literacy is a powerful tool to reduce the victims of investment fraud that is increasingly prevalent in society. Knowledge and education of the general public about finance and financial literacy is very much needed. Keyword : Financial Literacy, Fraudulent Investment

Program Yuk Nabung Saham terhadap Minat Investasi pada Kelompok UKM di Kota Medan Sumatera Utara Vega Liana; Purnama Ramadani Silalahi; Putri Ayuni; Rifandi Syahputra
As-Syirkah: Islamic Economic & Financial Journal Vol 2 No 1 (2023): As-Syirkah: Islamic Economic & Financial Journal
Publisher : Ikatan Da'i Indonesia (IKADI)

Let's invest in SME organizations in Medan, North Sumatra, and save stock for investment interest. The purpose of this study was to determine the influence of the "Yuk Saving Stock" program on SME investment interest in Medan, North Sumatra. In this study, the survey method was chosen as a research method. by gathering both primary and secondary information. Purposive sampling was used to choose the study site, and the t-test with simple linear regression was used to assess the results. The results show that the size of the independent variable fraction (x) explaining the Y variable may be determined using the correlation coefficient and determination coefficient. The strong and unidirectional relationship between savings shares and investment interests in Medan City UKM is indicated by the correlation value of 0.827. The percentage of shares that may explain the variable investment interest has a coefficient of determination of variation of 0.827, or 82.7 percent; the remaining 13.7 percent is explained by other variables not examined in this study. Keywords : Saving Stocks and Investment Interest

Program Yuk Nabung Saham terhadap Minat Investasi Pada Kelompok UKM di Kota Medan Sumatera Utara Purnama Ramadani Silalahi; Vega Liana; Putri Ayuni
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 4 No 2 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Let's invest in SME organizations in Medan, North Sumatra, and save stock for investment interest. The purpose of this study was to determine the influence of the "Yuk Saving Stock" program on SME investment interest in Medan, North Sumatra. In this study, the survey method was chosen as a research method. by gathering both primary and secondary information. Purposive sampling was used to choose the study site, and the t-test with simple linear regression was used to assess the results. The results show that the size of the independent variable fraction (x) explaining the Y variable may be determined using the correlation coefficient and determination coefficient. The strong and unidirectional relationship between savings shares and investment interests in Medan City UKM is indicated by the correlation value of 0.827. The percentage of shares that may explain the variable investment interest has a coefficient of determination of variation of 0.827, or 82.7 percent; the remaining 13.7 percent is explained by other variables not examined in this study. Keywords : Saving Stocks and Investment Interest

Efektivitas Galeri Investasi Syariah Bursa Efek Indonesia (GIS BEI) UINSU Medan Dalam Meningkatkan Literasi Pasar Modal Soibatul Aslamia Nasution; Aida Lasmi; Purnama Ramadani Silalahi; Armando Nasution
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 4 No 3 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

The purpose of this study is to see how the Sharia Investment Gallery of the Indonesia Stock Exchange (GIS BEI) Uinsu Medan can assist in increasing capital market literacy in the community and reducing fraudulent investment fraud. This study uses a descriptive qualitative approach. Primary and secondary data were used in this study. Interviews, observations, and documentation according to the problem under study, as well as data analysis procedures using the Miles and Huberman model, were used as a data collection methodology. The results of this study reveal that the IDX Investment Gallery has a 3 in 1 concept, which is a collaboration between IDX, Universities and Securities Companies, which is expected not only to introduce the Capital Market in theory but also in practice. The existence of the IDX Investment Gallery is expected to provide mutual benefits for all parties so that capital market information is properly disseminated and can provide optimal benefits for students, economic practitioners, investors, capital market observers, and the general public in the area and its surroundings. environment, both for socialization and education. To prevent fraudulent investment fraud, capital market education is important for economic interests and investment alternatives. Keyword: Financial Literacy, Capital Markets

Analisis Penggunaan E - Payment dalam Meningkatkan Minat Belanja Konsumen di Lazada Purnama Ramadani Silalahi; Azizah Mudrikah; Aula Maulida; Fadia Salsabila
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 3 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Sistem pembayaran ialah unsur penting dalam perekonomian paling utama buat menjamin terlaksananya bisnis pembayaran yang dicoba masyarakat tiap harinya. Dengan memakai bisnis pembayaran non kas terdapat keunggulan ataupun profit yang diserahkan bagus untuk masyarakat, Teknik pengumpulan data dalam penelitian kualitatif adalah dengan melakukan observasi dan wawancara. Hasil penelitian yang telah dilakukan menunjukkan bahwa pengguna e-payment yang menjadi informan penelitian penulis ini menggunakan e-payment yang beragam. Dari hasil wawancara penulis menyimpulkan dengan adanya e-payment membuat masyarat memiliki minat belanja di lazada

Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.401 KB)

The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.

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