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Analisis Kointegrasi Zakat dan Pertumbuhan Ekonomi Indonesia Periode Tahun 2015-2018 Khairina Tambunan; Isnaini Harahap; M. Marliyah
AKTSAR: Jurnal Akuntansi Syariah Vol 2, No 2 (2019): December 2019
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v2i2.6066

This study analyzes the existence of short-term and long-term relationships between zakat variables and Indonesia's economic growth in the 2015-2018 period. Zakat as one of Islamic philanthropy is used to prosper Muslims. Zakat is divided into productive zakat and consumptive zakat. This study uses a cointegration test which is one of the tests of the VAR VECM method to determine whether or not there are short-term and long-term effects. The data used uses time-series data from 2015-2018 with data interpolated to monthly period data. The results show that zakat affects Indonesia's economic growth both in the short and long term.

Cara Mengatasi Inflasi Untuk Meningkatkan Pertumbuhan Ekonomi di Indnesia Berdasarkan Perspektif Ekonomi Islam Auliya Ahmad Suhardi; Khairina Tambunan
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol 3 No 1 (2022): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2906/salimiya.v3i1.521

Within the scope of macroeconomics, one of the benchmarks used to view and measure economic stability in a country is inflation. From an economic perspective, inflation is an event in which the usual (general) price level increases continuously. Inflation can cause unrest for the community if it occurs continuously (prolonged). This study aims to find out and understand how to overcome inflation with an Islamic economic perspective. This research is a qualitative research with literature study method. The literature method is a series of activities related to the method of collecting library data, by reading and taking notes, and managing research materials. The activity of collecting data by searching for and collecting various books, journals, and scientific articles containing the concepts under study, to be reviewed and produce conclusions. As for how to overcome inflation in the perspective of Islamic economics, namely by implementing fiscal policy, monetary policy and other policies.

Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.401 KB)

The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.

Sektor Riil dan Keuangan Syariah Serta Pengaruhnya Terhadap Pertumbuhan Ekonomi Regional Sumatera Utara Tahun 2015 – 2019 Ainun Khofifah; Andrie Soemitra; Khairina Tambunan
Perbanas Journal of Islamic Economics and Business Vol 2 No 1 (2022): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Penelitian dengan tujuan agar mendapat pengetahuan bagaimana ngaruhnya Sektor Rill dan Keuangan Syariah pada Pertumbuhan Ekonomi (regional) Sumatera Utara Tahun 2015 – 2016. Metode yang digunakan ialah kuantitatif. Data yang diperoleh bersumber dari BPS (Badan Pusat Statistik) Sumatera Utara dan OJK (Otoritas Jasa Keuangan). Analisis yang dipakai adalah Regresi Linier Berganda dengan model Ordinary Least Square serta pemerogramannya melalui EVIEWS versi 8. Hasil analisisnya memperlihatkan bahwa : 1) Sektor Riil secara signifikan positif mempengaruhi Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara dengan nilai probabilitas 0,0000 lebih kecil dari tingkat signifikan (5%) atau 0,0000 < 0,05. 2) Keuangan Syariah secara signifikan positif mempengaruhi Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara dengan nilai probabilitas 0,0000lebih kecil dari tingkat signifikan (5%) atau 0,0000 < 0,05. 3) Hasil penelitian secara simultan menunjukkan bahwa Sektor Rill dan Keuangan Syariah berpengaruh signifikan terhadap Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara dengan nilai probabilitas (F-statistik) lebih kecil dari tingkat signifikan (5%) atau 0,0000 < 0,05. Dapat dilihat juga pada regresi dari nilai R-Square yang menunjukkan bahwa sekitar 0,724519 atau 0,72% variabel Sektor Rill dan Keuangan Syariah dapat menjelaskan Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara pada priode 2015 – 2019, sedangkan sisanya 28% dijelaskan oleh variabel lain

Dana Sukuk sebagai Alternative Sumber Dana Pembiayaan pada Bank Syariah Yusuf Wildan Nasution; Marliyah Marliyah; Khairina Tambunan
Economic Reviews Journal Vol. 2 No. 1 (2023): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

This study looks at the issuance and development of sukuk at Bank CIMB NIAGA Syariah and looks at the utilization of sukuk funds at Bank Cimb Niaga CIMB NIAGA Syariah. The method in this research uses descriptive qualitative, in data collection using documentation techniques with secondary data as the analysis. The purpose of this research is to determine the process of issuance and development of sukuk funds at Bank CIMB NIAGA Syariah and to determine the utilization of sukuk funds at Bank CIMB Niaga Syariah. The function of this research is to be able to increase scientific literature in the field of Islamic capital markets related to Islamic banking, related to Sharia Bank Sukuk. The result of this research is that in the issuance of Sukuk Mudharabah Bank CIMB NIAGA Syariah has followed the POJK rules, which have been explained in several articles related to the issuance of Sukuk Mudharabah. And there is conformity in the Sukuk Mudharabah issuance scheme according to the OJK with the CIMB NIAGA Syariah Bank Sukuk Mudharabah scheme. As for the development of sukuk funds at Bank CIMB NIAGA Syariah, it has been running according to the target in their issuance and it can be said that the bank with the highest value of sukuk registered with the Indonesian Financial Services Authority is Bank CIMB NIAGA Syariah. In utilizing sukuk funds at Bank CIMB NIAGA Syariah, use them to support sharia financing with a musyarakah mutanaqisah (MMQ) financing contract Keywords: Fund Utilization, Sukuk Mudharabah, Sharia Financing Musyarakah Mutanaqisah

Analisis Strategi Manajemen Bank Syariah Indonesia Dalam Meningkatkan Market Share Melalui Pemanfaatan Teknologi Informasi Khoirun Niswah; Khairina Tambunan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 3 No 6 (2022): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

The development of Islamic banks in the midst of conventional banks can survive and compete with conventional banks by further increasing the use of information technology (IT) and increasing market share. Market share strategy is a strategy to expand the market in the target market. The purpose of the study was to analyze the management strategy of Islamic banks in Indonesia, especially the KCP Stabat Proclamation and the use of technology to increase market share. The method in this research is to use a qualitative approach with a descriptive design. The type of descriptive research method used is data collection techniques using observation, interviews and documentation. The data obtained is then processed in the form of text that is poured and presented in the form of a descriptive or narrative. The subjects of this research are Consumer Service and several customers at Bank Syariah Indonesia KCP Stabat Proklamasi. The results of the study explain that Bank Syariah Indonesia Kcp Stabat Proclamation has experienced a fairly rapid development of information technology with the presence of mobile BSI, Internet Banking, SMS Banking, one of the strategies of Bank Syariah Indonesia so that its market share also increases even though currently ATM machines are Indonesian Islamic banks. kcp stabat is damaged but is in the process of being repaired. Bank Syariah Indonesia has utilized information technology in terms of marketing and in the data output process. Keywords: Strategy, Management, Market Share, Information Technology.

Analisis Dampak Pengembangaan Objek Wisata Religi Dalam Meningkatkan Pendapatan Masyarakat:: Studi Kasus Desa Babussalam Besilam Kabupaten Langkat Faridani Faridani; Muhammad Arif; Khairina Tambunan
Economic Reviews Journal Vol. 2 No. 2 (2023): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Langkat Regency has potential tourism potential to be developed. One of the tourist attractions that are often visited by visitors is the Babussalam Besilam Religious Village. Various efforts have been made by the local government to attract the attention of tourists to visit Langkat Regency, including the development of its tourism sector. This study aims to find out, firstly how to develop religious tourism objects in Babussalam Besilam village, secondly to find out the impact of developing religious tourism objects in increasing community income. The research approach carried out in this study is descriptive qualitative with data collection methods using observation, interviews and documentation techniques. The results of the study concluded that First, the development carried out on the Religious Tourism Object of Babussalam Besilam Village. The cooperation carried out by the provincial government with the village government to build facilities and infrastructure such as mosques, fields, UMKM business stalls, roads and drainage construction, both The existence of this tourist attraction has a positive impact on the surrounding community they can take advantage of existing opportunities for entrepreneurship and create fields work, although religious tourism objects have a positive impact, it does not increase people's income, although visitors who come every day are crowded, but most visitors who come only for pilgrimages, convey their wishes or participate in other religious activities. both the local government and religious tourism administrators to optimize the facilities and infrastructure of religious tourism objects that have not been held, make supporting facilities so that religious tourism objects are not monotonous and traders should create new products in the future. his master. Keywords: Tourism Development, Religious Tourism, Community Income

The Effect of Export, Islamic Mutual Fund, and Labor Force on Economic Growth in Indonesia Imsar Imsar; Khairina Tambunan; Ranti Silviani; Muhammad Ikhsan Harahap
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4580

This study aims to determinethe effect of exports, islamic mutual funds, and the labor force on economic growth. This is quantitative research with associative approach. The data used were secondary data which was obtained through the official website of the Central Statistics Agency (CSA) and the Financial Services Authority (FSA). The study used multiple linear regression analysis with the Ordinary Least Square (OLS) method by the E-Views version 10 program. From the results obtained, it can be explained that exports had a significant positive effect on Indonesian's economic growth.Islamic mutual funds had a negative significant effect while the labor force had a positive significant effect the labor force on Indonesia's economic growth. In the F (simultaneous) test there was a simultaneous significant effect among exports, islamic mutual funds, and the labor force on Indonesia's economic growth. Adjusted R-squared = 0.863602. This showed that the independent variables are able to provide an explanation about 86.3% of the dependent variable. Meanwhile, 13.7% more wasexplained by other variables outside the model.

Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.401 KB)

The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.

Analisis Hubungan Kausalitas Antara Investasi Pemerintah dengan Pertumbuhan Ekonomi Kota Medan Mutiara Lubis; Nadiah Riski; Anindia Putri Pertiwi; Khairina Tambunan
VISA: Journal of Vision and Ideas Vol 3 No 2 (2023): Visa: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

The main objective of this research is to analyze the causality relationship between government investment and economic growth in Medan during the city period of 1994-2005. The data used in this study are secondary data. To analyse the data, Granger Causality Test which was formulated in a simple regression equation used. The research result shows that two directions causality relationship between government investment and economic growth during that period. It can be seen from the coefficients result of two regressions which are not zero (bj ≠ 0 and dj ≠ 0) and the F statistic tests are bigger than the F table (20,799 > 6,26 and 10,788 > 6,26). Keywords: government investment, Economic growth, Granger Causality ABSTRAK. Tujuan utama dari penelitian ini adalah untuk menganalisis hubungan kausalitas antara investasi pemerintah dengan pertumbuhan ekonomi kota Medan selama periode 1994-2005. Data yang digunakan dalam penelitian ini adalah data sekunder. Untuk menganalisis data digunakan Granger Causality Test yang diformulasikan dalam persamaan regresi sederhana. Hasil penelitian menunjukkan hubungan kausalitas dua arah antara investasi pemerintah dan pertumbuhan ekonomi selama periode tersebut. Hal ini terlihat dari hasil koefisien dua regresi yang tidak nol (bj ≠ 0 dan dj ≠ 0) dan uji statistik F lebih besar dari F tabel (20,799 > 6,26 dan 10,788 > 6,26). Kata kunci: investasi pemerintah, Pertumbuhan ekonomi, Kausalitas Granger

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