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PENGARUH CURRENT RATIO DAN RETURN ON ASSET TERHADAP HARGA SAHAM PADA PERUSAHAAN INDUSTRI PERTAMBANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Maharani Rona Makom; Mirasanti Wahyuni
Bussman Journal : Indonesian Journal of Business and Management Vol. 2 No. 1 (2022): Bussman Journal | Januari - April 2022
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.077 KB) | DOI: 10.53363/buss.v2i1.41

Abstract

The mining sector is one of the pillars of national economic development and is one of the strategic industries that have an important role for Indonesia. Strong natural resource commodity prices and the return of investor interest in the mining industry have spurred the market value of mining companies. The purpose of this study was to test whether the current ratio and return on assets affect the development industry companies listed on the Indonesia Stock Exchange. The study used data from 10 mining companies from 2015 to 2020. The data used is secondary data derived from the company's financial statements as well as from literature. The results of this research test are simultaneous current ratio and return on asset has a positive influence on the stock price while partial testing of current ratio has no effect on stock prices and return on assets has an effect on the stock price of mining companies on the Indonesia Stock Exchange (IDX)
ANALISIS KEBUTUHAN NASABAH ATAS FITUR APLIKASI BIMA MOBILE PADA PT BANK PEMBANGUNAN DAERAH JAWA TENGAH Hamida Damayanti; Aris Sunindyo; Mirasanti Wahyuni
KEUNIS Vol 11, No 1 (2023): JANUARY 2023
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v11i1.3750

Abstract

Intense market competition can affect customer responses to bank performance. Bank need customer responses to their products or services so that they can be used as material for evaluation and improvement in the future. Customer needs continue to change and increasingly diverse in line with development in the world and technology, so companies must be able to meet the needs desired by customers. The purpose of this research is to determine customer responses to the current Bima Mobile service and customer needs for the availability of Bima Mobile application features. In this research the descriptive statistical measurement used is the mean of customer response data and customer needs which have been arranged in a frequency distribution table. The analysis results show that the lowest indicator on the customer response component is occupied by the feature availabilityr, while the highest is application display. For the customer needs component, the analysis results show that the lowest indicator is the availability of the donation payment feature and the highest is the availability of the electricity payment feature. The company can take steps to follow up on customer responses to the features avaibility indicator that occupies the lowest position, by developing the Bima Mobile application features availability according to customer needs.
ANALISIS KOMPARASI KONDISI KESEHATAN BANK SEBELUM DAN SAAT PANDEMI COVID-19 PERIODE 2018-2021 (STUDI KASUS PADA PT BANK NEGARA INDONESIA (PERSERO) TBK) Irfan Alfaroqi; Mochammad Abdul Kodir; Mirasanti Wahyuni
ECONBANK: Journal of Economics and Banking Vol 5 No 1 (2023): Edisi April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v5i1.254

Abstract

Latar belakang masalah dalam penelitian ini adalah adanya penurunan secara signifikan laba yang dibukukan Bank BNI pada tahun 2020 dibandingkan tahun sebelumnya. Tujuan dari penelitian ini adalah untuk mengetahui perbandingan kondisi kesehatan bank pada saat sebelum adanya pandemi dan saat terjadinya pandemi Covid-19. Populasi yang digunakan dalam penelitian ini adalah PT Bank Negara Indonesia (Persero) Tbk dengan sampel laporan keuangan Bank BNI periode 2018-2021. Data sekunder yang digunakan bersumber dari Laporan Keuangan yang dipublikasikan oleh Bank BNI periode 2018-2021 dari situs resmi Otoritas Jasa Keuangan. Teknik analisis yang digunakan dalam penelitian ini adalah Uji Parametrik Paired T-Test apabila data memiliki distribusi normal dan Uji Nonparametrik Wilcoxon apabila data tidak memiliki distribusi normal. Berdasarkan Uji Parametrik Paired T-Test dan Uji Nonparametrik Wilcoxon dapat disimpulkan bahwa pada Bank BNI terdapat perbedaan kondisi kesehatan sebelum dan pada saat pandemi Covid-19 pada aspek Risk profile, Earnings, dan Capital. Namun, dalam aspek Good Corporate Governance (GCG) Bank BNI tidak terdapat perbedaan kondisi kesehatan sebelum dan pada saat pandemi Covid-19. Kata Kunci: Kesehatan Bank, NPL, LDR, GCG, ROA, CAR
Diversifikasi Pendapatan, Peran KBMI dan Usia Pada Profitabilitas Bank Yang Terdaftar di BEI Selama Pandemi Septian Yudha Kusuma; Mirasanti Wahyuni; Rikawati Rikawati
Juara: Jurnal Riset Akuntansi Vol. 13 No. 1 (2023): Juara: Jurnal Riset Akuntansi
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid-19 pandemic in Indonesia has resulted in an economic downturn in almost every corporate sector, one of the companies that has been affected is banking. The purpose of this study was to examine the effect of income diversification on bank profitability, and to examine the impact of KBMI and age as a moderating effect of income diversification on bank profitability. The number of samples that meet the criteria are 40 banks listed on the IDX during 2020 and 2021. The data analysis technique used to test the hypothesis is using Moderated Regression Analysis (MRA), by first testing normality and classic assumptions. The results of the study reveal that revenue diversification has a positive and significant effect on profitability, KBMI does not moderate the effect of revenue diversification on bank profitability, and bank age weakens the effect of bank revenue diversification on profitability. The research findings and contributions are discussed further in the article.