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All Journal INFERENSI BISNIS: Jurnal Bisnis dan Manajemen Islam EQUILIBRIUM IQTISHADIA PALASTREN Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Jurnal Abdimas ADPI Sosial Dan Humaniora
Anita Rahmawaty
Institut Agama Islam Negeri Kudus
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Other

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PENGARUH PSYCHOLOGICAL ATTACHMENT DALAM PENGGUNAAN SISTEM INFORMASI Rahmawaty, Anita
EQUILIBRIUM Vol 2, No 2 (2014): EQUILIBRIUM
Publisher : EQUILIBRIUM

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Abstract

This research investigates the effect of psychological attachment on the information system usage behaviors. This research is different from previous studies by integrating the variable of psychological attachment (internalization, identification and compliance) with Technology Acceptance Model (TAM). There are eight variables in this study, namely the perceived usefulness, perceived ease of use, psychological attachment (internalization, identification and compliance), attitude toward using, behavioral intention and actual use.This research is a type of survey research by using a quantitative approach. The research data are obtained from 117 students in Yogyakarta, by using random sampling technique. For research model testing technique, it used the multiple linear regression approach. The researchs findings include three items. First, perceived ease of use, identification and compliance are positively and significantly effect on attitude toward using. Second, attitude toward using, identification and compliance are positively and significantly effect on behavioral intention. Third, behavioral intention is positively and significantly effect on information system usage behaviors. Finally, the research findings suggested that psychological attachment (identification and compliance) are the important variables that effect on information system usage behaviors.Keywords: Psychological attachment, technology acceptance model, information system.Penelitian ini menganalisis pengaruh psychological attachment terhadap perilaku penggunaan sistem informasi. Penelitian ini berbeda dengan riset terdahulu dengan mengintegrasikan variabel psychological attachment (internalization, identification dan compliance) dengan Technology Acceptance Model (TAM). Terdapat 8 variabel dalam penelitian ini, yaitu perceived usefulness, perceived ease of use, psychological attachment (internalization, identification dan compliance), attitude toward using, behavioral intention dan actual use.Penelitian ini merupakan penelitian survey dengan menggunakan pendekatan kuantitatif. Data penelitian dikumpulkan dari sebanyak 117 mahasiswa di Yogyakarta dengan menggunakan teknik simple random sampling. Sementara itu, teknik analisis datanya menggunakan uji regresi linier berganda.Temuan penelitian ini menunjukkan bahwa: 1) perceived ease of use, identification dan compliance berpengaruh secara positif dan signifikan terhadap sikap; (2) attitude toward using, identification dan compliance berpengaruh secara positif dan signifikan terhadap minat perilaku; (3) Minat perilaku berpengaruh secara positif dan signifikan terhadap perilaku penggunaan sistem informasi. Dengan demikian, temuan penelitian ini menunjukkan bahwa psychological attachment (identification dan compliance) merupakan variabel penting yang mempengaruhi perilaku penggunaan sistem informasi.Kata Kunci :  Psychological attachment, technology acceptance model, sistem informasi.
BISNIS MULTILEVEL MARKETING DALAM PERSPEKTIF ISLAM Rahmawaty, Anita
EQUILIBRIUM Vol 2, No 1 (2014): EQUILIBRIUM
Publisher : EQUILIBRIUM

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Abstract

Multilevel marketing is a marketing strategy that utilized customers to promote a certain product using multiple levels. This Approach is popular due to the increasing of the accessibility of modern social networks. However, because of this popularity, this method used to deceived customer, by using MLM they cheat customers so its impact on people distrust. Multilevel marketing often received criticism from the community. This is due to most of the people who pursue MLM is not understand the characteristics of the MLM business as a whole, whether in business it contains elements that is forbidden or not, and whether the business marketing system in accordance with Islamic law. This study examines the foundation for the study of the legal status of the clarity of MLM business in the perspective of Islamic law.Keywords: Multilevel marketing; Business; Islamic lawMultilevel marketing merupakan strategi pemasaran yang memanfaatkan konsumen untuk menyalurkan suatu produk tertentu dengan menggunakan beberapa level. Strategi ini sangat populer karena adanya dukungan akses jaringan sosial modern. Namun demikian, dalam perkembangannya, muncul penipuan bisnis yang berkedok MLM sehingga membuat citra bisnis MLM ini menjadi buruk di mata masyarakat. Akibatnya, bisnis MLM ini sering menerima kritik dari masyarakat. Hal ini disebabkan sebagian besar orang yang berbisnis MLM tidak memahami karakteristik dari bisnis MLM secara keseluruhan, baik apakah dalam bisnis ini mengandung unsur yang dilarang atau tidak, dan apakah sistem pemasaran bisnis ini sesuai dengan hukum Islam. Makalah ini mengkaji tentang kejelasan status hukum bisnis MLM dalam perspektif hukum Islam.Kata Kunci: Multilevel marketing, Bisnis, Hukum Islam
FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PENGEMBALIAN PEMBIAYAAN MUDHARABAH Kiswati, Kiswati; Rahmawaty, Anita
EQUILIBRIUM Vol 3, No 1 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i1.1269

Abstract

This research aims to analize the factors affecting on repayment level of mudharabah financing. There are five variables in this research, namely: education level, number of family’s dependent, business turnover, length of business and repayment level of mudharabah financing. This research is a survey research by using a quantitative approach.  The  research  data  are  obtained  from  75  customers  of BMT Fastabiq in Batangan Pati. This study used a logistic regression technique. The results indicated that education level, number of family’s dependent, business turnover and length of business positively and significantly effects on repayment level of mudharabah financing. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi tingkat pengembalian pembiayaan mudharabah. Terdapat lima variabel dalam penelitian ini, yaitu tingkat pendidikan, jumlah tanggungan keluarga, omzet usaha, lama usaha dan tingkat pengembalian pembiayaan mudharabah. Penelitian ini merupakan jenis penelitian survey dengan menggunakan pendekatan kuantitatif. Data penelitian ini diperoleh dari 75 nasabah (anggota) BMT Fastabiq Batangan Pati dengan menggunakan teknik random sampling. Teknik pengujian model penelitian ini menggunakan teknik regresi logistik. hasil penelitian ini menunjukkan bahwa tingkat pendidikan, jumlah tanggungan keluarga, omzet usaha dan lama usaha berpengaruh secara positif signifikan terhadap tingkat pengembalian pembiayaan mudharabah.
ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI FINANCIAL SUSTAINABILITY RATIO PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2010 - 2014 Notoadmojo, Iqbal; Rahmawaty, Anita
EQUILIBRIUM Vol 4, No 1 (2016): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v4i1.1836

Abstract

This study aimed to analyze the influence of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Return on Equity (ROE), Return on Assets (ROA), Financing Deposit Ratio (FDR), Operating Expenses Operating Income (BOPO) on Financial Sustainability Ratio (FSR) of Islamic Banking in Indonesia. The objects were Sharia Commercial Banks in Indonesia registered in Bank Indonesia / OJK period 2010 Q2 – 2014 Q4. In analyzing data, it used panel data regression analysis with the estimation model Fixed Effect, classic assumption test, and hypothesis testing used Eviews 8.0 program. Results of t test showed that the positive effect of CAR was not significant, NPF has significant negative effect, ROE has not significant negative effect, ROA has significant positive effect, FDR has not significant positive effect, and BOPO has significant negative effect. While the results of F test indicate that all independent variables significantly influence the dependent variable with adjusted R2 of 0.9646.
PENGARUH KECERDASAN EMOSIONAL KECERDASAN SPIRITUAL TERHADAP PEMAHAMAN AKUNTANSI SYARIAH DAN KECERDASAN ADVERSITAS SEBAGAI VARIABEL MEDIASI Husnurrosyidah, Husnurrosyidah; Rahmawaty, Anita
EQUILIBRIUM Vol 3, No 2 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i2.1178

Abstract

This research aims to examine and analyze the effect ofadversity intelligence in mediating between emotional intelligence andspiritual intelligence to the understanding of Islamic accounting. Thisresearch is a survey research by using a quantitative approach. Theresearch data ares obtained from 211 respondents by using randomsampling techniques. This research model testing technique usingPLS (Partial Least Square) technique. The results indicated that: first,adversity intelligence was mediating for emotional intelligence to theunderstanding of islamic accounting; second, adversity intelligencewas mediating for spiritual intelligence to the understanding of Islamicaccounting.: Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh kecerdasan adversitas dalam memediasi antara kecerdasan emosional dan kecerdasan spiritual terhadap pemahaman akuntansi syariah. Penelitian ini merupakan penelitian survei dengan menggunakan pendekatan kuantitatif. Data penelitian ini diperoleh dari 211 responden dengan menggunakan teknik random sampling. Teknik analisis data penelitian ini dengan menggunakan PLS (Partial Least Square). hasil penelitian menunjukkan bahwa: pertama, kecerdasan adversity memediasi pengaruh kecerdasan emosional terhadap pemahaman akuntansi syariah; kedua, kecerdasan adversitas memediasi pengaruh kecerdasan spiritual terhadap pemahaman akuntansi syariah. 
Model Kepemimpinan Spiritual Dalam Meningkatkan Kepuasan Kerja Dan Kinerja Karyawan di BMT se-Kabupaten Pati Rahmawaty, Anita
IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i2.1732

Abstract

PEREMPUAN DAN PEMANFAATAN TEKNOLOGI INTERNET DENGAN PENDEKATAN UTAUT Rahmawaty, Anita
PALASTREN Jurnal Studi Gender Vol 9, No 1 (2016): PALASTREN
Publisher : STAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/palastren.v9i1.1746

Abstract

Penelitian ini bertujuan untuk menganalisis perilaku pemanfaatan internet pada kaum perempuan dengan menggunakan pendekatan Unified Theory of Acceptance and Use of Technology (UTAUT). Terdapat enam variabel dalam penelitian ini, yaitu ekspektasi kinerja, ekspektasi usaha, pengaruh sosial, kondisi pendukung, efikasi diri dan intensi pemanfaatan internet. Data penelitian ini diperoleh dari 110 responden dengan menggunakan teknik convenience sampling. Teknik pengujian model penelitian ini menggunakan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa ekspektasi kinerja, ekspektasi usaha, kondisi pendukung dan efikasi diri berpengaruh secara positif signifikan terhadap terhadap intensi pemanfaatan internet. Namun demikian, pengaruh sosial tidak berpengaruh secara signifikan terhadap intensi pemanfaatan internet. This research aims to analyze the behavior of internet use on women by using Unified Theory of cceptance and Use of Technology (UTAUT). There are six variables in this research, namely the performance expectancy, effort expectancy, social influence, facilitating conditions, self-efficacy and intention of internet use. The data were obtained from 110 respondents by using convenience sampling technique. The research model testing technique used the multiple linear regression approach. The results showed that performance expectancy, effort expectancy, facilitating conditions, and self-efficacy positively and significantly had effects on intention of internet use. Nevertheles, the social influence is not related to intention of internet use.
The Role of Sharia Marketing in Increasing Customer Loyalty (An Empirical Study of BMT in Kudus Regency) Rahmawaty, Anita; Rokhman, Wahibur
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.3728

Abstract

This research strives to empirically examine and analyze the influence of syariah marketing and service quality on BMT customer loyalty and satisfaction in Kudus Regency. This study was a survey research that used a quantitative approach. The research data were obtained from 250 BMT customers within Kudus Regency by using an accidental sampling technique. Meanwhile, the data analysis used a path analysis technique. The research findings revealed that: first, sharia marketing has a positive and significant influence on customer satisfaction; second, service quality has a positive and significant influence on customer satisfaction; third, sharia marketing has a positive and significant influence on customer loyalty; fourth, service quality has a positive and significant influence on customer loyalty; and fifth, customer satisfaction has a positive and significant influence on customer loyalty.
MODEL EMPIRIS MINAT ENTREPRENEURSHIP DENGAN PENDEKATAN THEORY OF PLANNED BEHAVIOR Rahmawaty, Anita
EQUILIBRIUM Vol 7, No 1 (2019): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i1.4644

Abstract

This research aims to analyze the model of the intention entrepreneurship based on Theory of Planned Behavior (TPB). This research is a survey research by using a quantitative approach. The research data are obtained from 225 respondents by using random sampling technique. The research model testing technique uses the path analysis approach. The results showed that the emotional intelligence positively and significantly effects on entrepreneurial attitude, subjective norms, self-efficacy and intention entrepreneurship. Nevertheless, in this research, it is found also that the  entrepreneurial attitude is  not  related  to  intention entrepreneurship. Thus, the research findings suggest that emotional intelligence is the important variable that affect on self-efficacy and intention entrepreneurship.
Fraud Pentagon Theory dalam Mendeteksi Fraudulent Financial Reporting Pada Perusahaan yang Terdaftar di Jakarta Islamic Index 70 (JII 70) Tahun 2018 Khoirunnisa, Awaliyatu; Rahmawaty, Anita; Yasin, Yasin
BISNIS Vol 8, No 1 (2020): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v8i1.7381

Abstract

This study aims to detect fraudulent financial reporting through fraud pentagon theory in companies listed in the Jakarta Islamic index 70. The research method used is quantitative research with a comparative causal approach. Related to sampling using purposive sampling. The findings in this study are the financial target variables, external pressure, nature of industry and rationalization have a significant effect on the detection of financial statement fraud. As for financial stability, ineffective monitoring, change in auditors, change of director, and arrogancy do not have a significant effect on the detection of financial statement fraud.
Co-Authors Anggie Nurulita Aryanti Muhtar Kusuma Husnurrosyidah, Husnurrosyidah Kharis Fadlullah Hana Khoirunnisa, Awaliyatu Kiswati, Kiswati Notoadmojo, Iqbal Rakhmawati, Ita Sisca Apriliana Sari Siti Zulfa Nadiya Wahibur Rokhman Yasin, Yasin