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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN DALAM PEMILIHAN JASA PENGIRIMAN BARANG Maria Regina Nansi
Eqien - Jurnal Ekonomi dan Bisnis Vol 9 No 2 (2022): EQIEN - JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.647 KB) | DOI: 10.34308/eqien.v9i2.419

Abstract

Freight forwarding services have become one of the most shining businesses amid a pandemic that has hit the world. The habits of face-to-face consumer and producer transactions are forced to change drastically into online transactions to maintain public health and make social restrictions a success. Another impact of this booming business is the competition that all business delivery services must face. This study aims to determine and analyze the service factors that influence consumer decisions in choosing goods delivery services. Further, from the solutions to the problems that have occurred so far, it is hoped that research can be taken. The research method uses descriptive research with a qualitative approach in the case study design. The results of this study indicate that the factors that influence consumers in choosing delivery services at DPL Translogistics are 1) on-time delivery, 2) security of delivery of goods, 3) image/brand, 4) ease of access to location, 5) service price, 6) area/destination of delivery, 7) monitoring of delivery of goods, 8) insurance, 9) speed of service, 10) response to consumer complaints, 11) various services, 12) various packing and re-packing services, 13) employee empathy, 14 ) employee competence, 15) employee professionalism, 16) office facilities, 17) easy access to contact persons, 18) employee appearance, and 19) fleet variation. To be able to maintain market share and maintain service excellence and customer satisfaction, DPL must always understand the changing needs of customers, especially in terms of competitive prices/shipping rates and better service quality. DPL must also follow developments in the digital world by improving website connections and adding digitalized services.
ANALISIS PERBANDINGAN KINERJA KEUANGAN PT BANK BPD DIY DAN PT BANK BPD JAWA TENGAH 2017-2019 Maria Regina Nansi; Diana Airawaty
(JRAMB) Jurnal Riset Akuntansi Mercu Buana Vol 7, No 2: November 2021
Publisher : Universitas Mercu Buana Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26486/jramb.v7i2.2047

Abstract

Kinerja suatu bank dapat dinilai dengan menganalisis laporan keuangannya. Kinerja dan posisi keuangan bank tercermin dari laporan keuangannya, dimana informasi ini akan bermanfaat bagi pihak eksternal untuk menilai risiko yang mungkin terjadi pada suatu bank. Penelitian ini dilakukan bertujuan untuk mengetahui kinerja BPD DIY dan Bank Jateng dari rasio-rasio keuangannya yakni Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Return On Asset (ROA), Return On Equity (ROE), Operating Ratio (OR), dan Loan to Deposit Ratio (LDR). Jenis penelitian yang digunakan adalah literature review, dengan pendekatan kuantitatif. Penelitian menggunakan data sekunder, yaitu data tahunan selama periode 2017-2019. Dari hasil penelitian menggunakan analisis proksi rasio keuangan terbukti bahwa kinerja BPD DIY lebih baik dibandingkan Bank Jateng. Untuk meningatkan kinerja bank harus melakukan evaluasi internal agar memperkecil kelemahan dan risiko.
Financial Performance Analysis of PT. Bank BPD Daerah Istimewa Yogyakarta During Pandemic Maria Regina Nansi
Enrichment : Journal of Management Vol. 12 No. 4 (2022): October: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (847.299 KB) | DOI: 10.35335/enrichment.v12i4.416

Abstract

Financial analysis is used as a benchmark for assessing the performance of a bank where from this financial report information on its financial position will be obtained, so that external parties can use it to determine the risks to a bank. This research investigates the performance of BPD DIY during the pandemic through analysis of financial ratios such as Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Return On Assets (ROA), Return On Equity (ROE), Operating Ratio (OR), and Loan to Deposit Ratio (LDR). The study found that the performance of BPD DIY in the midst of deteriorating macroeconomic conditions due to the pandemic is good in terms of financial ratio proxies. Banks must always carry out internal evaluations on an ongoing basis to improve bank capabilities and minimize risk. E
Penerapan Teknologi Eco-Effisiensi Dan Green Economy Dalam Upaya Menuju UKM Tahu Mandiri Energi Di Kelurahan Margoagung, Kepenawon Seyegan Kabupaten Sleman Suparni Setyowati Rahayu; Maria Regina Nansi; Ellyawan S Arbintarso
Journal of Dedicators Community Vol 6, No 3 (2022)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v6i3.3820

Abstract

The Community Partnership Program at the Khale Tahu Sehat UKM in Margoagung Village, Kapanewon Seyegan, Sleman Regency aims to realize the role of IST AKPRIND Yogyakarta with the output of a superior research strategy plan on renewable energy and environmental engineering in a more real way in partner SMEs. One of the home industry clusters that has received a lot of attention from an environmental perspective is the small tofu industry located in the Margoagung Village. The rapid development of the small tofu industry will have a positive impact on progress that brings an increase in the economic income of rural communities. However, the waste generated from the tofu production process will have a negative impact on the village environment, becoming smelly and dirty. Based on these negative impacts, tofu waste water from small industries in rural areas has the potential to pollute the environment if it is disposed of directly without any treatment. Soil pollution can occur when wastewater seeps into the ground and can result in resident wells close to the seepage of the wastewater that cannot be used anymore. Therefore, it is necessary to develop technology for wastewater treatment that can produce biogas as renewable energy that can be developed so that it is beneficial for the community rural population (eco-efficiency technology). The use of this waste management method is not only "handling" but also has use/benefit as renewable energy and the liquid waste that comes out of the digester is used for agricultural irrigation and the sludge is used organic fertilizer, therefore saving on water, materials and energy is needed. This technology can reduce pollutant solids in the range of 75-90%. The method used in the implementation of the Tofu UKM development program is by socialization, the application of technology with the anaerobic method, eco-efficiency technology, easy to practice with relatively cheap and easy-to-obtain equipment so that small and medium industry players no longer assume that small and medium industry wastewater treatment is a very expensive load. In addition, alternative methods of waste treatment with economic value are sought that can produce biogas as renewable energy for fuel for grinding machines, and soy-boiling boilers. Meanwhile, the methods used are socialization, training, equipment manufacturing, application of technology based on Enterprise Resource Planning (ERP) and marketing IT, as well as assistance to solve the liquid waste problem of small tofu industries in an effort to realize a Green Economy. UKM Tahu Sehat Khale expands the market network with the IT e-commerce method, which can increase by 40%. The results obtained are appropriate technological equipment to increase production by 40%, including 1 (one) vertical soybean grinding machine, 1 (one) horizontal soybean grinding machine, 1 (one) unit boiling boiler, 10 m3 volume anaerobic digester 1 (one) unit. one) unit, 1 (one) ERP-based IT e-commerce device, 2 (two) e-commerce accounts, turnover and assets increased by 40% in addition to publications through the mass media of National newspapers, 1 (one) video, 1 (one) ) articles in ISSN journals, 1 (one) article in national proceedings and 1 (one) article in international conferences, 3 (three) Copyrights, 10 MBKM students build villages that are recognized for 10 credits in one year of program implementation. 
Analisa Dampak Keberadaan Safari Lagoi terhadap Pariwisata di Kawasan Wisata Terpadu Maria Regina Nansi; Minarni Anita Gultom; Susetyo Rohadi; Dion Dewanto T
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 1 (2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (692.951 KB) | DOI: 10.37034/infeb.v5i1.241

Abstract

Safari Lagoi is a 8 year old tourism destination in an integrated tourism area Bintan Resort. The good fact can be found that Safari Lagoi had atracted almost 4,000 tourists in 2018 that increased significantly to 30,000 tourists in 2019. As a part of an integrated tourism destionation in Bintan Resort, Safari Lagoi gives a positive impact both direct or indirectly to the existing stakeholders. Thus, it is important to do an observation upon the correlation and impact that arise in this area. This impact analysis reletad to dual role of Safari Lagoi as tourism destination as well as nature conservation. Observation used is an analyses of primary and secondary data, includes tourists visiting data, investment, using quetionair and/or direct interview to get a feedback that will be analysed using SWOT to identify strategic recommendation for further development of Safari Lagoi. Bintan Resort has a big potential for ecotourism. The presence of Safari Lagoi offer a special attractiveness for tourists with their Flora and Fauna concervation and can become a key driver for ecotourism development in this integrated area. Safari Lagoi gives a positive impacts towards economy, social and culture, and environment. Safari Lagoi needs to make use the momentum of high tourists' animo and other stakeholder's positive feedback to expedite further development through good synergy with Bintan Resorts Master Developer.
Pemulihan Ekonomi Biru Indonesia Pasca Pandemi Maria Regina Nansi; Maria Emiliana Natalia; Nadya Revania Rohman
Innovative: Journal Of Social Science Research Vol. 4 No. 2 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i2.5549

Abstract

Pandemi COVID-19 telah memberikan dampak yang signifikan para perekonomian global, termasuk di Indonesia yang mengalami penurunan ekonomi sebesar 5,32 persen pada kuartal kedua tahun 2020. Namun, Kementerian Koordinator Bidang Kemaritiman dan Investasi menyatakan bahwa sektor ekonomi biru menjadi fokus utama dalam pemulihan ekonomi Indonesia. Konsep ekonomi biru meliputi lima prinsip, yaitu ocean maritime security policy, ocean governance policy, ocean maritime cultural policy, ocean environmental policy, and ocean blue economy policy. Tujuan pengembangan ekonomi biru adalah menciptakan peluang kerja baru tanpa merusak lingkungan. Pemerintah Indonesia telah mengimplementasikan kebijakan untuk mendukung pengembangan ekonomi biru, termasuk regulasi tentang perikanan dan pariwisata laut yang berkelanjutan. Selain itu untuk memulihkan ekonomi pasca pandemi COVID-19, pemerintah memfokuskannya pada peningkatan infrastruktur negara, seperti jaringan transportasi dan komunikasi, guna meningkatkan konektivitas dan memfasilitasi kegiatan ekonomi.