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All Journal JMK Jurnal Manajemen dan Kewirausahaan Akrab Juara : Jurnal Ilmu-ilmu Sosial
Suharini Suharini
Unknown Affiliation
Biochemistry, Genetics & Molecular Biology Chemistry Economics, Econometrics & Finance Medicine & Pharmacology

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Pengaruh Biaya Diklat, Jumlah Kantor, dan Jumlah Tenaga Kerja pada Laba Perbankan Syariah Ratih Hastasari; Suharini Suharini
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 6 No 2 (2021): Mei
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jmk.v6i2.1343

Abstract

This paper analyzes how significant the internal company factors affecting the profit of the sharia banking industry. There are so many variables that can affecting profit, and profit is an important part of shariah banking for its business sustainability, so in this research, profit was selected as the dependent variable, its data was taken from monthly reports of sharia banking profit/Loss, the independent variables that were selected are the cost of education and training, the number of sharia banking offices, and the amount of the sharia banking labor. This research using 25 data starting from January 2018 to January 2020 with the results of the regression analysis indicates the difference of significance, the cost of training and education significantly affecting the profit of sharia banking, while the results of regression for the number of the office and the amount of labor indicates that both variables were not significantly affecting the profit of sharia banking.
PENGARUH INSENTIF TERHADAP KINERJA KARYAWAN DENGAN VARIABEL INTERVENING MOTIVASI KERJA PADA PT GANDA MADY INDOTAMA Achmad Alfarizi; Suharini Suharini; Ratih Hastasari
Akrab Juara : Jurnal Ilmu-ilmu Sosial Vol 7 No 1 (2022): Februari
Publisher : Yayasan Azam Kemajuan Rantau Anak Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58487/akrabjuara.v7i1.1751

Abstract

Incentives are needed to improve the motivation and performance of employees to always work optimally, so that the vision and mission of the organization / company can be achieved. This research aims to explain: 1) The Effect of Incentives on Employee Work Motivation; 2) Influence of Employee Performance Incentives; 3) The Effect of Work Motivation on Employee Performance, 4) The Significance of Work Motivation as an intervening between incentives and employee performance. This Explanatory Research conducted with a quantitative approach, using Regression-path analysis and Sobel analysis. The data used are primary data, obtained through online questionnaires (google form) as many as 30 samples which is the total population of outsourced employees of PT. Ganda Mady Indotama in the Pondok Labu AL-Izhar school area numbered 30 people. Variabels studied include Incentives, Work Motivation and Employee Performance. The results of the path analysis showed that the Incentive variabel (X) had a significant effect on Work Motivation (Y1) with a beta value of 0.677, the Incentive variabel (X) significantly affected Employee Performance (Y2) with a beta value of 0.279, the Work Motivation variabel (Y1) significantly affected Employee Performance (Y2) with a beta value of 0,650. Work motivation is proven to be variabel intervening in the relationship between the influence of incentive variabels on employee performance. The total effect of Incentives on Employee Performance through Work Motivation increased to 0.719. But its influence as an intervening is not significant because the p-value of the Sobel test of 0.071 is greater than 0.05. Keyword: path analysis, incentives, work motivation, employee performance, intervening variabels
PERAN OTORITAS JASA KEUANGAN TERHADAP FINTECH ILEGAL DI INDONESIA SEBAGAI UPAYA PERLINDUNGAN PADA KONSUMEN Suharini Suharini; Ratih Hastasari
Akrab Juara : Jurnal Ilmu-ilmu Sosial Vol 5 No 3 (2020): Agustus
Publisher : Yayasan Azam Kemajuan Rantau Anak Bengkalis

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Abstract

Fintech muncul mengiringi perubahan gaya hidup masyarakat yang sekarang lebih didominasi penggunaan teknologi informasi dan tuntutan hidup yang serba cepat dan dinamis. Perkembangn Fintech di Indonesia cukup pesat. Hal ini tercermin dari penyaluran pinjaman fintech lending tembus Rp 33,2 triliun per Mei 2019. Hingga Juni akhir Juni 2020 besar rasio jumlah Fintech legal dan Ilegal adalah 160: 81 = 1.98 jika dibulatkan = 2. Jadi jumlah entitas illegal adalah separuh dari jumlah entitas fintech yang telah legal.Data data tersebut diambil dari statistic Otoritas Jasa Keuangan. Beberapa langkah telah dilakukan oleh Otoritas Jasa Keuangan antara lain:Dengan mengeluarkan beberapa kebijakan serta memperketat pemberian ijin kepada fintech yang ingin mendaftar, Melakukan pemblokiran terhadap entitas fintech yang melakukan kecurangan dan merugikan masyarakat, menghimbau pada masyarakat untuk memilih fincteh yang sudah legal/terdaftar dalam otoritas jasa keuangan.,melakukan sosialisasi mengenai fintech yang legal dan ilegal sehingga masyarakat/konsumen tidak salah dalam memilih. Semua dilakukan sebagai upaya untuk melindungi konsumen dari kerugian yang dilakukan oleh entitas Fintech ilegal.
PENGARUH FLUKTUASI NILAI TUKAR USD, JPY, CNY TERHADAP RUPIAH PADA PERKEMBANGAN EKSPOR DAN IMPOR INDONESIA TAHUN 2013 – 2019 Ratih Hastasari; Suharini Suharini; Triningsih Triningsih
Jurnal Akrab Juara Vol 4 No 5 (2019)
Publisher : Yayasan Akrab Pekanbaru

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Abstract

This research was being conducted based on the condition of international trade and the condition of Indonesian economic at the macro level. The researcher chose to use dependent variables as to exsport(Y1) and import(Y2) activities. In the meantime independent variables used is the exchange rate that is used by the biggest amount of export based on country destination. That current exchange are CNY(X3) from Tiongkok, JPY(X2) from Japan, and USD(X1) from United States of America. The result of the research with dependent variable of export showed that the USD and JPY partially have significant influence to exsport activities. Meantime the CNY variables has not significant influence to export activities. The result of the research with dependent variable of import showed that the trhree variables partially have not significant influence to import activities.
TINJAUAN NON-PERFORMING LOAN PERBANKAN INDONESIA TAHUN PANDEMI 2020 Ratih Hastasari; Suharini Suharini
Jurnal Akrab Juara Vol 6 No 1 (2020)
Publisher : Yayasan Akrab Pekanbaru

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Abstract

Non-performing Loan menjadi salah satu indikator mengenai kondisi kesehatan perbankan, dan kondisi NPL Perbankan di Indonesia di masa pandemi mengalami kenaikan yang cukup signifikan, angka-angka NPL sejak bulan mei senatiasa berada pada angka lebih dari 3 persen jika dibandingkan dengan bulan-bulan sebelumnya yang senantiasa berada dibawah 3 persen. Metode penelitian yang digunakan pada penelitian ini bersifat kualitatif, dengan data-data yang bersifat sekunder yang diperoleh dari berbagai tulisan, baik jurnal, berita nasional, laporan keuangan perbankan yang dirilis resmi oleh Otoritas Jasa Keuangan, dan data-data lain yang juga dirilis resmi oleh Badan Pusat Statistik. Kesimpulan yang diperoleh dari penelitian ini adalah bahwa kebijakan-kebijakan stimulus dan relaksasi kredit yang diberikan oleh pemerintah beserta OJK mampu menahan angka-angka NPL perbankan tetap terkendali berada di bawah angka 5 persen, dan dengan kebijakan-kebijakan yang telah dan akan di berlakukan diharapkan mampu meningkatkan kembali pertumbuhan ekonomi Indonesia.
Co-Authors Achmad Alfarizi Ratih Hastasari Triningsih Triningsih