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All Journal International Journal of Research in Counseling and Education Eduvest - Journal of Universal Studies
Feny Fidyah
Gunadarma university
Aerospace Engineering Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Education Health Professions Languange, Linguistic, Communication & Media Neuroscience Social Sciences

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The Intention of Using Cell Phones In Digital Banking Service Base on External Factors and Internal Factors Winny Puspasari Thamrin; Kristiana Dewayani; Feny Fidyah
International Journal of Research in Counseling and Education Vol 4, No 1 (2020): International Journal of Research in Counseling and Education
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (898.245 KB) | DOI: 10.24036/00201za0002

Abstract

The growing of digital services in the world of banking and the use of cellular telephones by customers, banks provide services in the form of phone and SMS banking that makes it easier for customers to transaction. The existence of digital banking makes it easy and saves time in making transactions. The purpose of this study was to examine the intention of using cell phones in digital banking services base on external factors (easiness, benefit, trust and risk) and internal factors (self efficacy and locus of control). This research model is prepared based on the concept of risk perception and behavior. Respondents in this study were 98 respondents that consist of students and employees. The sampling technique is non-random sampling. SEM model analysis techniques (structural equation model) with the help of the Lisrell 8.7 program. The results of this study indicate that the data obtained in accordance with the proposed model for both internal and external factors influence the intention of using cell phones for digital banking services.
Factors Affecting The Value of Companies in the Mining Sector Feny Fidyah; Afrila Eki Pradita
Eduvest - Journal of Universal Studies Vol. 2 No. 4 (2022): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2401.259 KB) | DOI: 10.59188/eduvest.v2i4.406

Abstract

Losses due to the Covid-19 pandemic have a global impact on the life of a country, including companies in all sectors. Mining sector companies listed on the Sharia Securities List are also affected by this pandemic and are demanding companies to work harder for better productivity and selling points than the previous year. This study aims to determine factors such as company characteristics (ROA, DER, CR and size) that affect the mining sector company value (PBV) on the Sharia Securities List listed on the Indonesia Stock Exchange (IDX). The data used is secondary data obtained from the website www.idx.co.id. The research period starts from 2015 – 2020. The samples obtained were using non-probability sampling with purposive sampling method and the samples obtained were 8 companies. Multiple linear regression analysis and hypothesis testing are analytical techniques used. The result of this research is ROA has an effect on PBV. DER, CR and size partially have no effect on PBV. Mining sector companies listed on sharia securities should pay attention to company characteristics such as DER, CR and size to increase company value.
Co-Authors Afrila Eki Pradita Kristiana Dewayani Winny Puspasari Thamrin, Winny Puspasari