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All Journal JEJAK Forum Agribisnis
Sabrina Sabrina
Departemen Agribisnis, Fakultas Ekonomi dan Manajemen, Institut Pertanian Bogor
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance

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PEMASARAN DURIAN DI PASAR INDUK KRAMAT JATI Sabrina, Sabrina; Winandi, Ratna; Rachmina, Dwi
Forum Agribisnis Vol 3, No 2 (2013): FA Vol 3 No 2 September 2013
Publisher : Forum Agribisnis

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Abstract

This study aimed to analize the marketing institution, market structure and marketing efficiency of local and imported durio in pasar induk kramat jati. Marketing institution analysis covered marketing channel and marketing function analysis, while operational efficiency was measured by margin analysis and benefit-cost ratio analysis. A snowball sampling that was started from a fruit stall in pasar kramat jati revealed that the local durio comes from Palembang, Lampung, and Bengkulu, while the imported durio was imported from Thàiland by the importeer in Tanjung Priok. Both local durioand imported durio was distributed to the consumer by the fruit wholeseller and retailer. The exchanging function, physical function and facilitating function are done by all of the durio marketing institution. The durio market structure is vary, perfect competition market, oligopoly and monopolistic market for local durio and oligopoly, monopoly and monopolistic for imported durio. Although the marketing efficiency of local and imported durio quite the same due to the similarity of its benefit-cost ratio, but the local durio cannot beat the imported durio in term of its quality.
The Reluctance Phenomenon of Islamic Banks to Offer Profit-Loss Sharing Financing Sabrina, Sabrina; Majid, M. Shabri Abd
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 13, No 2 (2020): September 2020
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v13i2.23891

Abstract

This study contributes to the existing literature on the phenomenon of lower valume of Profit-Loss Sharing (PLS)-based products offered by Islamic banks by comprehensively discussing and analyzing the issue from the internal, external, and regulation perspectives, taking the case of PT. Bank Aceh Syariah (BAS) in Indonesia. Using a grounded theory approach, this study interviews selected informants who are knowledgeable in Islamic economics, banking, and financial theories and practices, including experts, practitioners, customers, and regulators. Viewed from three aspects, namely: internal, external, and regulation, the study found that, from the internal aspect, the problem of the low volume of PLS-based financing products is caused by six factors, namely: high risk, lack of quality and quantity of human resources, complicated handling, lack of banking product innovation, asymmetric information, and lack of socialization. Meanwhile, from the external aspects, it is caused by three factors, namely: moral hazard, lack of community's knowledge of Islamic banking products, and low demand. Finally, from the aspect of the regulation, it is caused by a lack of supportive regulation. By tackling these issues, it is believed that the Islamic bank could offer more PLS-based products that finally contribute to the prosperity of the public.
Co-Authors Dwi Rachmina Majid, M. Shabri Abd Ratna Winandi