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All Journal Jurnal Bisnis dan Kewirausahaan JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI)
Putu Rany Wedasuari
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Economics, Econometrics & Finance

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Karakeristik Perilaku E-Transaksi Kalangan Mahasiswa aryaningsih Ni Nyoman; IGA Oka Sudiadnyani; I Made Wirasyanti Dwi Pratiwi; Putu Rany Wedasuari
Jurnal Bisnis dan Kewirausahaan Vol 15 No 2 (2019): JBK - Jurnal Bisnis dan Kewirausahaan
Publisher : P3M Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (724.962 KB) | DOI: 10.31940/jbk.v15i2.1366

Abstract

The market share of e-commerce in Indonesia with the number of internet users grew by 30%. The value of e-commerce transactions is also very high, but the number of internet users for on-line shopping by 7%. Chinese people conduct on-line transactions. by 30%. The growth of e-commerce sales turnover of Asia Pacific region amounted to 42%. Transactions on-line smartphone users, e-mobile banking, e-digital use of other e-applications younger generation 25%. This study aims to examine the characteristics of the dimensions of e-transaction behavior among students and construct the dimensions of e-transaction behavior among students. The respondents of this research are among the 88 students and student who have been and are doing e-transactions of products and services. The data of this study were collected by questionnaire technique, in-depth interview and observation. The research data was analyzed by descriptive statistic and Factor analysis. The results of the research analysis indicate that the dimension of the formation of e-transaction behavior among students is determined by individual decisions, choices and psychology The recommendation of this research result can be formulated e-transactions policy to reduce the negative risk of market opportunity among the young generation.
The Effect of Financial Literacy and Risk Tolerance on Investment Decisions Ni Made Mega Abdi Utami; Putu Rany Wedasuari
Jurnal Penelitian Ekonomi dan Akuntansi (JPENSI) Vol 8 No 1 (2023): JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI)
Publisher : Universitas Islam Lamongan

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Abstract

This study aims to determine the effect of financial literacy and risk tolerance on investment decisions. This research was conducted on 64 students who joined the capital market study group at the Bali State Polytechnic. The sampling method used is saturated sampling. Based on the results of the multiple regression analysis that has been carried out, it was found that financial literacy has an effect on investment decisions and risk tolerance has an effect on investment decisions.
Co-Authors I Gusti Agung Oka Sudiadnyani I Made Wirasyanti Dwi Pratiwi Ni Made Mega Abdi Utami Ni Nyoman Aryaningsih