Article Per Year (5 Year)
p-Index From 2019 - 2024
1.048
P-Index
This Author published in this journals
All Journal Qawanin: Journal of Economic Syaria Law FENOMENA: Journal of Social Science
Pandi Rais
IAIN Kediri
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
THE ISLAMIC LAW REVIEW ON MANAGEMENT OF THE SOCIAL SECURITY ORGANIZING AGENCY (BPJS) Pandi Rais; Shahrul bin Abd Shofi; Erina Sonia; Sulis Setyoningsih
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 2 (2020): Juli
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1175.436 KB) | DOI: 10.30762/q.v4i2.2469

Abstract

The Social Security Organizing Agency (BPJS) is a legal entity formed in the aspect of a health insurance program. BPJS is part of the JKN (National Health Insurance) which has the aim of ensuring the health of the entire citizen . To measure whether the BPJS for heath has been able to realize its goals, it is necessary to discuss this matter through this journal. With the journal method, the descriptive type method, and the data collection technique used is library research. Then the data is analyzed by descriptive analysis method and associated with the facts. Data shows that the BPJS is a mutual assistance guarantee program, participation is mandatory for all  citizens and is not selective, as well as the existence of a contribution system. Facilities provided include First Level Health Facilities (FKTP), Advanced Level Referral Health Facilities (FKRTL), supporting health facilities, all of which are provided to address health problems since the level of minor illness. However, in the development of the implementation of the BPJS program, several problems emerged, which eventually affected the level of public health. The results of the Bahtsul Masail of PBNU in the Bahtsul Masail commission session at the Bahrul Ulum Nahdatul Ulama Islamic Boarding School, decided that the Social Security Organizing Agency (BPJS) was halal and could be used for all groups in the framework of health insurance in Indonesia. The Social Security Organizing Agency (BPJS) is a legal entity formed in the aspect of a health insurance program. BPJS is part of the JKN (National Health Insurance) which has the aim of ensuring the health of the entire citizen . To measure whether the BPJS for heath has been able to realize its goals, it is necessary to discuss this matter through this journal. With the journal method, the descriptive type method, and the data collection technique used is library research. Then the data is analyzed by descriptive analysis method and associated with the facts. Data shows that the BPJS is a mutual assistance guarantee program, participation is mandatory for all citizens and is not selective, as well as the existence of a contribution system. Facilities provided include FirstLevel Health Facilities (FKTP), Advanced Level Referral Health Facilities (FKRTL), supporting health facilities, all of which are provided to address health problems since the level of minor illness. However, in the development of the implementation of the BPJS program, several problems emerged, which eventually affected the level of public health. The results of the Bahtsul Masail of PBNU in the Bahtsul Masail commission session at the Bahrul Ulum Nahdatul Ulama Islamic Boarding School, decided that the Social Security Organizing Agency (BPJS) was halal and could be used for all groups in the framework of health insurance in Indonesia.
BAD CREDIT AND THEIR IMPLICATIONS IN A REVIEW OF SHARIA BANK Pandi Rais; M. Farrij Karbana; Mokhammad Miftakhul Huda
Qawanin: Jurnal of Economic Syaria Law Vol 5 No 2 (2021): Desember
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (748.863 KB) | DOI: 10.30762/qawanin.v5i2.3462

Abstract

Dalam lembaga keuangan perbankan syariah, pembiayaan merupakan aset yang sangat besar sehingga pembiayaan tersebut harus dijaga kualitasnya dengan mendasarkan pada prinsip kehati-hatian. Prinsip kehati-hatian adalah pedoman pengelolaan Bank yang wajib dianut guna mewujudkan perbankan yang sehat, kuat dan efisien sesuai dengan ketentuan peraturan perundang-undangan. Penerapan prinsip kehati-hatian oleh Bank syariah salah satunya diwujudkan dalam melakukan analisa pembiayaan yaitu menganalisa keyakinan atas kemauan dan kemampuan calon nasabah untuk melunasi seluruh kewajibannya pada waktunya, sebelum Bank Syariah menyalurkan dana kepada nasabah Penerima Fasilitas”. Keyakinan tersebut diperoleh dari penilaian dengan seksama terhadap watak, kemampuan, modal, agunan, dan prospek usaha dari calon nasabah penerima fasilitas (character, capacity, capital, collateral, condition). Bank syariah dalam memberikan pembiayaan berharap bahwa pembiayaan tersebut berjalan dengan lancar, nasabah mematuhi apa yang telah disepakati dalam perjanjian dan membayar lunas bilamana jatuh tempo. Akan tetapi bisa terjadi dalam jangka waktu pembiayaan timbul pembiayaan bermasalah. Upaya yang dilakukan oleh Bank Syariah untuk menangani pembiayaan bermasalah dengan melakukan penyelamatan pembiayaan bermasalah dengan upaya restrukturisasi apabila nasabah masih mempunyai itikad baik dalam arti masih mau diajak kerjasama dalam upaya penyelamatan pembiayaan bermasalah, akan tetapi jika nasabah sudah tidak beritikad baik dalam arti tidak dapat diajak kerjasama dalam upaya penyelamatan pembiayaan bermasalah maka bank syariah akan melakukan upaya penyelesaian pembiayaan bermasalah.In Islamic banking financial institutions, financing is a very big asset that the funding should be maintained based on the quality of the precautionary principle. The precautionary principle is Bank management guidelines that must be adhered to, in order to create a sound, robust and efficient in accordance with the provisions of the legislation. Application of the precautionary principle by Islamic banks one of which is manifested in the analysis is to analyze the financing of confidence in the willingness and ability of prospective clients to settle all its obligations in time, before the Islamic Bank disburses funds to customers Recipient Facility". The confidence gained from assessment against characteristic carefully, capability, capital, collateral, and business prospects of the receiving facility prospective customers (character, capacity, capital, collateral, condition). Islamic banks provide financing hope that funding is running smoothly, customers comply with what was agreed in the agreement and paid when due. But it can happen in the financing period financing problems arise. The efforts made by the Islamic Bank to deal with the problem offinancing the rescue financing problems with restructuring efforts if the customer still has a good faith within the meaning want to be invited to cooperate in the effort to rescue financing problems , but if the customer has not acted in good faith in the sense of cooperative in an effort to rescue the troubled financing Islamic bank will make the financing problems solving.
IMPROVING ARABIC LANGUAGE LEARNING BASED ON HIGHER ORDER THINKING SKILLS (HOTS) IN EXCELLENT SENIOR HIGH SCHOOL Mokhammad Miftakhul Huda; Pandi Rais
Fenomena Vol 20 No 2 (2021): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v20i2.68

Abstract

Good Arabic learning cannot be separated from the method applied. The curriculum used at MAUDU has already applied K-13, but in fact many some teachers use the classical model. Therefore, a teaching model is necessary that can bring students not only able to answer questions, but also can understand the lessons much better. They can apply the material in their daily lives, analyze and evaluate what has/have been done. This model is known as HOTS (High Order Thinking Skills). This study tries to explain the HOTS system and its relation to Arabic literacy and to innovate the development of HOTS-based materials towards innovative learning. In this study, a descriptive approach, an analytical approach, and a critical approach were used. The results achieved in this study are the innovation of developing HOTS-based Arabic learning which includes several stages, they are basic competency analysis (KD), indicator analysis, student characteristics analysis, formulating learning objectives, material analysis, developing strategies, and learning activities, developing learning tools, developing assessments, linking the principles of HOTS (High Order Thinking Skills), and Revising all aspects and steps of learning development. Pembelajaran Bahasa Arab yang baik tidak terlepas dari metode yang digunakan. Kurukulum pembelajaran yang digunakan di MAUDU sudah menggunakan K-13, akan tetapi dalam pelaksanaannya banyak yang menggunakan model klasik. Karena itu diperlukan model pengajaran yang dapat membawa siswa tidak hanya sekedar dapat menjawab pertanyaan, tetapi siswa dapat memahami dengan lebih baik, menerapkan materi dalam kesehariannnya, juga dapat menganalisis dan mengevaluasi apa yang telah dikerjakan. Model tersebut dikenal dengan HOTS (High Order Thinking Skills). Penelitian ini berusaha untuk menjelaskan system HOTS dan kaitannya dengan literasi Bahasa Arab dan membuat inovasi pengembangan materi berbasis HOTS menuju pembelajaran yang inovatif. Dalam penelitian ini, digunakan pendekatan deskriptif, pendekatan analisis, dan pendekatan kritis. Hasil yang dicapai dalam penelitian ini adalah Inovasi pengembangan pembelajaran bahasa Arab berbasis HOTS yang meliputi beberapa tahapan, yaitu analisis kompetensi dasar (KD), analisis indikator, analisis karakteristik peserta didik, merumuskan tujuan pembelajaran, analisis materi, mengembangkan strategi, dan kegiatan pembelajaran, mengembangkan perangkat pembelajaran, mengembangkan penilaian, mengkaitkan prinsip HOTS (High Order Thinking Skills), dan Merevisi semua aspek dan langkah pengembangan pembelajaran
Co-Authors Erina Sonia Huda, Mokhammad Miftakhul M. Farrij Karbana Shahrul bin Abd Shofi Sulis Setyoningsih