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All Journal Journal of Economic, Bussines and Accounting (COSTING) Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi EBISMEN Jurnal Ekonomi Bisnis dan Manajemen CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Jurnal Ekonomi dan Akuntansi Eastasouth Journal of Effective Community Service Jurnal Nusantara Berbakti International Journal of Management Research and Economics Amsir Accounting & Finance Journal
Fitriani Fitriani
Universitas Muhammadiyah Luwuk
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Journal : CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis

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Future Financial Decisions Influencing Factors Irwan Moridu; Nurcahya Hartaty Posumah; Fitriani Fitriani; Asri Ady Bakri; Yusni Yusni
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 3 No. 2 (2023): Mei: Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v3i2.1155

Abstract

This study aims to pinpoint the variables that affect how people make financial decisions in the future. Future financial decisions, saving choices, and trust in banking institutions are the three variables we use in this study. 197 junior high school teachers from the Bandung region participated in the study. Multivariate Regression is the analytical approach used, and it can be used to assess the influence of independent variables on dependent variables. The results demonstrate a strong positive relationship between current saving decision variables and future financial decision variables. Similar to this, varying levels of trust in financial organisations have a lot of favourable effects. These findings imply that people have a greater propensity to save when they are motivated to do so. People who have confidence in financial institutions will manage their money prudently going forward.
Co-Authors Arisanjaya Doloan Asri Ady Bakri Cut Dina Handayani Debiyanti Kune Irwan Moridu Lenny M. Possumah Mardiana Ruslan Niar Astaginy Nurcahya Hartaty Posumah Rahmawaty Arifiani RINI HADIYATI Ririn Apriana M. Nur Rosfianti M. Yadasang Shella Gilby Sapulette Sri Gustini Sulistyaningsih Sulistyaningsih Tio Devilishanti Yusni Yusni