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THE IMPACT OF PRIVACY, SECURITY, AND TRUST ON ONLINE TRANSACTION INTENTIONS AT BANK BCA BANDUNG Eva Purnamasari; Asri Ady Bakri; Eko Cahyo Mayndarto
International Journal of Economics and Management Research Vol. 2 No. 1 (2023): April : International Journal of Economics and Management Research
Publisher : Politeknik Pratama Porwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i1.81

Abstract

Bank BCA is one of the banks that strengthens its efforts in developing service products by utilizing the internet to make online transactions. So this study aims to determine the effect of privacy, security, and trust on the intention to transact online at Bank BCA Bandung. The method used in this research is a quantitative descriptive method. Research location at Bank BCA Bandung No. 18 in October 2022. The population is customers who visited in the October 2022 period. Sampling was carried out using an incidental sampling technique with a total of 97 customers. Data collection techniques using a questionnaire. Data analysis techniques were performed using the t-test and F-test. The results of the study found that privacy, security, trust has a simultaneous and partial effect on the intention to transact online at Bank BCA Bandung. The effect is 51.9%, while the remaining 48.1% is influenced by other variables not examined in this study
Intellectual Capital dan Kapabilitas Finansial Terhadap Kinerja Keberlanjutan UMKM (Studi Pada Industri Ekonomi Kreatif di Kota Bandung) Eko Susanto; Warkianto Widjaja; Muh. Risal Tawil; Tiryono Ruby; Asri Ady Bakri
Jurnal Multidisiplin West Science Vol 2 No 02 (2023): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (510.581 KB) | DOI: 10.58812/jmws.v2i02.228

Abstract

Revolusi industri membuat kinerja UMKM terus di pertanyakan. Respon dalam menghadapi ketidakpastian pasar dan persaingan ketat dengan kolaborasi sumber daya dan kapabilitas. Istilah yang disebut ekonomi pengetahuan modern, Intellectual Capital telah memainkan peran penting dalam bidang bisnis, kelembagaan, dan akademik, membantu transisi menuju pengembangan organisasi yang inovatif, kompetitif, dan berkelanjutan. Pekerjaan rumah terhadap kinerja berlanjut UMKM di belahan belum berhasil tumbuh seperti yang diharap, ini diakibatkan faktor rendahnya modal, keterlambatan UMKM mengadopsi teknologi, tingginya biaya serta fakta persaingan dari impor dengan harga yang murah. Kapabilitas finansial memungkinkan UMKM memiliki kemampuan dalam menyiasati persaingan dengan keputusan keuangan yang efektif. Tujuan penelitian ini untuk mengetahui seberapa jauh modal intelektual dan kapabilitas finansial terhadap kinerja keberlanjutan UMKM industri fashion di Kota Bandung sebanyak 125 wirausaha dalam penelitian ini. Intellectual Capital dan Financial Capabilities berpengaruh positif dan signifikan ketika diuji dengan Kinerja Keberlanjutan UMKM secara parsial dan simultan dan model penelitian ini menjelaskan kinerja keberlanjutan UMKM sebesar 73%.
Peningkatan Daya Saing Ekonomi melalui peranan Inovasi Akhmad Al Aidhi; M. Ade Kurnia Harahap; Arief Yanto Rukmana; Septianti Permatasari Palembang; Asri Ady Bakri
Jurnal Multidisiplin West Science Vol 2 No 02 (2023): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (470.607 KB) | DOI: 10.58812/jmws.v2i02.229

Abstract

Penelitian studi literatur ini membahas tentang peran inovasi dalam meningkatkan daya saing ekonomi. Tujuan dari penelitian ini adalah untuk mengidentifikasi peran inovasi dalam meningkatkan daya saing ekonomi dari perspektif internasional hingga nasional, serta tantangan-tantangan yang terkait dengan penerapan inovasi dalam meningkatkan daya saing ekonomi. Dalam penelitian ini, metode yang digunakan adalah studi literatur dengan mengumpulkan data dari sumber-sumber yang relevan di Indonesia maupun internasional. Berdasarkan hasil penelitian, inovasi dapat memberikan kontribusi yang signifikan dalam meningkatkan daya saing ekonomi. Berbagai studi menunjukkan bahwa inovasi dapat meningkatkan produktivitas, efisiensi, dan kualitas produk, serta membuka peluang baru untuk menciptakan pasar yang lebih luas dan mengurangi biaya produksi. Namun, implementasi inovasi juga dihadapkan pada berbagai tantangan, seperti keterbatasan sumber daya, kebijakan yang tidak mendukung, kurangnya investasi dalam riset dan pengembangan, serta kurangnya kesadaran akan pentingnya inovasi. Oleh karena itu, untuk meningkatkan daya saing ekonomi melalui inovasi, perlu adanya dukungan dari berbagai pihak, termasuk pemerintah, institusi pendidikan, sektor swasta, dan masyarakat umum. Pemerintah perlu menciptakan kebijakan yang mendukung pengembangan inovasi, meningkatkan akses terhadap sumber daya, serta meningkatkan dukungan untuk riset dan pengembangan. Institusi pendidikan perlu mempersiapkan tenaga kerja yang memiliki keterampilan dan pengetahuan untuk mengembangkan inovasi. Sektor swasta perlu berinvestasi dalam riset dan pengembangan serta memperhatikan inovasi sebagai strategi bisnis. Masyarakat umum perlu meningkatkan kesadaran akan pentingnya inovasi dan berperan aktif dalam mendukung pengembangan inovasi.
Future Financial Decisions Influencing Factors Irwan Moridu; Nurcahya Hartaty Posumah; Fitriani Fitriani; Asri Ady Bakri; Yusni Yusni
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 3 No. 2 (2023): Mei: Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v3i2.1155

Abstract

This study aims to pinpoint the variables that affect how people make financial decisions in the future. Future financial decisions, saving choices, and trust in banking institutions are the three variables we use in this study. 197 junior high school teachers from the Bandung region participated in the study. Multivariate Regression is the analytical approach used, and it can be used to assess the influence of independent variables on dependent variables. The results demonstrate a strong positive relationship between current saving decision variables and future financial decision variables. Similar to this, varying levels of trust in financial organisations have a lot of favourable effects. These findings imply that people have a greater propensity to save when they are motivated to do so. People who have confidence in financial institutions will manage their money prudently going forward.
Determination of Audit Report Delay in Indonesian Manufacturing Firms Trading on the Stock Market Syamsuri Rahim; Nur Wahyuni; Yuliantika I. Hady; Asriady Bakri
Jurnal Manajemen Bisnis Vol. 9 No. 1 (2022): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v9i1.524

Abstract

The purpose of this research is to examine how manufacturing firms listed on the Indonesia Stock Exchange determine their audit report lag time. The focus of this study is a manufacturing firm trading on the Indonesia Stock Exchange in 2021. In this study, we rely on information from the Indonesia Stock Exchange's annual reports.Purposive sampling is employed to assemble the data. The study's population consists of all 232 manufacturing firms registered on the Indonesia Stock Exchange; the sample consists of 52 firms that match the study's parameters. SPSS is utilized for the analysis, and the methods employed are descriptive statistics, classical assumptions, and hypotheses. Partial negative and significant effects of firm size, positive and negligible effects of company age, and negative and insignificant effects of audit committee size were found in this study on audit report lag.
The Application of Delone and Mclean Framework to Analyze the Relationship Between Customer Satisfaction and User Experience of Mobile Application Bekti Setiadi; Kraugusteeliana K; Andriya Risdwiyanto; Asri Ady Bakri; Ilham Arief
Jurnal Sistim Informasi dan Teknologi 2023, Vol. 5, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jsisfotek.v5i1.207

Abstract

This study aims to determine how much user satisfaction is based on the influence of the user experience of e-commerce applications using the modified DeLone & McLean model by adding perceived utilitarian and perceived hedonic variables as the main dimensions representing the IT user experience. The population of this research is users of e-commerce applications as buyers using the purposive sampling technique. While data analysis uses the PLS-SEM approach with the help of SmartPLS. The study's findings show that while perceived utilitarianism and service quality have little bearing on user satisfaction, perceived hedonistic behavior, system quality, and information quality do. Three of the many hypotheses that were put forth and rejected were: the influence of service quality on user contentment and use, and the influence of perceived utilitarianism on user satisfaction.
The Application of UTAUT Modified Model to Analyze the Customers Use Behavior of Shopee Paylater Asri Ady Bakri; Darwis; Anita Bawaiqki Wandanaya; Vivid Violin; Tribowo Rachmat Fauzan
Jurnal Sistim Informasi dan Teknologi 2023, Vol. 5, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jsisfotek.v5i1.210

Abstract

Paylater is one of the newest payment methods in e-commerce that implements a buy now, pay later system or an installment mechanism. This service is the latest payment option launched by e-commerce. This study aims to determine user acceptance perceptions that influence satisfaction, sustainability intentions, and user use behavior. The Unified Theory of Acceptance and Use of Technology 2 (UTAUT 2) model, which also includes the variables perceived trust and pleasure, was employed in this study. This study adopted a quantitative methodology, distributing online surveys with 26 questions and using SmartPLS version 3.3.2 tools to analyze the data. According to the study's findings, eight out of ten hypotheses are supported. Effort Expectancy on Satisfaction and Price Value on Satisfaction are two hypotheses that are ruled out since their path coefficients and T-test values, respectively, are less than 0.1 and 1.96.
Pengaruh Kompetensi, Skeptisme Profesional Dan Pengalaman Auditor Terhadap Pengungkapan Fraud Fiqra Saridewi; Darwis Lannai; Asriady Bakri; Andika Pramukti; Subhan Subhan
Center of Economic Students Journal Vol. 5 No. 1 (2022): January
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (185.857 KB) | DOI: 10.56750/csej.v5i1.67

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kompetemsi, skeptisme profesional dan pengalaman auditor terhadap pengungkapan fraud pada Kantor BPKP Perwakilan Provinsi Sulawesi Selatan. Penelitian ini dilakukan menggunakan metode analisis data statistik deskriptif dan teknik pengumpulan data yang dilakukan adalah metode kuesioner. Metode pengujian hipotesis yang digunakan yaitu metode analisis regresi linear berganda. Data dalam penelitian ini diperoleh dari auditor yang bekerja pada Kantor BPKP Perwakilan Sulawesi Selatan. Hasil penelitian menunjukkan bahwa kemampuan, pengalaman serta sikap skeptisme profesional auditor berpengaruh positif dan signifikan terhadap pengungkapan fraud. Hal ini menunjukkan bahwa mengungkap suatu tindak fraud dapat tercapai dengan baik, apabila auditor dibekali dengan kompetensi, skeptisme profesional serta pengalaman dalam melakukan dan menyelesaikan tugas auditnya.
CAPABILITY TO MANAGE FINANCIAL REPORTS FOR MSMES UTILIZING ACCOUNTING INFORMATION SYSTEMS Agry Alfiah; Asri Ady Bakri; Fatimah Fatimah; Rinto Syahdan; Hedar Rusman
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Accounting Information Systems (AIS) are gaining importance in the management of financial reports for micro, small, and medium-sized enterprises (MSMEs) in the current digital era. The ability to effectively utilize AIS can help SMBs manage their finances more efficiently and precisely, thereby enhancing their performance and long-term success. By utilizing the appropriate AIS, MSMEs can obtain advantages such as more efficient and accurate transaction recording, improved financial analysis, and the ability to generate comprehensive and simple-to-understand financial reports. Utilizing accounting information systems, this study seeks to facilitate the management of financial reports from micro, small, and medium-sized enterprises. AIS is a system used to manage financial data and provide business proprietors with accurate and up-to-date financial information. By utilizing AIS, MSMEs can save time and energy when managing financial reports and making structured business decisions regarding data input and processing, particularly financial reports. The research yields an accounting information system with system features suitable for assisting and supporting MSMEs in managing financial management, such as managing customer data, sales data, purchase data, account data, general journal data, user data, sales reports, purchase reports, general journal reports, balance sheet reports, income statements, and capital change reports.
Improving Student Text Writing Ability by Utilizing the Use of Augmented Reality Feature Fitria Meisarah; Cut Susan Octiva; Purwo Agus Sucipto; Ika Rahayu Satyaninrum; Asri Ady Bakri
Jurnal Sistim Informasi dan Teknologi 2023, Vol. 5, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jsisfotek.v5i1.213

Abstract

This study used a quantitative methodology. Experimental research is used, with a post-test-only control design as the study design. There were 100 students in the study's population, and students from classes A (the experimental type) and C (the control class) made up the sample. This study uses assemblers as a learning medium applied to those classes. Two variables are used in this study: the independent variable (the augmented reality feature in the assembler application) and the dependent variable (the ability to write descriptive texts for class students). Data collection techniques used are interview techniques, documentation, and observation. The application used to process research data is SPSS. This study's results show an influence between using augmented reality features and students' writing abilities. This is evident from the average value of the experimental class and control class.
Co-Authors A. Idun Suwarna Adrin Pilua Agry Alfiah Akbar Gifari Akhmad Al Aidhi Akhmad Ramli Al Halik Alfiana Alfrin E. M. Usmany Andi Batari Annisa Maknun Andika Pramukti Andriya Risdwiyanto Andy Ismail Anita Bawaiqki Wandanaya Anton Priyo Nugroho Antonius Rino Vanchapo Aprih Santoso Ardenny Ardenny Ari Nugroho Cahyono Arief Nuryana Arief Yanto Rukmana AUGUSTA DE JESUS MAGALHAES Bambang Sucipto Basuki Winarno Bekti Setiadi Chairul Insani Cut Susan Octiva Dafid Ginting Darwis Darwis Lannai Dedi Ramlan Dendy K Pramudito Deni Riani Devin Mahendika Dhiana Ekowati Dicky Jhon Anderson Butarbutar Djamaluddin Bijaang Edy Susanto Eko Cahyo Mayndarto Eko Susanto Elvira M. Usulu Endah Prawesti Ningrum Ervan Susilowati Eva Purnamasari Fatimah Fatimah Ferdinand Salomo Leuwol Feri Sanjaya Fifi Nurafifah Ibrahim Fiqra Saridewi Fitria Meisarah Fitriani Fitriani Frans Sudirjo Gamar Al Haddar Hari Setia Putra Hartono Hartono Hedar Rusman Hendri Hermawan Adinugraha HERY PURNOMO HM. Ridlwan Hambali Husaini I Nyoman, Sudyana, Ian Astarina Mas'ud Ika Rahayu Satyaninrum Ilham Arief Imam Hanafi Indra Rustiawan Irmawati S Irwan Moridu Iwan Sopwandin Jacomina Vonny Litamahuputty Jana Sandra Jemi Pabisangan Tahirs Josephus Alberth Makatita Junaid, Asriani Karnawi Kamar Koesoemasari, Dian Safitri Pantja Kraugusteeliana Kraugusteeliana La Juli Lia Nurina M. Ade Kurnia Harahap M. Daud Yahya M. Daud Yahya Mahdi Mahdi Mahdi Maria Sihombing Masbullah Masbullah Meylia Sari Mohammad Syahidul Haq Muhamad Risal Tawil Muhammad Adhitya Thamisyah Putra Muhammad Ihsan Dacholfany Muhammad Luthfi Muhammad Ridhwan Muhammad Su'un Muhammad Su’un Muhsin N Bailusy Mursalam Salim Ni Ketut Sukanti Nicholas Renaldo Noor Komari Pratiwi Novrini Hasti Nur Wahyuni Nuratni Botutihe Nurcahya Hartaty Posumah Nurlaili Rahmi Paul Usmany Putri Ekaresty Haes R. Indriyati Kamil Ricky Ricky Riko Mersandro Permana Rinto Syahdan Rita Zulbetti Rosdianah Rosdianah Roza, Nelli Samuel PD Anantadjaya Sarwo Hakim Septianti Permatasari Palembang Sitti Hartati Hairuddin Sri Purwati Subhan Subhan Sucipto, Purwo Agus Suhartini Salingkat Sunday Ade Sitorus Syamsuri Rahim Syeh Assery Tanti Widia Nurdiani Teguh Setiawan Wibowo Tiryono Ruby Tommy Indra Gunawan Tribowo Rachmat Fauzan Tukiyo Tuti Dharmawati Vivid Violin Warkianto Widjaja Yuliantika I. Hady Yusni Yusni Zulfiah Larisu