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PENGARUH DANA PIHAK KETIGA DAN LOAN TO DEPOSIT RATIO TERHADAP PENYALURAN KREDIT (Studi kasus pada PT Bank Republik Indonesia (Persero) Tbk periode tahun 2007 – 2016) Ali, Muhammad
Jurnal Riset Akuntansi dan Keuangan Vol 6, No 2 (2018): Jurnal Riset Akuntansi dan Keuangan. Agustus 2018 [DOAJ & SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v6i2.10930

Abstract

This study aims the effect Third Party Funds (TPF) and Loan to Deposit Ratio (LDR) to the total of loans. Bank Rakyat Indonesia Co., Ltd is used in this study for the object in period 2007-2016. The method of this research is descriptive and associative method with technique analysis that used is multiple regression analysis. Based on t test with SPSS 20, TPF partially a positive and significant effect on the total of loans. LDR also partially a positive and significant effect on the total of loans. Based on F test with SPSS 20, TPF and LDR simultaneously have significant influence on the total of loans. Keywords : Third Party Funds, Loan to Deposit Ratio (LDR), total of loans
PENGARUH NET INTEREST MARGIN (NIM), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSETS (ROA) Ali, Muhammad; triyuliawan, roosaleh laksono
Jurnal Riset Akuntansi dan Keuangan Vol 5, No 2 (2017): Jurnal Riset Akuntansi dan Keuangan. Agustus 2017
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v5i2.7853

Abstract

Abstract. This study aims to determine the magnitude of the influence of Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non Performing Loan (NPL) to Return On Assets (ROA) at State-Owned Banks (Bank BNI, Bank Mandiri, Bank BTN, and Bank BRI) for the period 2003-2015. This study uses secondary data obtained from the document in the form of an annual financial report. The design of this study using associative analysis, namely multiple regression analysis. The results show that partially, Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), and Loan to Deposit Ratio (LDR) have an effect on Return On Assets (ROA). While Non-Performing Loan (NPL) has no effect on Return On Assets (ROA). Simultaneously, the results showed that Net Interest Margin (NIM), Operational Cost / Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Non-Performing Loan (NPL) have an effect on Return On Assets (ROA).Keywords: BOPO; LDR; NIM; NPL; ROA.Abstrak. Penelitian ini bertujuan untuk mengetahui besarnya pengaruh Net Interest Margin (NIM), Biaya Operasional/Pendapatan Operasional (BOPO),  Loan to Deposit Ratio (LDR), dan  Non Performing Loan (NPL) terhadap Return On Assets (ROA) pada Bank Umum Milik Negara (Bank BNI, Bank Mandiri, Bank BTN, dan Bank BRI) periode 2003-2015. Penelitian ini menggunakan data sekunder yang diperoleh melalui dokumen berupa laporan keungan tahunan. Desain penelitian ini menggunakan analisis asosiatif, yaitu analisis regresi berganda. Hasil penelitian menunjukkan  bahwa secara parsial, Net Interest Margin (NIM), Biaya Operasional/Pendapatan Operasional (BOPO), dan  Loan to Deposit Ratio (LDR) berpengaruh terhadap Return On Assets (ROA). Sedangkan Non Performing Loan (NPL) tidak berpengaruh terhadap Return On Assets (ROA). Secara simultan, hasil penelitian menunjukkan bahwa Net Interest Margin (NIM) , Biaya Operasional/Pendapatan Operasional (BOPO),  Loan to Deposit Ratio (LDR), dan  Non Performing Loan (NPL) berpengaruh terhadap Return On Assets (ROA).Kata Kunci: BOPO; LDR; NIM; NPL; ROA.
PENGARUH RETURN ON ASSETS (ROA), NON PERFORMING LOAN (NPL), DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PERTUMBUHAN LABA (Studi pada PT BPR Cianjur periode 2007-2016) Muhammad Ali
Jurnal Akuntansi Bisnis dan Ekonomi Vol. 4 No. 2 (2018): Jurnal Akuntansi Bisnis dan Ekonomi (JABE)
Publisher : Universitas Widyatama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.191 KB) | DOI: 10.33197/jabe.vol4.iss2.2018.180

Abstract

The purpose of this study is determining how much influence of Return On Assets (ROA), Non-Performing Loan (NPL) and Capital Adequacy Ratio (CAR) either partially or simultaneously toward of Earnings Growth at PT BPR Cianjur in period 2007-2016. The methods used in this research are descriptive and associative methods. To determine the influence of these variables used multiple linear regression analysis. And then doing hypothesis test of partial t test and F test of simultaneously using application software SPSS 22. The Result of this study shows an average of the year 2007-2016 from Return on Assets (ROA) amounted to 4,4230, Non-Performing Loan (NPL) amounted to 7,6630, Capital Adequacy Ratio (CAR) amounted 35,2110, and Earnings Growth amounted 22,20. Based upon the research, there is results that Return On Assets (ROA), Non-Performing Loan (NPL) is not significant on Earnings Growth, and Capital Adequacy Ratio (CAR) has a positive significant effect on Earnings Growth. The simultaneous Return On Assets (ROA), Non-Performing Loan (NPL) and Capital Adequacy Ratio (CAR) significantly effects on Earnings Growth.
Tata Kelola Koperasi Syari’ah untuk Keberlanjutan Usaha Suryana; Muhammad Ali; Syafrizal Ikram; Dudi Abdul Halim; Tria Apriliana; Ingrid Larasati Agustina
Jurnal Inovasi Masyarakat Vol. 1 No. 3 (2021): Jurnal Inovasi Masyarakat
Publisher : LP2M Universitas Widyatama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (778.567 KB) | DOI: 10.33197/jim.vol1.iss3.2021.797

Abstract

Pengabdian kepada Masyarakat ini bertujuan untuk memberi pelatihan mengenai tata kelola koperasi syari’ah dan menyusun pembentukan pengurus dan pengawas pada koperasi sekunder. Peserta merasa mendapat pengetahuan langsung ke pokok permasalahan sehingga merasa terbantu dalam memahami sistem tata kelola koperasi syari’ah untuk keberlanjutan usaha mereka. Pengetahuan, pemahaman dan keterampilan peserta tentang pentingnya tata kelola, keberlanjutan usaha koperasi syari’ah mengalami peningkatan yang signifikan, hal ini dapat dilihat dari luaran yang dicapai, yaitu  kemampuan peserta merumuskan kembali tata kelola dan berhasil membentuk kepengurusan yang baru pada koperasi sekunder syari’ah.
Pengaruh Suku Bunga SBI, Inflasi, Nilai Tukar Rupiah, Harga Emas Dunia, dan Harga Minyak Mentah Dunia terhadap Indeks Harga Saham Gabungan (IHSG) Periode Tahun 2017-2020 Muhammad Ali
Tirtayasa Ekonomika Vol 17, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jte.v17i2.16586

Abstract

Penelitian ini bertujuan mengetahui pengaruh Suku Bunga SBI, Inflasi, Nilai Tukar Rupiah, Harga Emas Dunia dan Harga Minyak Mentah Dunia terhadap Indeks Harga Saham Gabungan (IHSG) periode pengamatan 2017-2020. Metode Analisis yang digunakan dalam penelitian ini adalah regresi berganda yang dioperasikan menggunakan program Eviews-10. Pada penggunaan metode analisis regresi berganda, data yang digunakan harus memenuhi uji asumsi klasik untuk membuat persamaan regresi menghasilkan BLUE (Best, Linear, Unbiased, Estimator). Data yang digunakan dalam penelitian ini adalah data bulanan semua variabel dalam periode 2017-2020. Hasil penelitian ini mengindikasikan bahwa secara parsial, variabel Suku Bunga SBI, Inflasi, Nilai Tukar Rupiah, dan Harga Emas Dunia tidak memiliki pengaruh terhadap Indeks Harga Saham Gabungan. Hanya variabel Harga Minyak Dunia yang memiliki pengaruh positif terhadap Indeks Harga Saham Gabungan. Secara simultan, semua variabel independen mempengaruhi Indeks Harga Saham Gabungan. Nilai adjusted R-squre 59,1% yang memiliki arti bahwa 59.1% pergerakan Indeks Harga Saham Gabungan dipengaruhi oleh seluruh variabel independen pada penelitian ini, sedangkan 40,9% dipengaruhi oleh variabel di luar penelitian ini.
The Effect of Foreign Investment And Domestic Investment on The Gross Regional Domestic Product in Indonesia (Survey of 34 Provinces for 2019-2022) Muhammad Ali; Ingrid Larasati Agustina; Tria Apriliana; Syafrizal Ikram; Suryana Suryana; Dudi Abdul Hadi
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 1 (2024): Februari
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i1.4355

Abstract

The purpose of this study was to determine the effect of foreign investment and domestic investment on gross regional domestic product in Indonesia. The research subjects are 34 provinces in Indonesia for the period 2019 – 2022. This research was conducted in Indonesia. This type of research is quantitative research. The data used in this study are secondary data obtained from the Indonesian Central Bureau of Statistics. The research method used in this study is the explanatory method. Data analysis techniques in this study are descriptive analysis and panel data regression analysis. The results of this study simultaneously indicate that there is an influence of foreign investment and domestic investment on gross regional domestic product. Partially, there is no effect of foreign investment on gross regional domestic product, while domestic investment has an effect on gross regional domestic product.