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All Journal JAS (Jurnal Akuntansi Syariah) JPS (Jurnal Perbankan Syariah)
Khodijah Ishak
Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis
Economics, Econometrics & Finance

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Analisa Produk Tabungan BSM Dalam Menarik Minat Nasabah Khodijah Ishak; Ida Afrida Ningsih
JPS (Jurnal Perbankan Syariah) Vol 1 No 1 (2020): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (452.832 KB) | DOI: 10.46367/jps.v1i1.199

Abstract

Bank Syariah Mandiri Sub-Branch Office Dumai Sukajadi is one of the banks operating based on sharia principles offering fundraising products and one of them is tabungan BSM . The tabungan BSM are based on sharia principles with the mudharabah muthlaqah agreement. This research uses primary data and secondary data. The results showed that the marketing strategy of tabungan BSM products to attract customers of Bank Syariah Mandiri Dumai Sukajadi Sub-Branch Office has been going well, from conducting promotions, socializing, distributing brochures and participating in certain events. In addition, the presence of Bank Syariah Mandiri Dumai Sukajadi Sub-Branch Office is very helpful for customers to open various kinds of savings provided by the Bank Syariah Mandiri Dumai Sukajadi Sub-Branch Office.
Pengaruh Sistem Bagi Hasil Deposito Terhadap Persepsi Nasabah Devi Wahyu Arianti; Khodijah Ishak
JPS (Jurnal Perbankan Syariah) Vol 1 No 2 (2020): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (746.567 KB) | DOI: 10.46367/jps.v1i2.237

Abstract

Banking is a financial institution that provides services and facilities to its customers who wish to conduct financial transactions. Bank Syariah Mandiri is a sharia financial institution that offers mudharabah time deposits with a profit-sharing agreement. This study aims to determine the effect of the deposit sharing system on customer perceptions at Bank Syariah Mandiri Bengkalis Sub-Branch Office. This research uses quantitative methods with the number of respondents as many as 110 customers. Based on the results of the calculation of the correlation between profit-sharing with customer perceptions has a positive relationship. Then there is a significant influence between profit-sharing on customer perceptions at Bank Syariah Mandiri Bengkalis Sub Branch Office.
Pengaruh Sistem Pengendalian Internal Dan Akuntabilitas Terhadap Pengelolaan Penyaluran Dana Hibah Khodijah Ishak; Siti Amalia
JAS (Jurnal Akuntansi Syariah) Vol 4 No 1 (2020): JAS (Jurnal Akuntansi Syariah) - June
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (626.827 KB) | DOI: 10.46367/jas.v4i1.218

Abstract

This research was conducted to determine the effect of the internal control system and accountability on the management of the distribution of grant funds in the organizational unit of Bengkalis Regency. The type of data from this research is quantitative and the source of the data comes from primary data. Data collection used in this research is data in the form of a questionnaire distributed to 22 Organizations of Related Regional Organizations and sampling using purposive sampling techniques. Data analysis techniques using multiple linear regression test. The results of this research are partially and simultaneously the internal control system and accountability significantly influence the management of the distribution of grant funds, the magnitude of the influence of the internal control system and accountability of 81.6% and 18.4% are influenced by other factors.
Co-Authors Devi Wahyu Arianti Ida Afrida Ningsih Siti Amalia