Diah Setyorini Gunawan
Jenderal Soedirman University

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Factors Affecting Business Income of Empal Gentong in Cirebon City Lathifa Dinar; Neni Widayaningsih; Diah Setyorini Gunawan; Joseph Yakatambu Yaramai
EKO-REGIONAL Vol 16, No 2 (2021)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.erjpe.2021.16.2.1847

Abstract

The goal of this research is to analyze the effect of capital, labor, length of business, education, and working hours on the empal gentong business income in Cirebon and to analyze which variable has the most effect on that income. We surveyed 30 business owners of empal gentong in Cirebon. The method using in this research is multiple linear regression. This result concludes capital, labor, length of business, education, and working hours have a positive and significant effect jointly on empal gentong business income. The analysis result in partially is capital and length of business have significant effect. Meanwhile, variables of labor, education and working hours have no significant effect on empal gentong business income. From these five variables, the most influential variable on empal gentong business income is the capital variable.Keywords: Income, Capital, Labor, Length of Business, Education, Working Hours
PERANAN KREDIT PERBANKAN DALAM PENGEMBANGAN UMKM LOGAM Diah Setyorini Gunawan; Abdul Aziz Ahmad; Ratna Setyawati Gunawan; Oke Setiarso
Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi Vol 19, No 02 (2022): Equilibrium: Jurnal penelitian Pendidikan dan Ekonomi
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/equi.v19i02.5870

Abstract

AbstrakUMKM merupakan sektor yang mampu memperluas lapangan kerja dan meningkatkan pertumbuhan ekonomi tetapi masih menghadapi kendala dalam mengakses kredit perbankan. Penelitian ini bertujuan menganalisis perbedaan kinerja pengrajin logam yang menerima kredit perbankan, sebelum dan sesudah menerima kredit perbankan. Kinerja pengrajin logam dilihat dari tingkat pendapatan bersih. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kuantitatif. Penelitian ini menggunakan data primer. Data primer diperoleh dari hasil wawancara langsung dengan 16 pengrajin logam di Desa Pasir Wetan Kecamatan Karanglewas Kabupaten Banyumas yang mendapatkan kredit perbankan. Metode analisis yang digunakan dalam penelitian ini adalah analisis uji perbedaan. Dalam penelitian ini digunakan  Uji Wilcoxon. Hasil penelitian menunjukkan bahwa terdapat perbedaan kinerja yang signifikan antara sebelum dan sesudah menerima kredit perbankan. Keberadaan kredit perbankan memberikan manfaat bagi pengembangan UMKM logam di Desa Pasir Wetan Kecamatan Karanglewas Kabupaten Banyumas, dimana kinerja pengrajin logam mengalami peningkatan. Kredit perbankan diperlukan oleh pengrajin logam di Desa Pasir Wetan untuk mengatasi masalah keterbatasan modal yang dimiliki dalam upaya pengembangan usaha pengolahan logam. Langkah-langkah yang dapat dilakukan oleh pemerintah terkait upaya meningkatkan akses UMKM terhadap modal adalah dengan memberikan insentif-insentif dan mendesain ulang berbagai program kredit yang telah ada.Kata kunci: UMKM; Kinerja; Kredit Bank; Strategi Pengembangan UMKM AbstractMSME is a sector that is able to expand employment opprtunities and increase economic growth but still faces obstacles in accessing bank credit. This research aimed to analyze the performance difference of metal craftsmen receiving bank credit, before and after receiving bank credit. The performance of metal craftsmen can be seen from net income level. The research method used in this study was a quantitative research method. This research used primary data. Primary data was obtained from direct interview with     16 metal craftsmen who receive bank credit in Pasir Wetan Village Karanglewas Sub-District Banyumas Regency who receive bank credit. The analysis method used in this research was statistical differences testing. In this study, the Wilcoxon Test was used. The result indicated that there was a significant difference before and after receiving bank credit. The existence of bank credit provided benefits for the development of MSME metal in Pasir Wetan Village, Karanglewas Sub-District, Banyumas Regency, in which the performance of metal craftsmen has increased. Bank credit was required by metal craftsmen in Pasir Wetan Village to overcome the problem of limited capital in developing the metal processing business. The measures that can be taken by the government related to efforts to improve MSME access to capital are to provide incentives and redesign existing credit programs.Keywords: MSMEs; Performance; Bank Credit; MSMEs Development Strategy
Strategies of Regional Levies of the Agriculture and Plantation Office of Central Java Province Diah Setyorini Gunawan; Icuk Rangga Bawono
EKO-REGIONAL Vol 18, No 1 (2023)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.erjpe.2023.18.1.3371

Abstract

The management of regional levies at the Regional Apparatus Organizations needs to be done optimally, including in this case the management of regional levies at the Agriculture and Plantation Office of Central Java Province. In this regard, it is necessary to prepare a Local Own-Source Revenue strategies from the regional levies sector. The preparation of the strategies based on the results of the identification of strengths, weaknesses, opportunities, and threats in terms of collecting regional levies. This study used primary data and secondary data. Primary data include the interviews results with key informants regarding the strengths, weaknesses, opportunities, and threats in terms of collecting regional levies while secondary data include data on regional levies and references related to the Agriculture and Plantation Office of Central Java Province. This study used SWOT analysis. From this study, it can be identified the strengths, weaknesses, opportunities, and threats in terms of collecting regional levies and the strategies for the regional levies at the Agriculture and Plantation Office of Central Java Province Keywords: Strategies, Local Own-Source Revenue, Regional Levies.