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Hutang Luar Negeri Indonesia Ditinjau Dari Perspektif Ekonomi Islam Faishol Lutfi
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 6 | No. 1 | 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

There are so many interesting phenopenone if we discuss of Indonesian economy especially at monetary sector. Foreign debt is one of several popular problem on developing countries like Indonesia. It is one of practice solution about saving debt to maintain the development process. The aim of this research is to analyse Indonesian foreign debt and How Islamic perspective views it. Analytical method used in this research is literature study. We used secondary data taken from BI, BPS, Kemenkeu, etc. The result of this research shows that foreign debt will be a boomerang when not properly managed by the government. In some cases, Indonesia's current foreign debt conditions do not conform to the norms taught by Islam. The implication is that the government needs a re-review of foreign debt to be more in line with Islamic norms which put forward the side of maslahat
Sinergitas Nahdlatul Ulama dan Muhammadiyah Dalam Pengembangan Ekonomi Islam di Indonesia Faishol Luthfi; Wildana Latif M.
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 2 (2019): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (499.936 KB) | DOI: 10.22236/alurban_vol3/is2pp137-148

Abstract

This paper aims to analyze the sinergity of Islamic organisations (Nahdlatul Ulama and Muhammadiyah) towards the development of Islamic Economy in Indonesia. This study uses a qualitative method. This type of research is literature analysis. Data is collected and analyzed from the main sources of Islam (i.e. Qur'an and Hadith) and previous research studies related to Islamic organizations in Indonesia. The authors find that Nahdlatul Ulama and Muhammadiyah are the largest Islamic organizations in Indonesia which have their own characteristics. Both of these organizations have a distinction in the methods of da'wah and mass bases. The synergy of Nahdlatul Ulama and Muhammadiyah through da'wah methods and mass bases can develop Islamic economy in Indonesia. The authors argue that in the future it may be necessary to have a deeper synergy between activists, administrators, and followers of Nahdlatul Ulama and Muhammadiyah. This paper is the pioneer to analyze the sinergity of Islamic organizations towards the development of Islamic Economy in Indonesia.
Measuring the Efficiency of BAZNAS in Managing Zakat Funds with Stochastic Frontier Approach Analysis, 2002–2016 Risanda A.; Faishol Luthfi; Sri Herianingrum
International Journal of Zakat Vol 3 No 1 (2018)
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1133.18 KB) | DOI: 10.37706/ijaz.v3i1.70

Abstract

This study aims to measure the technical efficiency and identify factors that cause technical inefficiency of Badan Amil Zakat Nasional (BAZNAS) in managing zakat funds on receipt and the distribution of zakat funds. The data used were time series data from 2002 to2016. The input variables used were total assets and operational costs, while the output variables were the receipt of zakat funds and the distribution of zakat funds. Using stochastic frontier analysis, this study has successfully identified that total assets and operational costs had a positive and significant effect on the receipt of zakat funds. The same results also demonstrated that the operational costs for the distribution of zakat funds had a positive and significant effect. The results for total assets on distribution of zakat funds were positive but not significant. Overall, the technical efficiency regarding the receipt of BAZNAS zakat funds was found to be 94.98 percent, which means that there is 5.02 percent remaining that could still be optimized, while technical efficiency regarding the distribution of BAZNAS zakat funds was found to be 70.99 percent, leaving 29.01 percent that could still be optimized. Keywords: Badan Amil Zakat Nasional (BAZNAS), Stochastic Frontier Analysis, Technical Efficiency
BAGAIMANA EKONOMI ISLAM MEMANDANG HUBUNGAN ANTARA PERTUMBUHAN EKONOMI DAN PERUBAHAN IKLIM ? (STUDI KASUS: INDONESIA) Faishol Luthfi
JURNAL MUAMALAT INDONESIA - JMI Vol 3, No 1 (2023): Jurnal Muamalat Indonesia
Publisher : FAKULTAS EKONOMI DAN BISNIS UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (377.756 KB) | DOI: 10.26418/jmi.v3i1.63897

Abstract

This study aims to examine the relationship between economic growth and climate change and how Islamic economics views this relationship. This study uses a quantitative approach with the analytical method used is Vector Autoregression (VAR). The data used in this study is Indonesia's country data for the period 1990 to 2018. The results of the study show that there is a unidirectional relationship between economic growth and climate change. This indicates that climate change, which is proxied through the amount of GHG, has affected economic growth. Climate change that has been happening for a long time due to human activities is starting to have an impact on the economic sector. Therefore, it is time for humans to be aware and think forward or visionary. Islam, through its various arguments, has explained the importance of environmental sustainability. Even more specifically, Islamic economics through the concept of hifdz al-'alam from Yusuf Qardhawi has explained the importance of preserving nature.
THE KSPPS STRATEGY OF BMT AIRLANGGA WAS DEVOTED TO PERSADA DURING THE COVID-19 PANDEMIC Muhammad Deni Putra; Faishol Luthfi; Wildana Latif M
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2623

Abstract

The Covid-19 pandemic has affected many aspects. Not only for MSMEs but also Islamic microfinanceinstitutions. This study aims to determine the strategy of Islamic microfinance institutions, namely KSPPS BMTAirlangga Bakti Persada during the Covid-19 pandemic. This research uses a descriptive qualitative approachwith a case study method. The results of this study indicate that KSPPS BMT Airlangga Bakti Persada has acertain strategy so that it can survive in the Covid-19 pandemic era. The strategy includes risk managementand operational management at the institution. Risk management includes the management of default riskby members and management of default risk by the institution. Operational management is related to healthprotocols so that employees are not exposed to the Covid-19 virus.
Pendampingan Usaha sebagai Variabel Moderator pada Pengaruh antara Modal Sendiri dan Jumlah Pembiayaan Murabahah terhadap Omzet Faishol Luthfi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 1 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i1.4857

Abstract

This study aims to analyze the effect of equity and murabahah financing on MSME turnover with business assistance as a moderating variable. This study uses a mix methods approach which is a combination of quantitative and qualitative methods. The quantitative method uses Moderated Regression Analysis (MRA) and the qualitative method uses descriptive analysis. The independent variables in this research are equity (X1) and the amount of murabahah financing (X2) with business assistance as a moderating variable (Xm). The dependent variable is MSME turnover. The subject of this research is MSME actors in Surabaya City. The sample of this study amounted to 300 people who were taken using purposive sampling method. The results showed that the variable of equity has a positive and significant effect on MSME turnover, while business assistance has been shown to moderate the influence between equity and murabahah financing on MSME turnover. There are several forms of business assistance for MSME actors, namely related to production capacity, business community and product promotion.This study looks at the independent variables from two sides, namely from the internal side of MSME actors, namely their own capital and externally, namely murabahah financing. Further exploration is needed regarding the independent variables in this study.This study is useful for relevant regulators to formulate MSME development policies considering the importance of MSME's role in the Indonesian economy. This study provides deeper insight into business assistance as a moderating variable and also forms of business assistance.